Ken 's Blog

Mortgage and Lending - FAIRWAY Independent Mortgage Corp
Ken Pederson, a mortgage lender and Certified Mortgage Planner in Pennsylvania, talks about wealth accumulation and mortgage advice.



Compare and choose for yourself... old FHA, new FHA, conventional 3% down payment... see these programs side by side: click here Also, April 9, 2013 we're hosting a brand new continuing education class for Realtors, and a brand new designation: Certified Residential Military Specialist. Learn to...
FHA Changes?  The photo depicts a comparison on a $175K purchase price home, comparing the current FHA in column 1 to the new FHA (on/after April 1, 2013) to a 3% down conventional loan.  Credit scores will obviously have an impact, however, most buyers with scores in the high 600's and 700's for...
It's Heating Up. What's Your Strongest Asset? Mortgage interest rates are higher today than they were thirty days ago. Not by a lot, but it's worth paying attention. Also, April 1st, FHA is going to higher premiums, that will last the life of your loan. It will help the FHA do less business, and...
"Better" than FHA? With upcoming changes on FHA mortgage products - monthly mortgage insurance payments NOT dropping off the loan, adjustments to mortgage insurance premium amounts, etc, the 3% down payment conventional loan product might be even more appealing than before. Learn about Ken Peder...
Change the game plan!  Sometimes you have to make tough decisions to make bigger strides.  Are you willing to change your game plan to accomplish your goals?   Also, bond prices declined over the last thirty days, so rates have inched up a little bit.  They're still amazingly low, historically, ...

Ken Pederson

Certified Mortgage Planner
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