mortgage and real estate: Are USDA Deals Dead with the Government Shutdown? - 10/04/13 12:28 AM

Are USDA / Rural Housing deals dead with this government shutdown? Not necessarily. If a USDA loan is fully approved, at this point it shouldn't be a problem.  We can even get USDA loans through most of the process, except for USDA approval.  It's a bit of a risk, when considering whether to write up a contract for a USDA deal, but it isn't an impossibility.  Talk with your lender about their policies on how to proceed during this time. And if that lender isn't us (bah!) and you find them closing doors on you, give us a call. 717-431-9299
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mortgage and real estate: What's an Average FICO Score These Days? - 07/04/13 11:10 PM

Why does it seem like home buyers with credit scores in the mid 600s are undergoing more scrutiny these days when it comes to qualifying for a mortgage?  A few insights into what average FICO scores the large mortgage investors are accepting puts things in perspective.
 
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mortgage and real estate: FHA Changes Coming April 1, 2012 - 02/27/12 11:51 PM
Effective April 1st, 2012 FHA (the Federal Housing Administration) has some new costs and mortgage structure changes. Nothing major, but certainly something you should be aware of, because it's going to increase some of the costs to home buyers. Click on this link to see a short presentation of the changes. These are FHA changes, across the country, effective for all new applications after April 1, 2012. The FHA doesn't fund mortgages; they only insure mortgages. But, with increased default due to the current economy, and because of the rough loans from a few years back, the FHA has to increase … (1 comments)

mortgage and real estate: What is Happening with Mortgage Rates This Week? - 05/16/11 07:52 AM
Click here for a quick read on current mortgage rate behavior.  Half empty... or half full?
Last Week in Review: Inflation is heating up, but what does that mean for home loan rates? Forecast for the Week: Thursday will be an especially busy day when it comes to reports this week, with news on jobs, housing, and manufacturing. View: Ever experience "brain fog?" Check out three great tips for boosting your brainpower. Ken PedersonCertified Mortgage Planner, CMPS FAIRWAY Independent Mortgage Corp. Lancaster, PA Mortgages nmls 134943

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mortgage and real estate: What's Happening With Mortgage Rates This Week? - 04/26/11 02:12 AM
Click here for a quick read on the economic reports due this week and what they'll mean.
Last Week in Review: The US credit outlook was cut from stable to negative... but what does it mean to the markets and you? Forecast for the Week: It’s hard to believe how many jam-packed economic reports are due out this week! View: Did you know you can track your tax refund? Check out the tips below to see how.
Ken Pederson Certified Mortgage Planner, CMPS® FAIRWAY Independent Mortgage Corp. Lancaster, PA Mortgages nmls: 134943
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mortgage and real estate: Open House Flyer, client hand-out, email or FB Post. FREE - 04/01/11 07:41 AM
Howdy, check out the link for a quick video and the free hand-out is attached...  courtesy of my buddy, Steve Harney.
Click here...  Ken's Korner
Ken Pederson
FAIRWAY Independent Mortgage Corp
Pennsylvania Mortgage Banker
nmls: 134943
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mortgage and real estate: Markets Moved by Tsunami and Saudi Arabia - 03/14/11 03:08 AM
Click here for a quick read on the reaction in the markets after last week's events
Last Week in Review: Our hearts and minds - as well as the markets - were moved by the tsunami in Japan and unrest in Saudi Arabia. Read how both impacted Bonds and home loan rates! Forecast for the Week: Double dose after double dose hits the news wires this week. Find out what to watch and why! View: Discover the pros, cons, and interesting tidbits about Daylight Saving Time, which begins this week. Ken PedersonCertified Mortgage Planner, CMPSFAIRWAY Independent Mortgage Corp.Lancaster, PAMortgages nmls 134943 … (0 comments)

mortgage and real estate: What's Up With Mortgage Rates This Week? - 03/07/11 02:13 AM
Click here for a quick read on last week's Jobs Report, and what it means for the market.
Last Week in Review: The Jobs Report numbers are in, but did they make us roar with happiness? Forecast for the Week: It’s a quiet week when it comes to economic reports, but will that be true of events around the world? View: Thinking of making your home more energy efficient and wondering if you still get a tax break? Rules are different this year - see the details below. Ken PedersonCertified Mortgage Planner, CMPSFAIRWAY Independent Mortgage Corp.Lancaster, PAMortgages nmls 134943 www.KensKorner.tv for … (1 comments)

mortgage and real estate: Ken's Korner... Where, how and who are you marketing to? - 01/28/11 02:38 AM
Here's a quick video with some info that may be helpful to you... Ken Pederson Fairway Independent Mortgage Corp. www.FairwayPA.com nmls: 134943 … (2 comments)

mortgage and real estate: New loan program for Realtors to serve growing demand... - 01/26/11 04:51 AM
Howdy, Click on the link for a short video explaining the new Loan Program and just a little bit about how and why you are going to want to know more about this today and in the future... This product is perfect for many people that fit into the fastest growing demographic group of our Country. http://www.eyejot.com/mediabits/kpeds/24233BBC2166D6FFFFB5787CE2/2DA39DF451EE9900007D727AEC.mp4 Ken Pederson Certified Mortgage Planner, CMPS FAIRWAY Independent Mortgage Corpnmls: 134943
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mortgage and real estate: Ken's Korner... Shifting the Status Quo - 12/17/10 01:26 AM

http://www.box.net/shared/8a2sc6xpfv
Ken Pederson FAIRWAY Independent Mortgage Corp. www.FairwayPA.com
nmls: 134943
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mortgage and real estate: Ken's Korner: What are your most important 3? - 12/03/10 05:54 AM
Ken Pederson FAIRWAY Independent Mortgage Corp. www.FairwayPA.com nmls: 134943 … (0 comments)

mortgage and real estate: What's Happening With Mortgage Rates This Week? - 10/18/10 07:50 AM
Click here for a quick read on what's happening in the industry.
Last Week in Review: Quantitative Easing is heading our way, but when, why, what will it mean? Many questions remain... Forecast for the Week: What kind of outlook will the economic reports of the week create? View: 5 Facebook posts that put you at risk! Do you know what they are? Ken Pederson Certified Mortgage Planner, CMPS FAIRWAY Independent Mortgage Corp Lancaster, PAMortgages
nmls #134943
Opt in here for Ken's Korner
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mortgage and real estate: What's Happening with Mortgage Rates This Week - 10/04/10 04:08 AM
Click here for a quick read on the market, and a look forward to what's ahead.
Last Week in Review: The Fed faces a tough decision, but what could it mean for Bonds and home loan rates? Forecast for the Week: This is a huge week, despite the limited number of reports due out... find out why. View: Before you plan your next trip or a winter vacation, consider this surprising tip! Ken PedersonCertified Mortgage Planner, CMPSFAIRWAY Independent Mortgage Corp.Lancaster, PAMortgages
nmls: 134943
Opt in here for Ken's Korner, a Friday video blog
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mortgage and real estate: What's happening with mortgage rates this week? - 06/07/10 04:28 AM
Quick read on what happened last week and what's ahead in the mortgage rate world... click here.
Last Week in Review: The Stock market takes a hit...and the latest read on US employment was a surprise!
Forecast for the Week: The economic calendar is thin this week, but some heavy hitters arrive on Friday.
View: Avoid these financial pitfalls that can strain even the strongest relationship!
Ken PedersonCertified Mortgage Planner, CMPSFAIRWAY Independent Mortgage Corp.Lancaster, PAMortgages
nmls:  134943
Click here to opt in to Ken's Korner, a Friday mortgage and real estate video blog
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mortgage and real estate: Tax Breaks for those in the Military - 05/29/10 03:09 AM
Memorial Day is to honor our service men and women... We honor you and we hope that you have a safe and relaxing Memorial Day Weekend.
Here is a quick read on some tax breaks for those in the military   You are welcome to forward this to friends, family and clients.
Ken PedersonCertified Mortgage Planner, CMPSFAIRWAY Independent Mortgage Corp.Lancaster, PA 17603, 17601nmls: 134943
mortgages
PS: If you would like to receive my Friday video-blog distribution... all about real estate and the mortgage worlds working better together to improve our business and our clients experience... opt-in right here.
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mortgage and real estate: What's happening with Mortgage Rates this week? - 05/24/10 03:00 AM
Quick read on what happened last week and what's ahead in the martgage rate arena: click here
Last Week in Review: Stock market teeters on the verge of becoming either a correction...or an "official" Bear market. Forecast for the Week: A fully loaded plate of economic news is in store, including reads on housing and consumer attitudes. View: How you can "insure" a smart and safe vacation this summer. Feel free to forward this to friends, family or clients, too.
Ken PedersonCertified Mortgage Planner, CMPSFAIRWAY Independent Mortgage Corp.Lancaster, PAMortgages
nmls: 134943
Opt in here for Ken's Korner, a distribution on Real … (2 comments)

mortgage and real estate: What's going on with Mortgage Rates? - 05/03/10 04:22 AM
A Quick read on what went on last week and what's ahead... click here
Little change from Fed meeting Two reports bookend the week Cinco de Mayo! Ken PedersonCertified Mortgage Planner, CMPSFAIRWAY Independent Mortgage Corp.Lancaster, PAMortgages
nmls: 134943
Opt in here for Ken's Friday Mortgage and Real Estate distribution, Ken's Korner
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mortgage and real estate: What's Happening With Mortgage Rates This Week? - 04/26/10 04:00 AM
Here's my weekly quick read on Mortgage Rates.  Click here.
The Homebuyers Tax Credit Expires This Week! How Greece has influenced the markets Give it a read.
Ken PedersonCertified Mortgage Planner, CMPSFIARWAY Independent Mortgage Corp.Lancaster, PAMortgages
nmls: 134943
Opt in here for Ken's Friday Mortgage and Real Estate distribution, Ken's Korner
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mortgage and real estate: Grow your real estate business with this little strategy... (nothing to buy) - 04/14/10 12:36 PM
Here's a great strategy that works for your buyers and to help you secure more listings and sell those listings.  Below is a link to a short video with all the basics.  Once you start the video, click on the little icon in the lower right hand corner of the video screen (it looks like 4 arrows) and that will expand the video screen to make it easier to see.
Click Right Here...
Ken PedersonCertified Mortgage Planner, CMPSFAIRWAY Independent Mortgage Corp.Lancaster, PAnmls: 134943
mortgages
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Ken Pederson, Certified Mortgage Planner (FAIRWAY Independent Mortgage Corp)

Ken Pederson

Certified Mortgage Planner

Lancaster, PA

More about me…

FAIRWAY Independent Mortgage Corp

Address: 801 Estelle Drive, Lancaster, PA, 17601

Office: (717) 431-9299

Fax: (866) 580-9204

Email Me

Ken Pederson, a mortgage lender and Certified Mortgage Planner in Pennsylvania, talks about wealth accumulation and mortgage advice.


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