credit: Homeowners In Debt Trouble! Here's the answer! - 07/16/07 12:11 AM
Homeowners In Debt Trouble! "How To Get Out Of Maximum Debt In Minimum Time" - even get cash.
    SEMINOLE COUNTY, FL - For Florida homeowners who want to get out of debt fast without further damaging their credit with bankruptcy, credit negotiation, or consumer credit counseling, this will be the most important report they read all year.
It's Not Your Fault!
    My name is Dan Dowling, and I admit it: I hate lenders, credit cards, insurance companies, and the credit bureaus.  I've exposed their dirty tricks and how to defend against them as you slash your bills in 19 days (including … (0 comments)

credit: The Dangerous Spiral Of Credit Cards Out Of Control - 06/22/07 11:39 AM
 
*To read an even more in depth solution, try this site for homeonwers: www.FromBillsToFreedom.com
Here's why credit cards can be a dangerous house of cards if you ever meet hard times.
 
Let's say you have 5 credit cards at a total of $20,000.
Let's say your average interest rate was 10%.
And let's say you suddenly miss a payment. Then you miss a payment on each one.
Right off the bat your interest rates go to 30%! And you have a late fee penalty of $35 per account!
That's 5 x $35 or $125 in late fees.
Plus your annual interest is now $6,000 alone! … (6 comments)

credit: New Scam Threatens To Hold Your Credit Hostage As They Extort Money From You. - 06/21/07 02:33 AM
Credit Hijacking!
New Scam Threatens To Hold Your Credit Hostage As They Extort Money From You.
In an effort to give you valuable consumer information I'm passing this along to you.
The Scam
It's the latest trend where collection agencies call and accuse you of owing a past debt. Many times the name on the debt is exactly as your own. (The trick is to accuse everybody with that same name of owing the debt)  However, they know it's not you that owes the debt. But that doesn't matter.
They've accused you of it, and it's now up to you to prove you are … (2 comments)

credit: Local Couple Buys First Home - At Best Interest Rates - Less Than 3 Years After A Chapter 7 Bankruptcy! - 06/21/07 02:20 AM
Local Couple Buys First Home - At Best Interest Rates - Less Than 3 Years After A Chapter 7 Bankruptcy!
Here's the story of another nice couple that I had the pleasure of serving. Two borrowers were buying a home. One had a Chapter 7 bankruptcy discharged 2 years ago. The other had never filed bankruptcy but they both had a few credit glitches. Initially the loan was approved but the rate, as usual, was about 3 % over the best conforming rates available due to the credit. Still they were happy and couldn't wait to move into their first home. Especially … (4 comments)

credit: What almost nobody knows about credit scores. - 05/30/07 12:35 PM
 
Let's dispell a credit myth. How important do you suppose paying your bills on time really is to your credit? 
Most people are suprised to learn that paying your bills on time is only 35% of your total score. This means that 65% of your score is determined by other factors.
Failing to understand those other areas can be poison to your credit score -- making every thing you finance or insure unfairly expensive.
The lesson here is that if you know and understand how the other factors work, you force huge changes to a credit score.
More to come... 
All the best,
Dan Dowlingauthor of "Unlocking … (5 comments)

 

Dan Dowling

Altamonte Springs, FL

More about me…

Dan Dowling - United Mortgage Capital Corp.

Office: 407(681) 428-8215

Fax: (407) 681-4284

We'll talk about all things financial. You'll hear secrets the banks, credit bureaus, insurance companies and creditors don't want you to know. You won't see the same old "fluff" here. So buckle up.


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