Fred's FHA Mortgage and Conventional Real Estate Loan Blog

By
Mortgage and Lending - Guild Mortgage Co - Oak Harbor WA
Welcome to my blog about mortgages and real estate loans in Oregon, California, Alaska and Washington. I am a government specialist and am a Vietnam era veteran. I enjoy working first time home buyers and have many tools available to help them.

ARCHIVED BLOG POSTS

2008 

OK, I am a finance guy. I make loans for a living. I watch the markets. I read a huge amount of information about the mortgage melt down, about the market forces, about toxic mortgages, about the bail out, the saving of main street and so forth. But I just don't understand how this is that import...
09/30/2008
So, the question is: "What is going to hurt my credit more, a short sale or a foreclosure or a deed-in-lieu of foreclosure?" Here are the most recent guidelines from Fannie Mae:   Bankruptcy (except Chapter 13) 4-year time period applied from either the discharge or dismissal date     Chapter 13 ...
09/29/2008
So, the question is: "What is going to hurt my credit more, a short sale or a foreclosure or a deed-in-lieu of foreclosure?" Here are the most recent guidelines from Fannie Mae:   Bankruptcy (except Chapter 13) 4-year time period applied from either the discharge or dismissal date     Chapter 13 ...
09/29/2008
I woke up this morning to the news that the Office of Thrift Supervison had taken over the operation of Washington Mutual Banking Corp. and sold its assets to J.P. Morgan Chase. When I logged into my WAMU account, there was a new message over the artwork. It said: " WAMU Customers, Welcome to JP ...
09/26/2008
We were number 1! That is the new mantra of the USC Trojans after the Oregon State Beavers dropped them on their heads last evening at Reser Statium in Corvallis OR. The Trojans may think of the Willamette Valley as the Valley of Death after last evening's loss. They may get used to it though. Th...
09/26/2008
My friend, Eleanor Thorne of Cary Mortgage in North Carolina, tossed the AR Friendship Ball to me!  She is very thoughful and always has great things to say about some of my ramblings. I have enjoyed cooresponding with her even outside of the Rain. The object of this game is to tag two people and...
09/25/2008
I cannot be more succinct about what is happening than my title. We are in a very strange time in the real estate industry and there are sharks out there trying to make money out of other peoples misery. I personally find this attitude repugnant. Let me give you an example, there are credit couns...
09/24/2008
Are you aware of Fannie Mae's HomePath website? They answer the following two questions for home owners: I Am Current on My Mortgage. I Want To Stay That Way I Am Worried About Losing My Home Both questions are covered in a very upfront and business like manner. I am impressed with the informatio...
09/23/2008
Is anyone else getting this consistant messge today? Or is it just me? It is driving me crazy. What can I do to fix it? Thanks for your assistance. Proxy Error The proxy server received an invalid response from an upstream server.The proxy server could not handle the request GET /blogs/pauldunn/...
09/22/2008
Is anyone else getting this consistant messge today? Or is it just me? It is driving me crazy. What can I do to fix it? Thanks for your assistance. Proxy Error The proxy server received an invalid response from an upstream server.The proxy server could not handle the request GET /blogs/pauldunn/...
09/22/2008
Rainer
171,475

Fred Chamberlin

Oak Harbor/Whidbeynulls, #1 Experienced FHA Mortgage Consultant
Ask me a question
*
*
*
*
Spam prevention

Additional Information