Federal Title & Escrow Company's Blog

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Title Insurance - Federal Title & Escrow Company
Real estate articles for agents, mortgage lenders, homebuyers and homeowers looking to refinance.
RECENT BLOG POSTS
A recent survey from Bankrate.com showed homebuyers in Maryland and the District of Columbia pay closings costs that are below the national average. That was good news on its own. When I began digging through the details of the survey, I discovered this chart that breaks down closing costs for ea...
08/19/2010
Average closing costs in Maryland and the District of Columbia are less than the national average, according to the results of an annual survey by Bankrate.com. Closing costs averaged $3,741 nationally, according to the survey, which was based on a loan amount of $200,000 and included loan origin...
08/19/2010
Until recently, lenders did not require condominium purchasers (borrowers) to obtain property insurance coverage beyond that provided in the condominium association’s master policy. That all changed last year due to new condominium lending guidelines imposed by Fannie Mae (FNMA) and FHA, which no...
08/19/2010
Almost all title company material and information is geared toward the purchaser, but what about the seller? After all, just like it takes two to tango, you cannot buy without a seller.The reason title companies focus on the buyers is because, in the DC metro area, it is the purchaser who chooses...
06/04/2010
Buying a home is an important financial decision that should be considered carefully. Homebuyers must become familiar with the various stages of the home-buying process, including deciding whether it's the right time to buy a home or not and factors to consider in determining how much they can af...
06/04/2010
Given that homebuyers are confronted with monumental tasks in the home-buying process, it should be expected that many of the finer details are entrusted to their real estate agent or mortgage lender. After a lengthy home search, contract offers and negotiation, gathering financial information fo...
06/04/2010
Recently I've heard feedback from a few Maryland real estate agents who are concerned about the validity of e-signatures on Maryland real estate contracts. As a company that prides itself on empowering real estate agents with knowledge to make their clients' closing experience as pleasant as poss...
06/04/2010
Want further proof that it's a bad idea to open a new line of credit while trying to buy a house? Beginning June 1 your lender will likely be pulling a last-minute second credit report immediately before closing. If you've taken out a new loan that's large enough to affect your debt-to-income rat...
06/04/2010
While the Federal Tax credit is a thing of the past for most of us, those serving overseas in the U.S. military, the foreign service and the intelligence community may still be able to claim the $8,000 credit. "Members of the military and certain other federal employees serving outside the U.S. h...
06/04/2010
The overhaul of an existing Web site or launch of a new one is an undertaking that comes with a lengthy checklist of tasks and possibly a substantial price tag.However, in the world of Web 2.0 technology and mounting expectations from increasingly tech-savvy customers, title companies around the ...
06/04/2010
Rainer
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Todd Ewing

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