credit: 2017 Time to renew your credit and your life - 01/22/17 03:11 AM
The new year has started, new things are happening, the government  is going through a change.
It's time to take a look at your credit and your financial portfolio.  
America is facing some huge challenges, Obama did not help with some of the things he did, with the credit card reduction act, and other bad decisions.
Not knowing what the future economy is should make everyone wake up and think about some things.
It's time to think about your future, including things like
Paying your debt down Making sure you have the right kinds of savings and the right amounts Boosting your credit score Reviewing … (2 comments)

credit: Common Lies about Your Credit / Score - 11/16/16 02:49 PM
This year we saw the lies come out in the political campaign, and we really saw for what worth our Media is that covers so many lies to make profit.  When you compare the information about your credit on the internet or even in person, your going to encounter many lies and much uneducated mis-information.
Here are a few of those myths.
1. Fix the credit report yourself
This is a common myth and it is harmful misinformation. Your credit report is protected by over 250 laws and regulations, that you may or not know about. When you have a legal issue, you hire … (1 comments)

credit: Can you tell the difference this persons credit and the other? - 08/19/16 10:38 PM
Person number 1
Person number 2
Person number 1 just did the few basics to get their credit to a position to secure their funding.  They may or may not have paid all their debt down,  or removed all negative credit history.  They took the first step and we congratulate them for it.
25% of our customers don't even go that far, they look into what they can do, and then hope their credit problems will go away.  
75% of our customers are able to qualify for a new loan, they added first a good line of credit to help them boost their score … (1 comments)

credit: Having a Paypal account will destroy your credit and business - 08/01/16 06:35 AM
Many people have paypal, but they don't know some important things about your credit.
When you signup with a Paypal account, you should of read their terms, which discusses some things but many things are not disclosed.
A Credit Check?The first is through credit report inquiries. According to the PayPal terms of service, your credit report may be reviewed in the following situations:
Credit Report Authorization. If you open a Premier or Business Account, you are providing PayPal with written instructions and authorization in accordance with the Fair Credit Reporting Act to obtain your personal and/or business credit report from a credit bureau. You are also … (0 comments)

credit: Approved good credit how much do you need? What about Donald Trump? - 08/01/16 06:06 AM
People desperate for credit, flood our support centers with statements like this or "I need a large amount of credit."
In todays informational blog we will talk about what you need.
First of all we have to divide people into different kinds of groups.
There are people with
1) Excellent Credit
2) Good Credit
3) Not so good credit
This keeps it simple.
No matter what group you fall in, everyone must have enough credit to offset debt. So let's talk about a controversial Presidental Candidate Donald Trump.
Trump has a lot of money right ? Does this make his credit good ?  Depends on what deal you are trying … (4 comments)

credit: Your approved for credit , regardless of your credit status - 05/02/16 10:00 AM
Hello  credit seekers
You can get approved for credit regardless of your credit status.  We are flooded with thousands of emails asking for help. I need a 10,000 credit card, and I need a business loan.  But, my credit is not so good.  What do I do ?

Be Patient
This is the first step
A lifetime of credit problems, or a short setback in your credit does not mean that you can not get the credit you are looking for.
Bad credit, Good Credit, Bad Credit report  ... it doesn't matter there is help...
But, you cannot come to a finanical firm in despirate need and … (1 comments)

credit: Summer is a great time to get your credit score increase w/ tradeline - 07/16/15 09:59 AM
Well it is that time for family, fun, travel, and work.  But relaxation comes in many forms.  
Here are some simple steps to take while summer is quickly passing by.
1) Go online to myfico   and check out your scores
2) Have a garage sale, or yard sale to put some money together (or sell some things on craigslist)
3) Now go to our website to get the most trusted and FDIC backed Tradeline click here
Here are some other things you can do you might not of known
1) If you have credit cards or things that report to the credit bureau , make sure it … (0 comments)

credit: Buffet, Bloomberg, Trump agree you need financial freedom - 05/23/15 03:08 AM
@WarrenBuffett @MikeBloomberg @richardbranson  @Forbes @realDonaldTrump  
all agreen you need to learn how to live financially free, get out of debt, build passive income.
Things are always going to have their ups and downs. 
But it doesnt have to effect your finanical freedom
Learn more

credit: The truth about a good credit score and financial freedom - 05/06/15 09:20 PM

The economy is on a rollercoaster ride, and the credit bureaus and the FTC want you to believe the you 
can fix your credit yourself or not at all.  Just reading that information causes people who are in 
financial difficulties to avoid the issue even more.
That’s not what the Financial Freedom Network (FFN) has to say about it.  The Financial Freedom 
Network program can restore good credit and help you achieve financial freedom in a relatively short 
amount of time compared the the years a person has suffered with these kinds of issues. 
The idea that you can have restored credit, available credit, lending approval and financial freedom - 
maybe for the first time in your life, would be like starting your life over again.  So what’s this all about ?
The Financial Freedom Network says there is a dirty secret behind the credit bureau industry.  
They say no matter what kind of financial problem you suffer from, whether it is bad credit, no credit, 
no income, bank problems, bankruptcies, foreclosures, public records, collections, late payments, is 
that these problems can be completely or partially reversed. 
There is something to the idea that the credit bureaus are out to create more credit report problems for 
consumers. Any collection agency knows first hand how much money is made off of people who have 
financial problems.  As of December 31, 2014, total consumer indebtedness was $11.52 trillion, up by 
2.1%.  Aggregate consumer debt increased in the fourth quarter by $241 billion.  Collection companies 
know they can collect on the same debts (illegally, but it is a common practice that the Government does 
not enforce) up to 7 times or more.  This means the bureaus and the collection companies stand to profit 
over 1.89 trillon dollars.  FFN says the three credit bureaus are privatized companies making money in 
more ways than just bad credit problems.  
The financial freedom network (FFN) explains how they make such a big profit.  Take for example the
hipaa privacy act of 1996 which protects your identity.  FFN says a consumer “Jane Doe” who was 
unable to pay a hospital bill, whether the Obama Care act refused to pay, or insurance failed to pay, or 
they just could not afford it, eventually is sold to a collection company for pennies on the dollar.  First of 
all it is illegal for the hospital to give out any personal information to anyone that you were cared for.  
Secondly the hospital has insurance for unpaid accounts, so the account was paid and then some times 
written off on taxes as bad debt, even though they got paid. This means Jane Doe’s bill was paid in full. 
The hospital profits some more when they sell part of the debt to a collection company.  The collection 
company pays maybe $1,000 for a $10,000 of a $100,000 debt.  The collection company calls and send
letters to Jane Doe requesting they she owes them $100,000 but will make a deal for half. After Jane is 
harassed at home and work and threatened she tells ABC collection company, she can’t afford that 
much, so ABC collection company says ok the lowest they can go is $25,000 (remember they paid $1000
for only $10,000 of the debt, but they want to make as much as they can).  Jane agrees to payment plans 
and pays them off in a couple years. The promise made to remove it was not kept, they only changed the 
status from “unpaid” to “paid”. Still ruining her credit. Then when 3 years expire, ABC collection tells
 their buddy partner XYZ Collections there is more debt to be collected.  XYZ collections call the hospital,
agree to purchase another $10,000 of the $100,000 and now Jane has a new collections for the same 
account. She swears it was paid, but has no proof, and XYZ will say she only paid part of it, not all of it. 
Ever see a collection reappear on your credit report after it was paid, and now a new collection agency is 
collecting on the same debt you thought you paid? That’s how it happens.  
FFN says there are hundreds of laws that protect the consumer for these types of issues.  Not only that 
people suffering from bad credit can get approved and can get these credit report problems fixed.  FFN 
will help you get a credit card, better credit score, credit approval, loan approval. They will teach you 
how to pay down your debt fast, establish good credit, create passive income, secure retirement and 
obtain financial independence. 
FFN says this help is extremely importantly why you need to have an excellent credit score and why you 
need to be financially secure. Check out this FREE VIDEO to see what it’s all about.

credit: What are legal Tradelines underwritten by an FDIC Bank? Credit Score - 05/04/15 08:32 PM
Legal Tradelines underwritten by an FDIC Bank that will help boost your credit score.
Click here to get started 
 Use this coupon code at checkout to get 33% off our platinum tradeline: pl33m which is already automatically activated.
Are tradelines legal?
This is a question we get all the time whether it comes from a consumer or a mortgage professional.
Another question tied to this one is how do we find a tradeline that is in SINGLE revolving account?  We only offer Single revolving accounts.
So we put a little chart together for you
As you can see from the chart above our tradelines and especially our Platinum tradeline … (0 comments)

credit: Helping your potential customers get approved for credit - 05/04/15 03:59 AM

We are helping people get approved for credit everyday. 
Why refer your customers some other firm where they must pay thousands of dollars for help ( whether they are seasoned tradelines backed by small financial firms, or credit repair companies with high fees ) when they can have affordable options backed by FDIC banks through our trusted financial partners.
When you do not address the applicants who have credit issues here is what happens:
When they find help someplace else, and many times find our services, the 
usually find another lender. But if you put them in Your future pipeline, you can help them down the road in just a few short months.
More than 75% of … (0 comments)

credit: Why add positive credit FIRST, like a tradelines to boost the score? - 04/28/15 07:50 AM
Why add positive credit FIRST, like one of our tradelines first to boost the score?
Watch and find out
Our experts have worked in the financial sector for  many years and this is why our 
program is shaped to makeover your financial life in the best possible way.
Because your score is effected by debt to credit ratio.   Here is how to determine your debt to 
credit ratio.
 Add all your balances (debts)  
 divided by all the avaliable credit limit amounts 
 Credit Ratio   
When you start disputing items on your credit report
1. Lenders are afraid to approve you for new credit or tradelines
2. You start deleting any … (2 comments)

credit: More than 1/2 the population don't have enough for retirement - 04/27/15 09:06 PM

Are you ready to find out more :
Retirement,  how many people really want to hear the truth
We have been trying to help people outside the normal realm of helping them get approved forcredit, 
or get the score they need.  We feel it is our obligation to help them further.
However we find a smaller percentage willing to go beyond the first steps.
This is extremely concerning. Think about this,  you might enjoy reading up on new information, 
but are you really serious enough to do something about your future.
I want to start with a sad story of a couple our firm advised 15 years ago. We helped them achieve 
high 600, 700 scores.  They got approved, and came back to thank us and take our staff out for a nice dinner.  
During the dinner I asked them if they were ready to take the next step.  
I will never forget what they said "no, we just really wanted to get approval for the re-finance, 
but we are grateful for helping us achieve the score we needed
to get approval".  
It  really took me back.  
Are you ready to find out more :
But, I took it a step further and asked them if they are really serious about that statement, 
I think they took it as an offense.  But they knew there were other problems, too much debt, 
not enough retirement money, not any savings, and other financial issues facing them. 
I apologized, but I was firm and explained, my passion to help people and coach them. 
They thanked me and we finished a wonderful meal, and we went our separate ways.
I asked them to seriously think about it.  Today these people are in a different phase 
of their life. They called last month to explain they lost their home, due to financial problems.  
They were moving in with their parents. They barely had enough to survive and they 
wanted help. However when I explained what they need to do, it was too much for them.
This was a couple facing more public records, lawsuits and they were not willing to 
even get rid of their $250 / a month iPhone plan and cut down on their expenses to 
start recovery. 
This alarms me, many people are not serious enough to plan ahead, and take things as 
they go. They want a quick escape from financial reality , quick fixes, but not serious work. Well not everyone is this way, but I hope by 
sharing this story, it will do something to listen to our coaching and take the first 6 steps , 
and then work toward step 9.. it really is a process but we broke it down like that so people 
could handle the transition and financial makeover.
So let's talk about one big area, retirement.
In retirement, there might be some confusion  between households and person/population. 
So let me explain.
Households verses persons who have enough retirement savings
Households - 56% of households have more than $100,000 saved for retirement, still not 
merely enough to survive retirement. There are 123 million households in the US, 68 million 
with more than 100K 55 million households with less
People  - 57 % of people have less than $25,000 saved for retirement , not enough to survive one year much less a full 20-30 years retirement.  There are 318 million people living in the US.   181 million with less then $25,00 saved.
Now have you paid into social security? Depending on your situation you might of not paid much. The Social Security Admin 
statistics are skewed. They are not correct, do not believe them. 
Only 65% of people retired actually receive benefits.  Combine that with medicare and medicaid costs, the actual amounts are severely low.
The average yearly amount paid out is around $10,211 a year.  That equals less than $850 a month to survive on.
Are you ready to find out more :
25% of retirees have other sources of income from pension or 401K.  The average is about $9,000 per year. If you have a pension 
or 401K.
Those who can't generate enough money to retire well though Social Security, pensions, or savings and investments are  increasingly choosing to stay in the workforce at least part time. "If their portfolio, their investments, their savings that they have accumulated to retire with are not enough to provide them with the lifestyle that they want in retirement, then a 
part-time job is certainly something that they should consider," says Ken Moraif, a certified financial planner for Money Matters in Plano, Texas. "If you are 60, you could work for another 10 or 15 years part time to generate some income."
Some 22 percent of people continue to work during the traditional retirement years, earning a median of $25,000, the highest amount of any income source, AARP found. The proportion of income retirees earn by working has doubled from 15 percent in 1990 to 30 percent in 2012. "For people who are working, it is a very significant source of their income," Koenig says. "We 
anticipate that earnings will become a growing source of income for older Americans."
Depending on your health when you reach retirement age, will you be able to continue to work?
Are you ready to find out more :
Another factor that people facing retirement do not consider is medical costs.  A 65-year-old couple retiring this year will need an average of $220,0001 (in today’s dollars) to cover medical expenses throughout retirement.  Depending on their situations, they may need more, with rising cancer and other health problems.
Most people don't consider these things until they reach their 40's way to late, but yet even this late, in a couple years they can be back on top of things
Ideally you should start in your 20's  but no matter what the age , we can coach you to planing a successful and fruitful retirement in about 1-3 years. The secret is explained here: Are you ready to find out more :

credit: This client went from a "Bad" credit score of 596 to a "Best" credit score of 755! - 04/08/15 08:23 PM
Our client received great results in a little over 60 days with a 267 total point increase.
Your credit score is used as a risk factor by lenders and banking institutions. This can make the difference in getting favorable terms, or even getting approved for the loans or credit you need.
This client went from a "Bad" credit score of 596 to a "Best" credit score of 755!

credit: Are seasoned tradeline legal? So what kind of tradelines do we sell? - 02/25/15 06:47 AM
Im sure you’ve heard old cliché: if it sounds too good to be true, it usually is. This is no exception. Of course there is mis-information out there also, so let's get the facts straight.   (blog reposted from Nov 2014)

First of all any advice from the credit bureaus is false, unless it is legal rights which are mandated by the
federal government. For example, they advised you not to use credit repair, but of course they don’t want you to do this because then they make no money once the illegally posted items are removed. Credit bureaus do not like tradelines either. They are constantly trying to remove posted tradeline information. This is the problem with many tradelines, unless they are bank backed like ours. 
The concept of a seasoned … (0 comments)

credit: Boost Credit Score - affordable Tradelines and Credit Cards - any type of credit - 02/13/15 07:21 PM
Why wait any longer our tradelines and credit cards will give you the credit score boost you need!
Boost you credit score now in about 30 days 
3 Things that will help you boost your credit score  
1) Add Credit  
Using one of our tradelines or credit cards  This will significantly boost your score up to 40% because credit offsets debt and shows your credit worth.  No credit, Bad Credit any type of Credit. Loans, Credit Cards, Tradeline  
2) Delete Negative Information on Credit Report  
Delete inaccurate, outdated negative … (6 comments)

credit: the Extreme Credit Makeover 12 Easy Steps - 12/17/14 07:02 AM

We have now graduated over 10,000 clients in our programs.  Our Extreme Credit Makeover Program has 12 steps.  This is the first of it's kind in the finanical world.  It combines basic credit score help to advance credit help. We have some of the most powerful training in the USA.  This program is available to anyone including the military.
They don't teach any of this in school or college. This program is worth millions to people, it changes their lives forever.
For more information please visit our dedicated site :
Step 1:  Pay down your … (0 comments)

credit: Why our programs are better & how we help people qualify for credit - 12/16/14 10:19 PM
1) We have a FDIC Bank not a finance company
2) Offered in alll 50 states
3) Major unsecured account reporting to all 3 bureaus
4) Affordable price for the value you receive
5) Our customes are able to qualify for a new home loan, auto loan, or achive their goal
6) Saves you thousands on interest charges
7) We help change the course of your life to the better side
8) We help people who have suffered a negative financial event
9) We help you further than just tradelines, we help remove negative … (0 comments)

credit: We protect your rights & justice , we help fix and boost your credit - 12/01/14 05:26 PM
America is awake about rights and justice and this is a great thing happening.  Unfortunately in the credit business sometimes your rights and justice are abused.  But, the Federal Goverenment has done an average job in protecting some of your rights when it comes to credit.

There are hundreds of laws that protect consumers from illegal violations in credit reporting that help boost your score.  With that we have FDIC bank backed tradelines and credit restoration services that will help you get your life back on track. 
We offer full support to clients through each program, however we  offer no … (0 comments)

credit: FDIC Bank Tradeline Boost your Credit Score - 11/01/14 12:38 AM
this FDIC Bank Tradeline will Boost your Credit Score ,  no matter where you live in the USA, before you start disputing your credit or after, you need to add this to boost your credit score significantly,
If you don't qualify, then we have other programs and credit services available no matter your credit situation.