real estate expert: Elkhart Indiana, How Do You Apply For Modification Under the Homeowner Affordability and Stability Plan? - 02/21/09 11:05 PM
You may not need to do anything at this time.  Most Mortgage Lenders will evaluate loans in their portfolio to identify Elkhart Indiana Borrowers who may meet the eligibility criteria for the Homeowner Affordability and Stability Plan.  After March 4, 2009 they will send letters to potentially eligible Elkhart Indiana Homeowners, a process that may take several weeks.  If you think you qualify for a loan modification and do not receive a letter within several weeks, contact your mortgage lender or a HUD approved housing couselor.  Please  be aware that servicers and counseling agencies are expected to receive an extraordinary number … (0 comments)

real estate expert: Elkhart Indiana, Does Both My First And Second Mortgage Quality For The Homeowner Affordability And Stability Plan? - 02/21/09 06:54 AM
Do you still qualify for the Homeowner Affordability and Stability Plan with more than one mortgage on your Elkhart Indiana home?  As long as the amount due on the first mortgage is less than 105% of the value of the property, borrowers with more than one mortgage may be eligible to refinance under the Homeowner Affordability and Stability Plan.  Your eligibilty will depend, in part, on agreement by the lender of the second mortgage to remain in a second position, and on your ability to meet the new payment terms on the first mortgage.
Still have more questions?  Please call your … (0 comments)

real estate expert: Elkhart Indiana, How Do You Know If You Are Eligible For The Homeowner Affordability And Stability Plan? - 02/21/09 06:47 AM
Complete eligibility details for residents of Elkhart Indiana and surrounding communities will be announced on March 4, 2009 when the Homeowner Affordability and lstability Plan starts.  The criteria for eligibility will include having sufficient income to make the new payment and an acceptable mortgage payment history.  The program is limited to loans held or securitized by Fannie Mae or Freddie Mac.  For more information, please call your local Elkhart Indiana Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
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real estate expert: Elkhart Indiana,What Help Is Available In Refinancing Your Home If The Value Isn't There In This Market? - 02/21/09 06:42 AM
Under the Homeowner Affordability and Stability Plan, Elkhart Indiana's eligible borrowers who stay current on their mortgage payments but have been unable to refinance to lower their interest rates because their homes currently have decreased in value, may now have the opportunity to refinance into a 30 or 15 year fixed rate loan.  Through the program, Fannie Mae and Freddie Mac will allow the refinancing of mortgage loans that they hold in their portfolios or that they placed in mortgage backed securities.
Does this sound confusing?  For a clear explaination call your local Elkhart County Real Estate Expert Evelyn Johnston. with … (0 comments)

real estate expert: Elkhart Indiana, President Obama's Homeowner Affordability and Stability Plan - 02/21/09 06:33 AM
I was not able to be at President Obama's last visit here in Elkhart Indiana, but I have seen parts of that visit broadcasted on different news stations.  One thing is evident, Elkhart's hardships were noticed and the President has taken us into account when trying to devise a program that will help Elkhart now, and perhaps other communities that are struggling as well, just not as deeply as we have.  Here are some highlights to his new Homeowner Affordability and Stability Plan.
Millions of responsible families who make their monthly payments and fulfill their obligations have seen their property values fall, … (0 comments)

real estate expert: Elkhart Indiana Interest is UP in Home Buying! - 02/01/09 11:00 PM
Elkhart Indiana has been unusually hard hit due to RV Plants closing, relocating or closing their door, and we have a HUGE inventory of homes on the market, but guess what?  I received multiple offers on one of my properties this weekend.  The buyers are out there looking and not afraid to put in an offer.  I wrote about this very same subject on surge in buyer activity just a few days ago, you can read about it here.
If you were smart enough to read Gary Keller's new book SHIFT, you might remember a scenario he uses to demonstrate to BUYERS that … (0 comments)

real estate expert: Elkhart Indiana 4 Steps to Selecting a Color For Painting Your Home Interior - 01/31/09 06:29 AM
Elkhart Indiana enjoys color just that same as any other community.  To select the right color for each room of your home, design experts recommend applying the following strategies.
Coordinate With the Room's Use:   Certain Colors lend themselves to certain activities: For example, studies show that kitchen and dining areas painted in "food colors"-such as celery green or red-increase appetite, whereas blue acts a s an appetite suppressant.  On the other hand, the tranquility evoked by blue makes it ideal for bedrooms. Paint For The Season:  Color directly impacts your senses, making a room's temperature feel cooler or warmer.  For example, … (0 comments)

real estate expert: Elkhart Indiana, You Don't Have To Move Out Just Because You Are Behind In Your House Payments! - 01/28/09 11:44 PM
Elkhart Indiana is going thru some tough times, just like so many other communities.  However, in Elkhart Indiana, as I have stated before our Unemployment rate of 12.4%, and rising, makes us the most stressed community in the United States.  I liked it much better when we were known as the Home of the RV Manufacturers!  Not any more. 
I visited with a couple who both work in RV's and their work days are down to 3 a week, on a day to day basis, and they are just starting to get behind in their mortgage.  They did not know they … (0 comments)

real estate expert: Elkhart Indiana 2007-2008 Subdivision Sales - York Township - 01/24/09 12:37 PM
Elkhart County, Indiana is made up of 16 Townships and of course each Township has it's own set of Subdivisions.  I have reviewed the sales, per subdivision for the years of 2007 and 2008.  I was quite surprised.  Here are the results for 2007-2008 Subdivision Sales for York Townhip.
 
So, if you are wanting to move to the York Township area, here is the list of where people have bought in Subdivisions in the past 2 years, according to how sales were reported to our local Multiple Listing Service.  Are you working with an Elkhart Indiana Real Estate Expert to help … (0 comments)

real estate expert: Elkhart Indiana 2007-2008 Subdivision Sales - Washington Township - 01/24/09 12:31 PM
Elkhart County, Indiana is made up of 16 Townships and of course each Township has it's own set of Subdivisions.  I have reviewed the sales, per subdivision for the years of 2007 and 2008.  I was quite surprised.  Here are the results for 2007-2008 Subdivision Sales for Washington Townhip.

So, if you are wanting to move to the Washington Township area, here is the list of where people have bought in Subdivisions in the past 2 years, according to how sales were reported to our local Multiple Listing Service.  Are you working with an Elkhart Indiana Real Estate Expert to help you … (0 comments)

real estate expert: Elkhart Indiana 2007-2008 Subdivision Sales - Union Township - 01/24/09 12:24 PM
Elkhart County, Indiana is made up of 16 Townships and of course each Township has it's own set of Subdivisions.  I have reviewed the sales, per subdivision for the years of 2007 and 2008.  I was quite surprised.  Here are the results for 2007-2008 Subdivision Sales for Union Townhip.
 
So, if you are wanting to move to the Union Township area, here is the list of where people have bought in Subdivisions in the past 2 years, according to how sales were reported to our local Multiple Listing Service.  Are you working with an Elkhart Indiana Real Estate Expert to help … (0 comments)

real estate expert: Elkhart Indiana 2007-2008 Subdivision Sales - Osolo Township - 01/24/09 12:16 PM
Elkhart County, Indiana is made up of 16 Townships and of course each Township has it's own set of Subdivisions.  I have reviewed the sales, per subdivision for the years of 2007 and 2008.  I was quite surprised.  Here are the results for 2007-2008 Subdivision Sales for Osolo Townhip.

 So, if you are wanting to move to the Osolo Township area, here is the list of where people have bought in Subdivisions in the past 2 years, according to how sales were reported to our local Multiple Listing Service.  Are you working with an Elkhart Indiana Real Estate Expert to help you … (0 comments)

real estate expert: Elkhart Indiana 2007-2008 Subdivision Sales - Olive Township - 01/24/09 12:07 PM
Elkhart County, Indiana is made up of 16 Townships and of course each Township has it's own set of Subdivisions.  I have reviewed the sales, per subdivision for the years of 2007 and 2008.  I was quite surprised.  Here are the results for 2007-2008 Subdivision Sales for Olive Townhip.
 
 
 
 
So, if you are wanting to move to the Olive Township area, here is the list of where people have bought in Subdivisions in the past 2 years, according to how sales were reported to our local Multiple Listing Service.  Are you working with an Elkhart Indiana Real Estate … (0 comments)

real estate expert: Elkhart Indiana 2007-2008 Subdivision Sales - Middlebury Township - 01/24/09 12:01 PM

 Elkhart County, Indiana is made up of 16 Townships and of course each Township has it's own set of Subdivisions.  I have reviewed the sales, per subdivision for the years of 2007 and 2008.  I was quite surprised.  Here are the results for 2007-2008 Subdivision Sales for Middlebury Townhip.

So, if you are wanting to move to the Middlebury Township area, here is the list of where people have bought in Subdivisions in the past 2 years, according to how sales were reported to our local Multiple Listing Service.  Are you working with an Elkhart Indiana Real Estate Expert to help … (0 comments)

real estate expert: Elkhart Indiana 2007-2008 Subdivision Sales - Locke Township - 01/24/09 11:53 AM

 Elkhart County, Indiana is made up of 16 Townships and of course each Township has it's own set of Subdivisions.  I have reviewed the sales, per subdivision for the years of 2007 and 2008.  I was quite surprised.  Here are the results for 2007-2008 Subdivision Sales for Locke Townhip.
 
 
So, if you are wanting to move to the Locke Township area, here is the list of where people have bought in Subdivisions in the past 2 years, according to how sales were reported to our local Multiple Listing Service.  Are you working with an Elkhart Indiana Real Estate Expert … (0 comments)

real estate expert: Elkhart Indiana 2007-2008 Subdivision Sales - Jefferson Township - 01/24/09 11:46 AM
 Elkhart County, Indiana is made up of 16 Townships and of course each Township has it's own set of Subdivisions.  I have reviewed the sales, per subdivision for the years of 2007 and 2008.  I was quite surprised.  Here are the results for 2007-2008 Subdivision Sales for Jefferson Townhip.
 
So, if you are wanting to move to the JeffersonTownship area, here is the list of where people have bought in Subdivisions in the past 2 years, according to how sales were reported to our local Multiple Listing Service.  Are you working with an Elkhart Indiana Real Estate Expert to help you … (0 comments)

real estate expert: Elkhart Indiana 2007-2008 Subdivision Sales - Harrison Township - 01/17/09 04:55 AM

 Elkhart County, Indiana is made up of 16 Townships and of course each Township has it's own set of Subdivisions.  I have reviewed the sales, per subdivision for the years of 2007 and 2008.  I was quite surprised.  Here are the results for 2007-2008 Subdivision Sales for Harrison Townhip.

 
So, if you are wanting to move to the Harrison Township area, here is the list of where people have bought in Subdivisions in the past 2 years, according to how sales were reported to our local Multiple Listing Service.  Are you working with an Elkhart Indiana Real Estate Expert to … (0 comments)

real estate expert: Elkhart Indiana 2007-2008 Subdivision Sales - Elkhart Township - 01/17/09 04:48 AM
Elkhart County, Indiana is made up of 16 Townships and of course each Township has it's own set of Subdivisions.  I have reviewed the sales, per subdivision for the years of 2007 and 2008.  I was quite surprised.  Here are the results for 2007-2008 Subdivision Sales for Elkhart Townhip.

So, if you are wanting to move to the Elkhart Township area, here is the list of where people have bought in Subdivisions in the past 2 years, according to how sales were reported to our local Multiple Listing Service.  Are you working with an Elkhart Indiana Real Estate Expert to help you … (0 comments)

real estate expert: Elkhart County 2008 Homes Sales by Township - Jackson - 01/13/09 12:02 AM
Elkhart Indiana is divided up in the County by Townships, there are 16 of them.  I am doing a study on home prices for the year, by Township.  This one is for Jackson Township.
There were 34 homes that sold, from $99,900 for a 3 bedroom 1.75 bath home to a 3 bedroom, 2 bath home selling for $307,500.  This includes all sales of all types of homes going thru the Elkhart County Board of REALTORS (r) Multiple Listing Service.
If you are considering making a move in 2009 please call your local Elkhart County Real Estate Expert, Evelyn Johnston with Prudential One Realty at 574-304-7148
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real estate expert: Elkhart Indiana, 5 Tips to Help You Sell Your Home Fast - 11/21/08 12:38 AM
There is no question that in many parts of the country, even here in Elkhart County, Indiana,  houses are currently on the market longer. As a seller, this slow-down means there is more competition for a limited pool of potential buyers. Consider the following five tips to place your home on the fast track to sale: Price It RightThe first 30 days are the most critical. If your home is priced too high, interested buyers may never even tour your listing. The longer the property is on the market, the fewer the prospects.  This is especially true when your home is being … (0 comments)

 
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Evelyn Johnston

The People You Know, Like and Trust!

Elkhart, IN

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Friends & Neighbors Real Estate

Address: 53252 Ash Road, Elkhart, In, 46530

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