Fred's FHA Mortgage and Conventional Real Estate Loan Blog

Mortgage and Lending - Guild Mortgage Co - Oak Harbor WA
Welcome to my blog about mortgages and real estate loans in Oregon, California, Alaska and Washington. I am a government specialist and am a Vietnam era veteran. I enjoy working first time home buyers and have many tools available to help them.



Do you feel like you have been knocked down and counted out? Have you taken it all and am not sure if you can come out for the next round?  I know that right now, it seems that everything that can go wrong in the industry is and has, so I guess it is time for some advice from the past. "Nothing ...
I have been reading everything I can find about the new housing bill and trying to find out what everything means. How are we going to help all of these people that are upside down in their homes because of falling real estate values? How do we get them into so much better program because of unsc...
Is it just me or does anyone else get ticked off when you see a DiTech ad on TV. They are advertising an interest rate certainly better than I am offering on a daily basis. So, how do they do it? Luckily, I have a DVR and am able to pause, rewind, and read the REALLY fine print at the end of the ...
Wow, I have seen a lot of blogs about this new legislation. I believe that the President is due to sign it by midweek and it will take care of all of our problems. No more foreclosures. No more sub prime loans with nasty prepayment penalties and rate adjustments. No more dishonesty in the industr...
Well, this weekend was the summer concert series in Oakridge at the Siuslaw amphitheater and it was a lot of fun. I was there on Sunday and enjoyed the music of Taylor's Crossing and Amy Clawson. Taylor's Crossing started about 2 and played until 4. Amy cam on at about 6 and went until the close ...
  I don't think there is anything that says EXCLUSIVELY EUGENE more than Saturday Market. And, what describes Saturday Market more than a street musician with a fan watching in a tie dye tee shirt?     The Eugene Saturday Market is held every Saturday from April 5 to November 15, rain or shine. ...
There certainly aren't any of the people reading this posting that has ever spent any time in a bar talking and drinking with the patrons. Since I grew up watching, picking up and waiting for my father in several, I have some experience in the bar mentality phenomenon. It is really amazing the th...
I know that there aren't any of the fine people reading this that has ever spent any time in a bar talking and drinking with the patrons, but since I grew up watching my father in several, I do have some experience in the process. It is really amazing the things that you can see when you are aler...
The above mural is what you see when you pull up to the Springfield Farmers' market. The market is open every Friday (during the growing season) from 9 a.m. to 3 p.m. The market is located between 5th & 6th Streets on Main Street in downtown Springfield. It is being held in the Springfield Museu...
In a recent post, I said I would post one more of my pictures of my wife's flower garden. I don't have nearly as many flowers this year as previously because my wife isn't here to plant them. I am doing my best to keep things growing though and keep the weeds down. It amazes me how a weed can gro...

Fred Chamberlin

Oak Harbor/Whidbeynulls, #1 Experienced FHA Mortgage Consultant
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