mortgage: Who Should I Contact First? A Franklin TN REALTOR® or a Lender?
- 05/03/15 09:10 AM
Many buyers begin their home search months, possibly years ahead of time. The internet has made it easy for you to search for Franklin TN homes for sale without ever leaving your home. However, there's a lot of confusion about when the actual viewing of homes should begin. Who should I contact first? A Franklin TN REALTOR® or a lender? It depends. If you already have an established relationship with a trusted real estate agent and you don't know a lender, then contact the agent first. This real estate agent should have a preferred lender who has successfully gotten their buyers to the closing … (8 comments)
mortgage: Seller-paid Buyer closing costs
- 07/19/14 02:37 PM
In our current market, sellers are looking for offers that are not asking for buyer's closing assistance. However, the below article is an excellent explanation of when and how much assistance buyers should expect. Sellers are more open to paying assistance when the local housing market is a buyer's market. Franklin is in a seller's market so buyers should be prepared for some negotiation. However, sellers must also realize that first time home buyers will almost always ask for assistance. When you are ready to buy a Franklin TN home, contact Tammie White at (615) 495-0752. Buyers are asking Sellers to … (0 comments)
mortgage: Divorces: How They Affect Marital Property
- 07/05/14 07:39 AM
Divorces is a terrible thing. I know both by husband and I were married before. As a matter of fact, my husband's ex-wife defaulted on her mortgage payments after they divorced. Since his name was still on the house, his credit was impacted. Fortunately, the joint asset was finally sold. Buyers and sellers don't often realize the impact divorce has on future purchases. Be sure you clearly understand the ramifications should you or your ex-spouse let your house fall into default during a divorce. You will need good credit more than ever. Seek out the assistance of a mortgage lender to … (0 comments)
mortgage: How to Dispute Credit Report Errors While in the Mortgage Process
- 05/10/14 02:46 PM
Do you have items on your credit report that are incorrect. Many buyers don't realize they have the ability to dispute those items. Having these items removed may make or break your ability to buy a home. Below are excellent tips on how to dispute credit report errors while in the morgage process. When you have these issues resolved and you're ready to buy a Franklin TN home, call Tammie White at (615) 495-0752.
How to Dispute Credit Report Errors While in the Mortgage Process Veterans of the Mortgage Industry can remember a time when clients suffering errors or inaccuracies within … (2 comments)
mortgage: What Is Your Interest Rate? It Depends.
- 03/22/14 02:56 PM
Before you become a Franklin TN home buyer, you'll need to talk with a mortgage lender to get pre-approved for a loan. Your goal will be to get the best rate with the lowest closing costs. However, the rate you will pay is primarily dependent upon you and your credit history. It can be a confusing process but the article below gives an excellent explanation that may help you. When you are ready to buy your Franklin TN home, contact Tammie White at (615) 495-0752. What Is Your Interest Rate? It Depends. Even though interest rates are still extremely low, I … (0 comments)
mortgage: “Student Loans Continue to Burden the Housing Market”
- 03/22/14 02:49 PM
I currently have two children in college. My husband and I made the hard choice of where they would go to school based upon the financial assistance they would receive from each institution. Our kids went along with it because they didn't want to be burdened with debt when they graduated college. We have been fortunate. So far we been able to manage college for both without going into debt. After reading the article below, I can see we made the right choice. When you are ready to buy a Franklin TN home, contact Tammie White at (615) 495-0752. “Student Loans … (2 comments)
mortgage: 4 Important Questions To Ask Before Refinancing Your Mortgage
- 03/22/14 02:43 PM
Refinancing may not be a viable option for every homeowner. If you are thinking of refinancing your home, ask yourself the four important questions below. One of the most important things to remember is the cost of refinancing. Make sure you are staying in the house long enough to justify the cost involved with a refinance. When you are ready to sell your Franklin TN home, contact Tammie White at (615) 495-0752. So you are thinking of refinancing? Well you are in luck because I have 4 quick and important questions you should ask yourself before doing so. 1) Do I … (1 comments)
mortgage: “Using the Home You Inherited as a Credit Card”
- 03/15/14 02:21 PM
Don't use the equity in your home as a credit card. In the example below, a homeowner was forced to use the equity in her home to avoid bankruptcy. It's a sad tale but one that probably occurs far too often. If you have a problem such as this, contact a mortgage lender. He may have a solution that will get you out of this bind. However, the best solution is prevention. “Using the Home You Inherited as a Credit Card”
The home has an estimated value of $180,000 and the two existing mortgages total $101,000, plus she has $80,000 … (2 comments)
mortgage: Pre-Qualification vs Pre-Approval Letter...There Is A Big Difference
- 03/08/14 12:57 PM
Franklin TN home buyers don't often recognize there is a difference between a pre-qualification and a pre-approval. I suggest you get a pre-approval before you begin your home search. In our very brisk seller's market you will be one step ahead of your competition. When your have obtained your pre-approval and are ready to buy your Franklin TN home, contact Tammie White at (615) 495-0752. Pre-Qualification vs Pre-Approval Letter...There Is A Big Difference. In this case we are talking about a mortgage pre-qualification or pre-approval letter. As a consumer looking to buy a house, you will hear these terms used by … (2 comments)
mortgage: Advice For Couples Obtaining Their First Mortgage
- 03/08/14 12:06 PM
Buying your first home can be a scary thought. Fortunately, there is lots of information available to buyers these days making the process manageable. Below is advice for couples obtaining their first mortgage for a Franklin TN home purchase. It's important to obtain a loan pre-approval before beginning your home search. When you are ready to buy your Franklin TN home, contact Tammie White at (615) 495-0752. Purchasing a home can be overwhelming especially to First Time Homebuyers. This is most likely the single largest expenditure they have ever made in their lives, and a process First Time Homebuyers are not … (1 comments)
mortgage: “4 Year College Degree, Now Making $11.91 Per Hour”
- 01/11/14 12:49 PM
If you are a Franklin TN home buyer who is saddled with college debt, it may be a long time before you qualify for a home mortgage. The article below is just one example of things we are seeing all over this country. A very smart man once said, "Go to the best college you can for the least amount of money." That's the same advice I gave to my own kids. If you are ready to buy a Franklin TN home, contact Tammie White at (615) 495-0752. “4 Year College Degree, Now Making $11.91 Per Hour”
Franklin TN Homes Real Estate Blog by Tammie White is a Great Place For Real Estate Agents and Potential Buyers and Sellers to get to know more about Franklin TN Homes as well as other parts of Williamson County.
Many buyers begin their home search months, possibly years ahead of time. The internet has made it easy for you to search for Franklin TN homes for sale without ever leaving your home. However, there's a lot of confusion about when the actual viewing of homes should begin. 
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