florida: Florida Property Tax Reform And Calculator
- 06/25/07 11:29 PM
Floridians: I just got a letter back from Senator Lee Constantine regarding the letter I sent (and posted) Steal This Letter . Anyways, the fight is still on and you can have a voice. If you would like to see how your own home would be impacted by the new proposal, go here and see what your savings would be. Proposed Property Tax Calcultor. In my humble opinion it's not nearly enough. I'm constantly amazed at much money the counties have taken in and how little we get in return. These out of control taxes threaten real estate in every way! I figured my (8 comments)
florida: Expensive Lessons About Your Florida Air Conditioner
- 06/21/07 02:28 AM
Expensive Lessons About Your Air Conditioner In Florida. If you have central air, your air handler unit on the inside of your house has a drainage pipe, usually PVC plastic, running from the unit to the outside. This drainage pipe takes natural condensation from the inside of the air handler and dumps it outside. The outside portion of this pipe can be found usually next to the large air conditioning unit outside your home. As time goes on, this pipe will build up with bacteria, lint, and mold in the hot Florida climate. You'll be sitting inside one day and suddenly realize (0 comments)
Here's the story of another nice couple that I the pleasure of serving. Two borrowers were buying a home. One had a Chapter 7 bankruptcy discharged 2 years ago. The other had never filed bankruptcy but they both had a few credit glitches. Initially the loan was approved but the rate, as usual, was about 3 % over the best conforming rates available due to the credit. Still they were happy and couldn't wait to move into their first home. Especially since (2 comments)
Our client was a single mom with 3 kids. She'd really been run through the ringer by an ex husband who left her high and dry with damaged credit. She had $15,000 in collections, $8 thousand in old judgments. Anyways, the builder's lender treated her terribly, wouldn't return her calls, and ultimately turned down her loan.
After researching 9 lenders and we got her loan approved at 2% lower than the builder's lender turned her down at!!! Not only did we (2 comments)
For some purchases, you can't beat private money. I recently had a gal who just started a brand new business. She wanted to buy 20 acres of raw land. Shaky credit to boot. No lender in the world would touch it. I just called one of my "connections" and we funded the deal in a little over a week. My agent was extremely happy. Lesson here is make sure you're in with the folks who have the money and can fund quickly. There's nothing more rewarding than funding a deal nobody else can. Tip: network with wealthy individuals with money. Let them (0 comments)
florida: Getting free and profitable publicity
- 05/31/07 11:42 AM
One of the best things you can ever do to promote yourself as the expert is to get written about in national publications. Just today I had an article published where I was asked for my analysis of the markets. I'm not posting this to astound anyone, quite frankly, I'm astounded. None the less, the article will be posted in as many as 300 national publications. It's a great thing to show clients and referral partners that the national news media recognizes you as an expert. Special thanks to Jim Sahnger and Holden Lewis. Anyways if you want to read the article that bankrate.com (1 comments)
We'll talk about all things financial. You'll hear secrets the banks, credit bureaus, insurance companies and creditors don't want you to know.
You won't see the same old "fluff" here. So buckle up.