irmo: USDA Rural Home Loans Available for Richland County SC - 08/25/11 04:56 AM
The USDA rural home loan program is back!  
A USDA Guaranteed Loan is a Government insured 100% purchase loan.  These loans are offered in the rural areas of Richland County and include portions of Hopkins and Irmo.
Under the terms of the program, an individual or family may borrow up to 100% of the appraised value of the home.
Many of these USDA loans are available with no money down and no mortgage insurance is required, so you keep your payments low.  A 620 minimum credit score is required for one of these USDA mortgages.

I recently helped a buyer purchase this … (27 comments)

irmo: Mortgage Rates Hit Record Lows - 08/05/10 07:13 AM
Mortgage Rates Hit Record Lows
Freddie Mac, who started surveying mortgage rates in April 1971, states that thirty-year fixed rate mortgages have reached new all-time lows in six out of the last seven weeks. 
 
According to the survey, interest rates on 30-year fixed-rate mortgages averaged 4.49 percent for the week, down from 5.22 percent a year ago.
The Mortgage Bankers Association said this week that mortgage applications to purchase homes rose last week for a third straight week as rates have dropped.  Someone out there is catching on that this is a once in a lifetime deal.
This beautiful brick home for sale at 35 Palmetto … (1 comments)