rebuild credit: Rebuilding your credit the right way - 04/24/14 07:00 AM

When people think about rebuilding credit they always start by focusing on the negative items on the bad credit reports first.   While this is part of your scoring factor, they forget the most important fact.
Did you know that if you do not have enough positive credit on your credit report as active, you can hurt your score, it can lower or even drop to zero.   So let me ask you a question, would you rather build from zero or let's say you have 500 as your Transunion FICO score, and build from 500 ?  Which makes more … (6 comments)