credit score: An Easy Checklist for Repairing Your Credit Score
- 08/08/12 06:45 AM
Life is tough when your credit score stinks. With the national economic mess of the past few years, millions of Americans can attest to that very real fact. Whether it was a foreclosure, short sale, deed-in-lieu of foreclosure, a job loss or just plain irresponsibility, there are some steps you can take to repair your credit score and get it back into the range where it is, once again, attractive to lenders and credit card companies.What is considered a good credit score? Credit scores range from 300 (the worst) to 850. Although a score of 700 will get you lower rates … (15 comments)
credit score: How to Get a Mortgage With a Low Credit Score
- 06/22/12 02:20 AM
The current combination of low mortgage rates and rock bottom home prices means there has never been a more attractive time to buy a home, but do you even have a shot if your credit isn’t perfect? Is My Credit Score Really That Bad? A few years ago you could walk into a mortgage broker’s office and get a home loan with a credit score in the 500s, but those days seem to be long gone. Many loan programs demand at least a 680 credit score today, and if you don’t have at least a 620, don’t expect a call back. … (3 comments)
credit score: How to Apply for a Mortgage Loan Like a Pro
- 03/18/12 08:42 AM
Buying a home is not something the average American does every day. While the purchase process is second nature to real estate and mortgage brokers, it is somewhat mysterious to the rest of us.When asked how to eat an elephant, a wise person once responded, “one bite at a time.” While the home loan process seems like a gargantuan task, it’s easier to understand when it’s broken down into smaller pieces. Act Like a Boy Scout - Prepare! Wouldn’t it be great if there were a one-stop shop where you could price-compare without having to run all over town? While a … (2 comments)
Life is tough when your credit score stinks. With the national economic mess of the past few years, millions of Americans can attest to that very real fact. Whether it was a foreclosure, short sale, deed-in-lieu of foreclosure, a job loss or just plain irresponsibility, there are some steps you can take to repair your credit score and get it back into the range where it is, once again, attractive to lenders and credit card companies.What is considered a good credit score? Credit scores range from 300 (the worst) to 850. Although a score of 700 will get you lower rates … (15 comments)
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