credit score: PrePaid Credit actually helps your score with the new scoring system - 09/10/17 11:29 AM

It used to be a statement credit professionals would avoid. But now with new scoring factors, prepaid credit can help your score significantly. 
FICO actually takes in consideration that people are trying to start with credit and when they see you get a pre-paid option, especially a powerful pre-paid card like ours  http://credit-makeover.com/product-category/step2/credit-lines/?orderby=date-desc  - they watch your balances and payment history - which in a course of one to three months, will boost your score. 
 
Don't think about getting a pre-paid credit card to help your credit score
You don't have too get a pre-paid credit card with us
But if you do, it will not … (0 comments)

credit score: Our Credit Score and Tradeline Support - 04/17/17 01:52 PM
Credit Score boosting, tradelines, getting lending.  Everyone wants in on something that is legitimate and really helps people with their scores serious people.
Sometimes we want to help more.  Our websites have over 40,000 visitors per hour.  It is really overwhelming for our technitions to keep up with speed, performance and updating our servers to handle the loads.
Our phone lines are jammed as a result, we have a hard time filtering the serious people to the skeptical people, and we have private numbers just to handle our current clientle. 
It's because for the last 20 plus years we have been helping people.  Not … (0 comments)

credit score: Credit Score Boost Success Stories - 03/23/17 11:50 PM
The proof is in the pudding..
 
A client with scores in 500's now in high 600's in 15 days, but with these she can get financed and in another 30 days these should be in the 700's
 
And another Increase 
So it's pretty simple, by adding some good credit from the start, sometimes it is all you need to boost your scrore.  If you have negatives that effect you getting that loan, we can also help with that and late payment removal.
 
Get your credit line / tradeline / or credit card to help boost your credit today. Click on the link below to get … (8 comments)

credit score: 2017 Time to renew your credit and your life - 01/22/17 03:11 AM
The new year has started, new things are happening, the government  is going through a change.
 
It's time to take a look at your credit and your financial portfolio.  
 
America is facing some huge challenges, Obama did not help with some of the things he did, with the credit card reduction act, and other bad decisions.
 
Not knowing what the future economy is should make everyone wake up and think about some things.
 
It's time to think about your future, including things like
Paying your debt down Making sure you have the right kinds of savings and the right amounts Boosting your credit score Reviewing … (2 comments)

credit score: Don't let this Presidential Campaign distract you from improving your Credit - 10/24/16 03:59 PM
This year the Presidential campain has distracted people more than any other year from the most important thing - improving credit scores.
Here are three ways you can improve your credit score in the next 15-30 days, sometimes 45-90 days depending on each persons credit report.
1. Pay Early 
Paying your balances early avoids late fees. In fact pay your credit card balances 7 days or by the 21st of each month and watch your score improve a little. 
2. Increase your credit
Increasing credit can help your credit score, as long as you don't have a bad history of credit problems and you are not … (0 comments)

credit score: Your approved for credit , regardless of your credit status - 05/02/16 10:00 AM
Hello  credit seekers
You can get approved for credit regardless of your credit status.  We are flooded with thousands of emails asking for help. I need a 10,000 credit card, and I need a business loan.  But, my credit is not so good.  What do I do ?

Be Patient
This is the first step
 
A lifetime of credit problems, or a short setback in your credit does not mean that you can not get the credit you are looking for.
 
Bad credit, Good Credit, Bad Credit report  ... it doesn't matter there is help...
 
But, you cannot come to a finanical firm in despirate need and … (1 comments)

credit score: Check out this increase in just 30 days - 07/25/15 03:12 AM
Over 197 points on Experian and 180 points on Equifax !
This client is celebrating, and now in the process of getting her new home.  Thanks to our FDIC backed Tradeline, the top is yesterday's pull, the bottom when she started.  She spoke with her mortgage broker today to pull and the scores were actually higher than the transunion report.  She will also have a lower interest rate and save thousands, so he small investment, paid off big!  As we are always educated ,  that debt to credit ratio is 40% of the score factor and all she needed was some positive … (0 comments)

credit score: Summer is a great time to get your credit score increase w/ tradeline - 07/16/15 09:59 AM
Well it is that time for family, fun, travel, and work.  But relaxation comes in many forms.  
Here are some simple steps to take while summer is quickly passing by.
 
1) Go online to myfico   and check out your scores
2) Have a garage sale, or yard sale to put some money together (or sell some things on craigslist)
3) Now go to our website to get the most trusted and FDIC backed Tradeline click here
 
Here are some other things you can do you might not of known
1) If you have credit cards or things that report to the credit bureau , make sure it … (0 comments)

credit score: The truth about a good credit score and financial freedom - 05/06/15 09:20 PM

The economy is on a rollercoaster ride, and the credit bureaus and the FTC want you to believe the you 
can fix your credit yourself or not at all.  Just reading that information causes people who are in 
financial difficulties to avoid the issue even more.
 
That’s not what the Financial Freedom Network (FFN) has to say about it.  The Financial Freedom 
Network program can restore good credit and help you achieve financial freedom in a relatively short 
amount of time compared the the years a person has suffered with these kinds of issues. 
 
The idea that you can have restored credit, available credit, lending approval and financial freedom - 
maybe for the first time in your life, would be like starting your life over again.  So what’s this all about ?
The Financial Freedom Network says there is a dirty secret behind the credit bureau industry.  
They say no matter what kind of financial problem you suffer from, whether it is bad credit, no credit, 
no income, bank problems, bankruptcies, foreclosures, public records, collections, late payments, is 
that these problems can be completely or partially reversed. 
 
There is something to the idea that the credit bureaus are out to create more credit report problems for 
consumers. Any collection agency knows first hand how much money is made off of people who have 
financial problems.  As of December 31, 2014, total consumer indebtedness was $11.52 trillion, up by 
2.1%.  Aggregate consumer debt increased in the fourth quarter by $241 billion.  Collection companies 
know they can collect on the same debts (illegally, but it is a common practice that the Government does 
not enforce) up to 7 times or more.  This means the bureaus and the collection companies stand to profit 
over 1.89 trillon dollars.  FFN says the three credit bureaus are privatized companies making money in 
more ways than just bad credit problems.  
 
The financial freedom network (FFN) explains how they make such a big profit.  Take for example the
hipaa privacy act of 1996 which protects your identity.  FFN says a consumer “Jane Doe” who was 
unable to pay a hospital bill, whether the Obama Care act refused to pay, or insurance failed to pay, or 
they just could not afford it, eventually is sold to a collection company for pennies on the dollar.  First of 
all it is illegal for the hospital to give out any personal information to anyone that you were cared for.  
 
Secondly the hospital has insurance for unpaid accounts, so the account was paid and then some times 
written off on taxes as bad debt, even though they got paid. This means Jane Doe’s bill was paid in full. 
The hospital profits some more when they sell part of the debt to a collection company.  The collection 
company pays maybe $1,000 for a $10,000 of a $100,000 debt.  The collection company calls and send
letters to Jane Doe requesting they she owes them $100,000 but will make a deal for half. After Jane is 
harassed at home and work and threatened she tells ABC collection company, she can’t afford that 
much, so ABC collection company says ok the lowest they can go is $25,000 (remember they paid $1000
for only $10,000 of the debt, but they want to make as much as they can).  Jane agrees to payment plans 
and pays them off in a couple years. The promise made to remove it was not kept, they only changed the 
status from “unpaid” to “paid”. Still ruining her credit. Then when 3 years expire, ABC collection tells
 their buddy partner XYZ Collections there is more debt to be collected.  XYZ collections call the hospital,
agree to purchase another $10,000 of the $100,000 and now Jane has a new collections for the same 
account. She swears it was paid, but has no proof, and XYZ will say she only paid part of it, not all of it. 
 
 
Ever see a collection reappear on your credit report after it was paid, and now a new collection agency is 
collecting on the same debt you thought you paid? That’s how it happens.  
 
FFN says there are hundreds of laws that protect the consumer for these types of issues.  Not only that 
people suffering from bad credit can get approved and can get these credit report problems fixed.  FFN 
will help you get a credit card, better credit score, credit approval, loan approval. They will teach you 
how to pay down your debt fast, establish good credit, create passive income, secure retirement and 
obtain financial independence. 
 
 
FFN says this help is extremely importantly why you need to have an excellent credit score and why you 
need to be financially secure. Check out this FREE VIDEO to see what it’s all about.  http://goo.gl/T0kfVe
(0 comments)

credit score: What are legal Tradelines underwritten by an FDIC Bank? Credit Score - 05/04/15 08:32 PM
Legal Tradelines underwritten by an FDIC Bank that will help boost your credit score.
 
Click here to get started 
 Use this coupon code at checkout to get 33% off our platinum tradeline: pl33m which is already automatically activated.
Are tradelines legal?
This is a question we get all the time whether it comes from a consumer or a mortgage professional.
Another question tied to this one is how do we find a tradeline that is in SINGLE revolving account?  We only offer Single revolving accounts.
So we put a little chart together for you
As you can see from the chart above our tradelines and especially our Platinum tradeline … (0 comments)

credit score: Helping your potential customers get approved for credit - 05/04/15 03:59 AM

We are helping people get approved for credit everyday. 
 
Why refer your customers some other firm where they must pay thousands of dollars for help ( whether they are seasoned tradelines backed by small financial firms, or credit repair companies with high fees ) when they can have affordable options backed by FDIC banks through our trusted financial partners.
 
When you do not address the applicants who have credit issues here is what happens:
 
When they find help someplace else, and many times find our services, the 
usually find another lender. But if you put them in Your future pipeline, you can help them down the road in just a few short months.
More than 75% of … (0 comments)

credit score: Why add positive credit FIRST, like a tradelines to boost the score? - 04/28/15 07:50 AM
Why add positive credit FIRST, like one of our tradelines first to boost the score?
Watch and find out
 
 
Our experts have worked in the financial sector for  many years and this is why our 
program is shaped to makeover your financial life in the best possible way.
 
 
Because your score is effected by debt to credit ratio.   Here is how to determine your debt to 
credit ratio.
 
 Add all your balances (debts)  
 divided by all the avaliable credit limit amounts 
 ---------------------
 Credit Ratio   
 
When you start disputing items on your credit report
 
1. Lenders are afraid to approve you for new credit or tradelines
2. You start deleting any … (2 comments)

credit score: Thinking about paying collections with your tax return? DON’T!!! - 04/17/15 07:29 PM

(2 comments)

credit score: This client went from a "Bad" credit score of 596 to a "Best" credit score of 755! - 04/08/15 08:23 PM
Our client received great results in a little over 60 days with a 267 total point increase.
 
Your credit score is used as a risk factor by lenders and banking institutions. This can make the difference in getting favorable terms, or even getting approved for the loans or credit you need.
 
This client went from a "Bad" credit score of 596 to a "Best" credit score of 755!
 
(7 comments)

credit score: Are seasoned tradeline legal? So what kind of tradelines do we sell? - 02/25/15 06:47 AM
Im sure you’ve heard old cliché: if it sounds too good to be true, it usually is. This is no exception. Of course there is mis-information out there also, so let's get the facts straight.   (blog reposted from Nov 2014)

First of all any advice from the credit bureaus is false, unless it is legal rights which are mandated by the
federal government. For example, they advised you not to use credit repair, but of course they don’t want you to do this because then they make no money once the illegally posted items are removed. Credit bureaus do not like tradelines either. They are constantly trying to remove posted tradeline information. This is the problem with many tradelines, unless they are bank backed like ours. 
 
The concept of a seasoned … (0 comments)

credit score: Boost Credit Score - affordable Tradelines and Credit Cards - any type of credit - 02/13/15 07:21 PM
 
Why wait any longer our tradelines and credit cards will give you the credit score boost you need!
 
Boost you credit score now in about 30 days 
 
 
   
3 Things that will help you boost your credit score  
1) Add Credit  
Using one of our tradelines or credit cards   http://www.boostyourcreditscore.info/shop  This will significantly boost your score up to 40% because credit offsets debt and shows your credit worth.  No credit, Bad Credit any type of Credit. Loans, Credit Cards, Tradeline  
2) Delete Negative Information on Credit Report  
Delete inaccurate, outdated negative … (6 comments)

credit score: Why our programs are better & how we help people qualify for credit - 12/16/14 10:19 PM
HERE IS HOW WE ARE BETTER
 
1) We have a FDIC Bank not a finance company
2) Offered in alll 50 states
3) Major unsecured account reporting to all 3 bureaus
4) Affordable price for the value you receive
5) Our customes are able to qualify for a new home loan, auto loan, or achive their goal
6) Saves you thousands on interest charges
7) We help change the course of your life to the better side
8) We help people who have suffered a negative financial event
9) We help you further than just tradelines, we help remove negative … (0 comments)

credit score: New Year - New Credit ? Already ? in 10 simple steps - 12/15/14 07:59 PM
I thought about writing this at the first of the new year, but then I thought about how busy we are, sometimes we don't even take time to think about some new years resolutions.  So I figure why not start talking about this early.  

 
I know the holidays are here and it is easy to spend extra using money we really shouldn't use, (those credit card payment funds) or using credit, to much of it for the big day of Christmas.
 
But, what if these last few weeks we become frugal?  When the new year comes, there … (2 comments)

credit score: We protect your rights & justice , we help fix and boost your credit - 12/01/14 05:26 PM
America is awake about rights and justice and this is a great thing happening.  Unfortunately in the credit business sometimes your rights and justice are abused.  But, the Federal Goverenment has done an average job in protecting some of your rights when it comes to credit.

There are hundreds of laws that protect consumers from illegal violations in credit reporting that help boost your score.  With that we have FDIC bank backed tradelines and credit restoration services that will help you get your life back on track. 
 
We offer full support to clients through each program, however we  offer no … (0 comments)

credit score: Are seasoned tradeline legal? So what kind of tradelines do we sell? - 11/17/14 01:47 AM
Im sure you’ve heard old cliché: if it sounds too good to be true, it usually is. This is no exception. Of course there is mis-information out there also, so let's get the facts straight.
First of all any advice from the credit bureaus is false, unless it is legal rights which are mandated by the
federal government. For example, they advised you not to use credit repair, but of course they don’t want you to do this because then they make no money once the illegally posted items are removed.
 
The concept of a seasoned tradeline is that you pay a stranger hundreds or thousands of dollars to add 
you as an authorized user or joint account holder on their credit card. The goal is to get the score high 
enough … (0 comments)