texas mortgage rates: Remove Tax Lien for possible Mortgage Approval - 10/10/11 05:55 AM
Many times, new home buyers in Texas or current home owners wishing to refinance in Texas apply for mortgage financing only to discover that they have an IRS Tax Lien reporting on their credit report that has negatively impacted their credit scores to a point that they cannot qualify for a mortgage. Is there a way to remove a tax lien for possible mortgage approval?
In all cases, Fannie Mae and Freddie Mac will require the Federal Tax Lien to be paid off at or prior to funding — and this is assuming that the Federal Tax Lien has not significantly … (3 comments)

texas mortgage rates: Peace – don’t Panic! - 08/07/11 04:01 PM
Unless you have been completely out of the “loop” and not in tune with what has been going on in the U.S. financial markets as of late - on Friday evening, Standard and Poor’s (the S&P) announced a cut/downgrade of the U.S. credit rating from AAA to AA+. Never in history has the U.S. been rated lower than AAA.
What does this really mean? What is the impact on what the S&P has to say regarding the downgrade of the U.S. Debt? Are they not the same organization that failed to downgrade any of the debt of the “sub-prime” mortgages that … (3 comments)

texas mortgage rates: Who's Your Browser? - 08/02/11 04:04 AM
According to the "psychometric consultancy' outfit AptiQuant, users of Internet Explorer have a lower than average IQ.
Based on what? Who really believes this stuff?

AptiQuant sent online IQ tests to more than 100,000 people and, based on the responses it got, came to the fascinating conclusion that users of the Internet Explorer browser are likely to have a lower than average IQ.
Those that use Firefox had the highest IQ and Chrome and Safari fell in between. The study supposedly had the same results when it was administered five years ago!
On its website AptiQuant say it "provides … (4 comments)

 
James Ward, Certified Residential Mortgage Specialist Houston  (Fairway Independent Mortgage Corp (Houston))

James Ward

Certified Residential Mortgage Specialist Houston

Houston, TX

More about me…

Fairway Independent Mortgage Corp (Houston)

Address: 3311 Richmond Avenue, Suite 329, Houston, TX, 77098

Office: (713) 528-0333

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