Mortgage in Charlotte NC

Information about mortgage and home loans for North Carolina, specifically serving Charlotte, Matthews, Lake Norman, Huntersville, Pineville, Cornelius, Monroe, Gastonia, Concord and the sourrounding areas.
RECENT BLOG POSTS
Waiting on the Right Time to Buy a Home? How about finding the right home to buy now? Money Magazine punlished an article recently that echos what I have been saying for quite some time. Too many people are waiting for the perfect time to buy, thinking they can time the "bottom" of the market to ...
06/02/2008
Jonathan Osman.. I am calling you out! Seriously... it's your fault! A while back Jonathan commented on one of my posts saying he was going to try to catch me and pass me in points. Everytime he'd get close, I'd jump back ahead... don't you love competition? I actually took the time to talk to Jo...
06/02/2008
Effective July 14, 2008, HUD has approved an increase in FHA mortgage insurance premium rates. The increases are "Risk Based" and will vary based on loan to value and credit score. FHA still requires a minimum 3% down payment, but for those that put down more, the premiums will be lower. The bett...
05/16/2008
  North Carolina Teachers deserve Special Treatment Announcing special mortgage loan financing program for North Carolina Teachers. My wife is a teacher, so I know first hand the stresses and under-appreciation NC teachers get. They do not get the support or credit they deserve. I may not be able...
05/13/2008
3 Comments
So you're getting money back from Uncle Same to spend. And yes, the idea is to spend it!While I think its a great idea to save the money or at least pay off some debt with it, the fact of the matter is that most American's do not save. We spend. That's why the government is so sure you will use i...
05/04/2008
As an Active Rain member that blogged virtually everyday for months, over the past couple months I must admit I have posted very little to the community. I can come up with all the excuses... lack of time, got busy, other things to do.. but when I sit back and ask myself what happened, I have to ...
05/04/2008
Recently Zillow announced it's Mortgage Marketplace. I have to admit, I am not crazy about the idea of pitting lenders against each other for "blind" annonymous rate quotes. The whole idea of comparing my services against another lender with at best half the facts makes me nervous. Long term I se...
04/30/2008
One of the biggest complaints from Realtors today is that it seems to be taking forever to close a loan, especially the FHA mortgage loans. The average turn time to get a loan submission through underwriting is roughly 21 business days... only counting business days means that's a month!One of th...
04/29/2008
Charlotte Area Firefighters: You too can buy a home for Half Price!Yes, that's right. You can own a part of the city you risk your life to protect, and own it for only half price. As a full time Charlotte Firefighter, you can buy select HUD owned homes for 50% off!Say you find a home that HUD is ...
04/24/2008
Attention Charlotte NC area School Teachers.Did you know that you have the ability to purchase a Charlotte HUD home for only 50% of the list price? That's right! Using the Good Neighbor Next Door program, Charlotte area teachers can buy a home for half price. In addition to that, Charlotte teache...
04/24/2008
Rainer
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