realtor evelyn johnston: Timing Couldn’t Be Much Better for Elkhart First-time Homebuyers--Be Sure To Make The Right Moves! - 01/14/10 01:33 PM
First-time homebuyers dominated the U.S. real estate market in 2009, accounting for roughly half of all residential transaction, according to the National Association of REALTORS®, and in Elkhart Indiana, the First Time Home Buyers rank around 50% too.
That trend is likely to continue well into the new year. That's because interest rates are hovering near all-time lows, home-price affordability is near all-time highs and a third factor - Congress' extension of the first-time homebuyer tax credit until April 30, 2010 - make conditions quite favorable for those considering homeownershipt in Elkhart for the first time. Still, with the prospect of … (2 comments)

realtor evelyn johnston: 2009 Subsivision Home Sales, Clinton Township, Elkhart Subdivision Real Estate Agent Evelyn Johnston - 01/12/10 01:56 AM
Elkhart Subdivision Real Estate Agent Evelyn Johnston with Prudential One Realty reports 2009 Subdivision home sales, Clinton Township.

REO Properties are homes that are owned by a Bank/Investor which they obtained thru the foreclosure process.
Short Sales are definded as a sale where the debt owing against a property combined with the costs associated with the sale exceed the property's market value.  In a loan default situation (pre-foreclosure) , lender(s) may be willing to agree to allow the property to be sold for less than the loan amount and/or accept less than (or "short") the amount owed, and may or many not accept … (0 comments)

realtor evelyn johnston: 2009 Subsivision Home Sales, Cleveland Township, Elkhart Subdivision REALTOR Evelyn Johnston - 01/12/10 01:54 AM
Elkhart Subdivision Real Estate Agent Evelyn Johnston with Prudential One Realty reports 2009 Subdivision home sales, Cleveland Township.



REO Properties are homes that are owned by a Bank/Investor which they obtained thru the foreclosure process.
Short Sales are definded as a sale where the debt owing against a property combined with the costs associated with the sale exceed the property's market value.  In a loan default situation (pre-foreclosure) , lender(s) may be willing to agree to allow the property to be sold for less than the loan amount and/or accept less than (or "short") the amount owed, and may or many … (0 comments)

realtor evelyn johnston: Elkhart Subdivision Real Estate Agent Evelyn Johnston, 2009 Subdivision Home Sales, Osolo Township - 01/08/10 02:05 AM
 Elkhart Subdivision Real Estate Agent Evelyn Johnston with Prudential One Realty reports 2009 Subdivision home sales, Osolo Township.

REO Properties are homes that are owned by a Bank/Investor which they obtained thru the foreclosure process.
Short Sales are definded as a sale where the debt owing against a property combined with the costs associated with the sale exceed the property's market value.  In a loan default situation (pre-foreclosure) , lender(s) may be willing to agree to allow the property to be sold for less than the loan amount and/or accept less than (or "short") the amount owed, and may or many not accept … (0 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston Receives High Praises From Clients! - 01/08/10 01:40 AM
January 7, 2010
Hey Evelyn,
 
We got both checks today!
THANK YOU...THANK YOU...THANK YOU!!!!
You are awesome and we really are very lucky to have had your expertise throughout all of this mess.
Please let us know when we can all get together...maybe dinner at our house.
 
Thanks again...we REALLY appreciate everything you did.
 
Love, Cindy & Richey
(0 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston: Networking in NW Indiana! - 12/30/09 12:28 AM
Elkhart Real Estate Agent Evelyn Johnston with Prudential One Realty says, why would you want to live anywhere else except Northern Indiana?  Well, except for the snow of course, because Indiana and Northwest Indiana has resources for everyone!  I just read some very interesting posts by #nwiseogroup about:
Josh Walker, an audio engineer who produces music and records for budding musical talent; Jeff Eriks, who owns Cambridge Construction Company Steve Dalton, the Senior Loan Officer for Sierra Pacific Mortgage, Scott Swinford who does Credit Repair and Loan Modification; Christopher Buckley NW Indiana Attorney who posts free information on his NWI Lawyer Blog! Check out … (0 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston, Snowy Winter Wonderland Today in Elkhart #Indiana - 12/27/09 04:02 AM
Looking out my window today is looking out at a snowy winter wonderland here in Elkhart.  Cars are moving slowly and carefully down the street, reports Elkhart Real Estate Agent Evelyn Johnston with Prudential One Realty. I can't tell if it is still snowing or if the wind is blowing the snow off of the roof.

Doesn't this remind you of how very lucky we are to be able to see in color most of the year? This looks sooooo black and white!
The phone has rung several times today with buyers anxious to go looking at homes, unfortunately they wanted … (2 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston, 2010 Will Be The Year of Short Sales - 12/24/09 03:09 AM
According to Harris Real Estate University and Founder's Tim & Julie Harris, 2010 will be the year of short sales, reports Elkhart Real Estate Agent Evelyn Johnston.  They are reporting that more than 10,000,000 home owners across the country are deliquent in their mortgage payments.  Many of them unable to get caught back up.
That is approximately 1 in 7 households in distress and needing a Certified Short Sale Specialist to help them make sense of what it means to them, and where they go from this point forward.
I am the Elkhart REALTOR you are looking for.  Witih 2 years experience in … (1 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston says: I Am The Help Homeowners In Distress Are Looking For! - 12/24/09 02:57 AM
Elkhart Real Estate Agent Evelyn Johnston with Prudential One Realty has been helping homeowners in distress since early 2008, with selling their homes before foreclosure takes place.  Pre-foreclosure or more widely known "Short Sales" have been steadily increasing for years.  And they are not going away anytime soon. I know that home sales have risen more recently, mainly due to the First Time Home Buyers Tax Credit, but the Mortgage Lenders are still inundated with deliquency.
What does this mean to you if YOU are behind in your Mortgage?  It means that you are approximately 1 in 7 Home Owners that are in … (0 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston Asks: Can A House Be Sexy? 5 Bedroom 4.5 Bath Home 24626 Homestead Drive, Elkhart In 46516 - 12/12/09 02:09 PM
Elkhart Reall Estate Agent Evelyn Johnston with Prudential One Realty thinks sucess is sexy, and with sucess comes larger, bigger and more comfortable homes.  So can a house be sexy?  I wrote about a home that takes you from warm Brazillion Cherry flooring and cabnetry to icy cold stainless steel, all within the kitchen!  To me that is thrilling and gives me goose bumps, from warm to cold.  So I wrote the blog that way.  Is that professional?  What is your take on it?
Will it get more attention?  Will a potential buyer be turned off or will it make them feel … (2 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston Asks: Making an Offer on a Short Sale? - 12/05/09 12:50 PM
Almost all Home Buyers are looking for a good deal, according to Elkhart Real Estate Agent Evelyn Johnston with Prudential One Realty.  Are YOU looking to buy a new home?  Are you thinking that now's a great time to find a bargain?  Before you make an offer, it pays to know a little about the seller's situation.
If a home is being sold for below what the current seller owes on the property - and the seller does not have the funds to make up the difference at closing - the sale is considered a short sale.  Many more home owners are … (2 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston Reports Short Sales Tips for Sellers, Part 2 - 12/05/09 11:31 AM
Elkhart Real Estate Agent Evelyn Johnston with Prudential One Realty continues her short sales tips for sellers.  In part 1 I urged you to consider a loan modivication first, click here to read the first post.
If a Loan Modification is not available to you and you are considering a Short Sale, make sure you research, interview and google the names of the REALTOR(r)'s you are considering to represent you in this complex process.  Look for experience in all aspects of Short Sales. Hiring a qualified REALTOR(r) is your first step.  After you have selected one:
Begin gathering documentation before any offers … (0 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston Reports Short Sales Tips for Sellers, Part 1 - 12/05/09 11:06 AM
Elkhart Real Estate Agent Evelyn Johnston with Prudential One Realty reports short sale tips for sellers: if you're thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of our home, you may be facing a short sale. A short sale is one where the net proceeds from the sale won't cover your total mortgage obligation and closing costs, and you don't have other sources of money to cover the deficiency.  A short sale is different from a foreclosure, which is when your Mortgage Lender takes title of … (0 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston on Home Affordable Foreclosure Alternatives Program (HAFA) - 12/05/09 10:42 AM
According to Elkhart Real Estate Agent Evelyn Johnston with Prudential One Realty, the National Association of REALTORS(r) recently reported on the Treasury Department's release of the guidelines and forms for its new Home Affordable Foreclosure Alternatives Program (HAFA).  HAFA is part of the Home Affordable Modification Program (HAMP). HAFA provides incentives in connection witha short sale or a deed-in-lieu of foreclosure (DIL) used to avoid foreclosure on a loan eligible for modification under the HAMP program.  HAFA applies to loans not owned or guaranteed by Fannie Mae or Freddie Mac, which will issue their own versions of HAFA in coming weeks.
HAFA … (0 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston Says, If You Are Behind In Your Mortgage... - 12/05/09 01:05 AM
If you are behind in your mortgage payment, there are new rules, says Elkhart Real Estate Agent and Certified Short Sale Specialist Evelyn Johnston with Prudential One Realty.  The US Treasury just released new guidelines that both you, the Borrower, and your Mortgage Lender must now complete and follow.
Exactly what this means to you is this:  Once the Mortgage Lender issues you approval to sell your home as a Short Sale, both you and they must meet minimum requirements, AND they cannot require you to repay any portion of the first mortrgage!
If you, or someone you know, are behind in your … (2 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston Says: Owning A Home Has It's Benefits! - 11/23/09 08:11 AM
Opportunity is knocking for those considering homeownership for the first time, says Elkhart Real Estate Agent Evelyn Johnston with Prudential One Realty. owning a home has it's benefits! Historically low interest rates, lower home prices in most markets and the first-time homebuyer tax credit - part of the American Recovery and Reinvestment Act of 2009 - brought first-timers to the market in droves throughout the year.
In fact, these consumers represented about half of home sales logged during 2009, according to the National Association of REALTORS®, a significant increase from historic levels. And the favorable conditions that prompted many of these first-time buyers are likely … (4 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston Gets New Shoes at Woldruff's Footwear & Apparel, Goshen, Indiana - 11/18/09 11:08 PM
Woldruff's Footwear and Apparel in Goshen Indiana has it going on...Let me back up a bit...I was still wearing my summer Birk's, needing to buy a pair of shoes and to busy in Real Estate to slow down long enough to get them.  Did someone say Real Estate is slow?  I'll bet they aren't in the home selling business!  This Elkhart Real Estate Agent  is swamped...Now back to my story:
I had an appointment in New Paris and was more than an hour early so I thought, you know Evelyn, you have seen that television commercial for a special shoe store in … (0 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston 23403 Crest Court, Short Sale House For Sale, 3 Bedroom, 1 Bath - 11/17/09 12:09 PM
Elkhart Real Estate Agent Evelyn Johnston with Prudential One Realty listed this cute house for sale on a corner lot in Homeland Subdivision, and has had multiple showings and multiple offers.  Could the housing market be on the upswing or does the short sale house for sale have appeal because it is a great opportunity to own a home at a great price?  So long as you are willing to wait for the complex short sale process, you really can make a great deal!
Not familiar with a Short Sale?  A Short Sale is defined as the sale of a home for … (0 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evely Johnston: For Those Who Have Decided Not To Decide-Higher Home Prices Ahead! - 11/07/09 01:31 AM
Elkhart Real Estate Agent Evelyn Johnston has this to say:  For those who have decided not to decide about buying a home, Higher home prices are ahead...
For several months now, I have been receiving multiple offers on properties that I have listed.  According to an article I read online,The Pending Home Sales Index says all indications show that house prices are indeed on the upswing.
What does this mean to you?  It means the urgency to buy is increasing.  For several months, perhaps a year folks have been in no real hurry to make a decision on buying a home, even when … (0 comments)

realtor evelyn johnston: Elkhart Real Estate Agent Evelyn Johnston Fights The Big Guys Who Hold Up Short Sale Processing - 11/04/09 04:46 AM
Elkhart Real Estate Agent Evelyn Johnston with Prudential One Realty fights the big guys who hold up short sale processing by filing complaints on her Clients behalf with the Indiana Attorny General's Office.  A little known rule in Indiana is the House Bill that demands that the Mortgage Lender MUST acknowledge receipt of an offer on a pre-foreclosure property within 10 business days, and make a decision as to acceptance or rejection of the offer within 30 business days.  There are only a few Mortgage Lenders who are complying.
So, if you are behind in your Mortgage and would like to sell … (2 comments)

 
Evelyn Johnston, The People You Know, Like and Trust! (Friends & Neighbors Real Estate) Rainmaker large

Evelyn Johnston

The People You Know, Like and Trust!

Elkhart, IN

More about me…

Friends & Neighbors Real Estate

Address: 53252 Ash Road, Elkhart, In, 46530

Office: (574) 304-7148

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