hopkins sc: Rural Home Loans for Qualified Buyers - 05/31/11 04:40 AM
Rural Home Loans for Qualified Buyers
Now available.......affordable homeownership with a USDA (United States Department of Agriculture) Rural Housing Guaranteed Home Loan.  Rural home loans are designed for qualified moderate income borrowers who purchase a home in a USDA rural mapped area.  Almost the entire Hopkins, SC area is included in this great deal.

 These two homes for sale in Hopkins qualify for this program 
Important features of the Guaranteed Home Loan program include:
•·       Up to 100% financing, based on the appraised value of the home
•·       Available to families with a maximum of 115% of the area … (0 comments)

hopkins sc: 3.4 Acres For Sale On Garners Ferry Road in Hopkins, SC 29061 - 08/14/10 11:15 PM
3.4 Acres For Sale On Garners Ferry Road in Hopkins, SC

Beautiful rolling, heavily wooded acreage on Garners Ferry Road just past the traffic light on Horrell Hill
3.4 acres of mature hardwoods and 60'-80' pines with 334 feet of road frontage
The lot is almost rectangular in shape and the deepest corner stake measures roughly 550' from the road
 The original Horrell Hill Elementary School was located on this land in the early 1900s
3.4 acres on Garners Ferry Road for sale     $49,900
For additional information contact:
Terry Edwards     tedwards@russellandjeffcoat.com
www.FeaturedColumbiaHomes.com     803 920 5327
3.4 Acres For Sale … (1 comments)

hopkins sc: First Time Homebuyer Mortgages - 08/06/10 10:42 PM
First Time Homebuyer Mortgages
The Community Homeownership Incentive Program, or CHIP, is offering home mortgages geared to the first time homebuyer.   For residents of Richland and Lexington counties in SC there is NO DOWN PAYMENT required if you meet the following qualifications:
 •   Annual family income cannot exceed $49,920.  There is no income limit for homes located in designated "underserved" communities.  For example, almost all of the Hopkins, SC area.
 •   For families with income up to $62,400 the down payment is only 3%
 •   Private mortgage insurance is not required for these loans.  There are currently hundreds of homes for … (1 comments)

hopkins sc: ZERO Down For Hopkins SC Home Loans - 07/28/10 10:00 AM
ZERO Down For Hopkins SC Home Loans

Hopkins, SC   The USDA rural home loan program is back!  
A USDA Guaranteed Loan is a Government insured 100% purchase loan.  These loans are only offered in rural areas and almost all of Hopkins, SC 29061 is included.
Under the terms of the program, an individual or family may borrow up to 100% of the appraised value of the home, which eliminates the need for a down payment.
Many of these USDA loans are available with no money down and no mortgage insurance is required, so you keep your payments low.  A 620 … (3 comments)

hopkins sc: 100% Rural Housing Loans Are Still Alive! - 03/19/10 09:41 PM
100% Rural Housing Loans Are Still Alive!
Hopkins SC     Golden Gate Mortgage still has 100% Rural Housing Loans available until the funding runs out.  With a minimum credit score of 620 there is no required mortgage insurance to carry and the program is not limited to first time home buyers.  Almost the entire community of Hopkins qualifies for the rural housing loans.
Non-traditional credit may substitute for lack of traditional credit history with a rural housing loan, such as utility bill payments and insurance premium payments and other forms of non-traditional credit. 
This is a great program that assists professionals beginning … (1 comments)

hopkins sc: Completed Short Sale In Hopkins SC - 03/12/10 09:14 PM
Completed Short Sale In Hopkins SC
Hopkins SC     This nice 4 bedroom home in the Rosecliff neighborhood on Trotter Road just sold.
Here is a great testimonial letter I received from the seller:
Terry Edwards exceeded our expectations and anticipated sidesteps along the way. We were out of state owners of a rental property that was a challenge from the beginning. Terry took everything in stride; repairs, paperwork; short sale documentation. It was all handled via email or fax and we were informed every step of the way. He guided a timely closing to the satisfaction of all parties involved. Terry is … (4 comments)

hopkins sc: Baby Squirrels In A Bucket - 09/19/09 01:08 PM
Hopkins SC
Yesterday I had Palmetto Tree Service come to my place to remove a couple of large trees that were growing near the house.
We found these 2 sisters and a brother that had been hiding in a nest about 25 feet up.  Fortunately they all seemed unharmed from the fall.
None of them had their eyes open yet and one of the guys said he would take them home and feed them baby formula from an eye dropper.  He has done this in the past and he said that after about 2 weeks they would be ready to turn loose.  I … (8 comments)

hopkins sc: Just Listed...4 Bedroom Home In Hopkins, SC - 09/18/09 04:39 AM
     Just Listed...4 Bedroom Home In Hopkins, SC

This 3 year old home in the Rosecliff neighborhood in Hopkins has 4 bedrooms and 2 and a half baths.   The master bedroom is located downstairs in the back of the house and has a large walk-in closet.  The kitchen has matching Kenmore appliances and lots of cabinet space.  The children's playhouse is included in the spacious back yard.  The home comes with a 12 month warranty that covers the appliances and the central air unit.  All this for only $122,900.
The Rosecliff neighborhood is just off Garners Ferry Road and … (0 comments)

Terry Edwards (Russell & Jeffcoat Real Estate Corp.) Rainmaker large

Terry Edwards

Columbia, SC

More about me…

Russell & Jeffcoat Real Estate Corp.

Address: 5219 N. Trenholm Road, Columbia, SC, 29206

Office: (803) 782-9171

Mobile: (803) 920-5327

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