buying a home: Canadian Real Estate Magazine names Kamloops among Top 5 Investment Towns
- 10/12/11 04:27 PM
Kamloops residents have long understood that they have a wonderful life. From skiing and hiking to fine arts and dining, there is something for everyone. Today, it is apparent that more and more people understand the great life Kamloops has to offer. Canadian Real Estate Magazine recently named Kamloops as one of the top 5 investment towns in BC. Thanks to increasing home sales, a strong rental market, and less of an oversupply of condominiums in comparison to other town, Kamloops is making a name for itself. In addition, the $50M put into renovating and building additional sports facilities is … (3 comments)
buying a home: Keeping friends close after your move to Kamloops
- 09/23/11 03:59 AM
In today’s busy world, friendships have changed. We no longer live in a time where hand-written letters and cards are exchanged or weekly “social calls” are a way of life. Instead, we live in a world of cell phones, Skype, and text messaging. With all of these inventions, you would think that keeping up with long distance friends would be easy… somehow; we seem to be losing the battle of maintaining long distance friendships following a move. But, there are some easy ways to stay in touch with old friends when you move to Kamloops:
1. Set aside time: Remember, … (2 comments)
buying a home: Mortgages: Don’t Learn the Hard Way
- 08/28/11 07:17 AM
While learning from experience is great in most areas, it is not the best way to learn about mortgages. In fact, learning from experience can cost you thousands of dollars and many headaches. Before signing on that dotted line to purchase your new Kamloops home, be sure to do your research and understand exactly what you are signing. According to a recent article by PJ Wade on Realty Times, here are five things to think about when determining which mortgage and which lender is right for you: 1. Consider the source: While the internet is a great research tool, it can … (2 comments)
buying a home: The Real Costs of Buying Your Kamloops Home
- 08/16/11 05:03 AM
For many of us, buying our own home in Kamloops is a dream come true. It is the reward for years of saving, planning, and searching for the perfect floorplan and neighborhood. As you plan for this major purchase, it is easy to focus on getting your down payment together and budgeting for monthly mortgages. There are other costs, however, that catches many people by surprise and sometimes raises the total cost of the home by thousands of dollars. Legal fees, inspections, insurance, and appraisals are just a few costs that most home buyers have to pay, but many fail to … (0 comments)
buying a home: Planning For Your Down Payment
- 04/11/11 05:17 AM
Are you planning to buy a New Home in the Kamloops area? If so, you are probably saving for that down payment. But how much should you expect to put down on your dream home? Many financial advisors suggest putting down at least 20% of the mortgage. This seemingly large down payment will eliminate the need to purchase Mortgage insurance, which is added onto your monthly payment. Additionally, the more you are able to put down, the less interest and fees that will be amortized over the length of the mortgage. Saving for a down payment can seem like a daunting … (2 comments)
Buying a pre-owned home can be risky. You don't know how well the previous owner has cared for the home, and you may not have a clear understanding of the condition of systems inside the home, such as heating and cooling, the roof, or major appliances. I am pleased to be the exclusive provider in Kamloops for Certified Pre-Owned Homes. This new program will allow buyers to feel comfortable with the condition of the pre-owned home they are purchasing, and will allow sellers to garner the maximum price for their home. First of all, what is a … (0 comments)
buying a home: Important Mortgage News
- 01/22/11 08:22 AM
Several important announcements were recently made in regards to mortgages and interest rates. These changes affect anyone who is currently or is planning to purchase or refinance a home: Mortgage Rule Changes: As expected, on Jan 17th, 2011, Finance Minister Jim Flaherty announced changes to mortgage rules in Canada. These changes will directly affect anyone looking to take out a mortgage on a home or refinance a current home: 1. The maximum amortization period has been lowered from 35 to 30 years for government-backed insured mortgages. This affects mortgages when the down payment is less than 20 percent. This new amortization … (3 comments)
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