If you are new to the real estate market, the cost of a home may appear daunting. You may feel that you cannot qualify for any home loans, based on your income. However, lenders have a logical and clever way to formulate the best loan amount for you. It is possible to own a home, even with a limited budget. Lenders take your unique income and financial background to create a loan package perfect for your monthly budget. The Debt-To-Income Ratio The main financial formula that lenders use to determine your maximum home loan amount is a ratio … (0 comments)
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