Mike Marroquin's Blog

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Mortgage and Lending - Supreme Lending - NMLS#: 1054841
RECENT BLOG POSTS
Las Vegas High-Rise Condo's seem to have gained a lot of popularity once again.  As the strip grows and more venues and attractions are built creating a constant flow of events at the T-Mobile area and soon the football stadium, the interest in highrise living seems to be increasingly growing.  T...
10/17/2018
So, you went online and started browsing around at all the homes for sale in your area and you were told you need to speak with a good lender to get Pre-Qualified or Pre-Approved right? What’s the difference you wonder? The starting point in any real estate search is always going to be speaking w...
04/30/2018
Most markets across the country are in the same boat to some degree or another with demand outpacing supply for homes on the market.  The Real Estate Market in Nevada is moving fast, with demand outpacing supply as well.  When a home comes on the market, you can be sure that a number of people ar...
04/26/2018
If the U.S. housing crash of 2008 caused a global credit liquidity crisis, could a similar crash in China have the same global impact on credit?  I saw an article in Forbes discussing the signs of a possible bubble bursting in the Chinese real estate market similar to what the U.S. saw in 2008.  ...
05/21/2014
I just wanted to take a moment to make sure that people realize that cheapest is not always best when it comes to homeowners insurance.  We buy insurance because we to when taking out a loan on a property, and also in case of disaster.  Most people buy insurance and hope to never have to use it, ...
05/14/2014
Do not move move money around or make large deposits or withdrawals.  Bank verification's are done just before escrow and all large deposits (over $1,000) other than normal payroll will have to have a paper trail of bank statements.  We must "source" the deposit.  This is required do to the Patr...
04/29/2014
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All About VA HOME LOANS The VA Loan program is the most powerful and flexible home loan program on the market for veterans and military families. These flexible, government-backed loans come with significant benefits that open the gateway of home ownership to veterans who might otherwise struggle...
04/17/2014
"I'm retired and earn social security income. Can I get a mortgage?"  This is a common and understandable question for those earning a social security income. Regarding income used for mortgage qualification, Income is income.  In fact, as with some military income that is not taxable, it can lik...
04/03/2014
What is included in my Debt-To-Income (DTI) Ratio? This is a common question asked by borrowers, and rightly so.  With credit scores so often being the focus of mortgage loan qualification, people often forget that their DTI ratio is even more important. This is especially true now with the passi...
04/01/2014
VA HOME LOANS The VA Loan program is the most powerful and flexible home loan program on the market for veterans and military families. These flexible, government-backed loans come with significant benefits that open the doors of home ownership to veterans who might otherwise struggle to obtain f...
03/27/2014
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Mike Marroquin

Supreme Lending Team
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