Fred's FHA Mortgage and Conventional Real Estate Loan Blog

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Mortgage and Lending - Guild Mortgage Co - Oak Harbor WA
Welcome to my blog about mortgages and real estate loans in Oregon, California, Alaska and Washington. I am a government specialist and am a Vietnam era veteran. I enjoy working first time home buyers and have many tools available to help them.

ARCHIVED BLOG POSTS

2008 

Since it is the end of a long weekend, I thought I might end it with a photo essay and a few fun things to celebrate thankfulness. For those that don't know, Three Dog Night was a term used for how cold it was. On a particular cold night, three dogs would be invited into bed with your, therefore,...
11/30/2008
Well, I did my Bookworm MeMe and then got tagged two more times. Once by Melina Tomson, and then again by Nancy Larson. Since I had already done my Bookworm, I had to think if I really wanted to do another one but finally decided that it was the least I could do to expose others to this MeMe. I d...
11/30/2008
Wow, I just went to my home and saw this: Score:                                        90000 90000 Members Invited/Referred:                  4 4 Blog Posts:                                     260 260 Rank in Oregon:                                 5 5 Featured Posts:                           ...
11/26/2008
11/26/2008
The HOPE for Homeowners (H4H) loan modification program was changed last week by HUD. HOPEfully, these changes will invigorate the program with the jumpstart that it needs to make it more viable. Possibly it will become the way to help more distressed borrowers refinance into affordable, governme...
11/24/2008
There has been discussion on the blogs about why FHA loans are coming to prominence, but I haven't seen a side by side comparison, so I thought it was about time that we did that. FHA Mortgage Loan vs. a Conventional Mortgage Loan with a limited down payment. How do they compare? First, the assum...
11/24/2008
I think that Gerry summed up for me about why I am in this business too. There is nothing like helping someone get into their first home and the USDA program is fantastic with so much of our area qualifying for the program. Thanks Gerry! I was reminded how good it is to be a mortgage lender yeste...
11/21/2008
I thought a long time (for me anyway) about whether to write this blog or not. I didn't want to come across as if I were tooting my own horn just to hear it toot. I changed my mind about that when I was talking with a Realtor® that I really trust on the Springfield Board of Realtors® and she conv...
11/21/2008
I know this is going to be a company by company thing, however, my company has announced that they will not be accepting loan locks on FHA "increased" loan limits after December 5, 2008. This means that any FHA Real Estate Loans going into our system after that date must conform with the 2009 FHA...
11/20/2008
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Dave Woodson is a mortgage professional in Indiana and has hit the nail on the head about using professionals. You wouldn't try to fix a broken circuit box, why try to sell your own home.Short cuts Equal short checks I used to work with a guy whose motto that was to all of us.  Whenever, we had t...
11/19/2008
Rainer
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Fred Chamberlin

Oak Harbor/Whidbeynulls, #1 Experienced FHA Mortgage Consultant
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