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4 Bedroom/2 Bath Home in Ahwatukee Foothills in Phoenix, AZ

Fred Shocklie (MoreChoices Real Estate LLC) — Fri, 19 Aug 2011 11:53:29 -0700

16022 18TH
Phoenix, AZ 85045
4 Bedroom/2 Bath Home in Ahwatukee Foothills, AZ

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Fred Shocklie Real Estate Agent

Office:	623-505-4585
Mobile:	602-330-1840
Website:	Visit Website

Price	:	$190,000
Bedrooms	:	4
Bathrooms	:	2
Square Foot	:	1,854
Lot Size	:	1
County	:	Maricopa
Property Type	:	Detached
Year Built	:	1998
MLS Number	:	4631713

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Property Description

4 Bedroom/ 2 Bath home located in the Ahwatukee Foothills Club West subdivision. Built by Shea Homes. The large kitchen in the Ahwatukee Foothills home includes a breakfast bar, pantry and an island. Vaulted ceilings create an air of drama and elegance. Plenty of space for family gatherings in the living and family room in this Ahwatukee Foothills 4 bedroom/2 bath home. Spacious Master Bedroom has a separate exit to rear covered patio and walk-in closet. Dual sinks in master bath. Luxury living at a bargain price.

Equal Housing Opportunity.

MoreChoices Real Estate LLC : 12475 N 57th Drive - Glendale AZ 85034 : 623-505-4585

Frequently Asked Questions Regarding Short Sales in Glendale, AZ

Fred Shocklie (MoreChoices Real Estate LLC) — Sat, 06 Aug 2011 11:38:27 -0700

This article covers some of the frequently asked questions that clients ask when considering a short sale of their property in Glendale, AZ. Of course this is not by any means an exhaustive list of questions. Q. What is a short sale? A. A short sale is when your Lien Holder(s) or lender agrees to accept less than you owe in order for you to sell your home in Glendale, AZ. Q. Why do lenders or banks accept discounts (short sale)? A. A lender or bank takes a discount or agrees to a short sale in Glendale, AZ because it saves them money. It gets bad debt off their books so they can reinvest that money by giving out another loan. On average a Lender loses $30,000 to $80,000 on each property that they take back as a bank owned property. In many cases a short sale is necessary in order to get you out from under your mortgage debt. By doing a short sale, you will be able to take a large bite out of the money you owe to your mortgage company, so that you are no longer liable for the entire amount. Q. Will every lender or bank allow a short sale in Glendale AZ? A. The answer is no. The majority of the lenders do short sales however; there are a select few that do not do short sales. Every lender is different and in Glendale AZ, we have many, many lenders involved so there is no hard and fast rule. Q. Who qualifies for a short sale in Glendale AZ? A. Most everyone who is facing a true financial hardship qualifies for a short sale in Glendale AZ. However, each lender and loan type has a set of requirements specific to them. The general requirements for a seller to qualify for a short sale are: · documented financial hardship, · behind on payments or facing imminent default, · no equity in the property being shorted, · no liquid assets, · a lender or loan type with a clearly defined short sale process. Q. Do I need to know what type of loan I have in order to complete a short sale? A. Knowing what type of loan you have is crucial to the process. There are often specific short sale requirements unique to each loan type. You can find this information by looking at your mortgage statement, the settlement papers from when you originally purchase the property, or by calling your lender. Our office staff in Glendale AZ will be happy to help you as well. Q. Will I be able to do short sales if the loan payments are current? A. In Glendale, AZ, the answer is maybe. As noted earlier, every lender is different and has different requirements. Some Lenders in Glendale AZ will entertain taking a discount (short sale) when a homeowner is current on their mortgage however they typically require the property to be listed for sale by a licensed real estate agent. At MoreChoices Real Estate in Glendale, AZ we have a good track record of being able to close short sale transactions. We would welcome the opportunity to help you with your property. Simply contact us through our website at http://glendalearizonashortsale.com or call our Glendale, AZ office at 623-505-4585. If you would like a free account that will allow you to search current MLS information, http://www.morechoices.net.

Short Sale Process for Selling a Home in Glendale, AZ

Fred Shocklie (MoreChoices Real Estate LLC) — Fri, 05 Aug 2011 20:47:12 -0700

This article will you an overview of the process to short sale your property in Glendale, AZ. A short sale is when more is owed on the loan than the home is worth. In a short sale, the Lender agrees to take less than is owed to release the lien against the property. If you live in Glendale, AZ, there is a good chance you owe more than your home is worth. You may be wondering what the process is and if you qualify to sell your home in Glendale, AZ for less than is owed, or in other words, a short sale. There are several options as Congress has passed several versions as they try to help more homeowners stay in their homes in Glendale, AZ. Here is an overview of the short sale process. This is not meant to cover all aspects but to just give you and overview of how short sales are processed in Glendale, AZ. Your lender is now required to evaluate what programs you may qualify for. Some lenders may only review your eligibility for one program at a time. If you choose to apply for a short sale for your property in Glendale, AZ, most lenders look for 1) A hardship letter explaining your situation and why you cannot make your monthly payment. 2) Copies of your tax returns, 3) Paystubs for a month, 4) A financial statement stating your monthly income and expenses 5) A copy of your bank statements 6) An IRS form that allows the bank to order your tax returns. It is a good idea to use a Realtor in Glendale, AZ to help you determine how much your property is worth and to handle negotiations with the bank. A good Realtor can help you negotiate the bank requests or can help you find a good firm to handle the short sale process for you. Many banks in Glendale, AZ are now using automated systems to process their short sales and response times have improved. If you have an FHA or VA loan and need to short sale the property in Glendale AZ, it is a manual process involving faxing the necessary documents. With an FHA loan, you can get a pre approved short sale price that is good for six months and if that target is achieved, FHA will approve some money to go back to you to help with moving expenses. This is just an overview of the process for short sales in Glendale, AZ so it is important to have a conversation with a real estate professional in Glendale, AZ who can help you determine what options may be available to you. At MoreChoices Real Estate in Glendale, AZ we have a good track record of being able to close short sale transactions. We would welcome the opportunity to help you with your property. Simply contact us through our website at goo.gl/JNdOl or call our Glendale, AZ office at 623-505-4585. If you would like a free account that will allow you to search current MLS information, go to http://www.morechoices.net.

What To Do and NOT to do to get a Home Loan in Glendale, Arizona

Fred Shocklie (MoreChoices Real Estate LLC) — Thu, 28 Jul 2011 12:35:28 -0700

In Glendale, AZ, the real estate market was hit pretty hard in the real estate market crash. In this article, we will take a look at the loan process. Unless you are paying cash or the seller is financing the purchase, you will mostly likely be dealing with a bank to obtain a loan. Since the financial meltdown, there are considerably few products to use to purchase home and that is certainly true in Glendale, AZ. The following tips can be used across all loan types. We will discuss the different loan types in another post. Right now, we will focus on getting the purchase money. It is critical not to make any changes without first talking to your loan officer. This is not the time to launch the business you have always dreamed of starting or to buy your dream car. DO…stay current on all existing credit accounts – make those payments ON TIME! DO …continue using your existing credit as normal – but without large purchases. DO ….provide all documents requested up front and keep all original paystubs, bank statements, tax returns and other financial documentation handy. You may be required to update your loan file during the process. DO ….notify us if you are planning on receiving any gift funds for the down payment or closing costs. DO …notify us if you have any financial expenditures coming up during the loan process that will lower your assets. DO …notify us if you have any upcoming employment changes, raises, promotions, change in pay structure, etc. DO …respond promptly to all requests to provide documentation, signed documents, answer questions, etc. DO …notify us if you are going on vacation at any time during the process. DO …be flexible and make yourself available for your home inspection and your closing appointment. DON’T ….open any new credit accounts or close any current ones. DON’T ….make any large purchases on your current credit accounts or increase your spending on current credit accounts – business as usual when it comes to credit. DON’T …co-sign for anyone else on a home or car loan or any other type of debt. DON’T …dispute any credit accounts on your credit report before or during the loan process – disputed accounts can alter your credit score. DON’T …pay off any collections or charge-off’s on your credit report unless advised by a credit professional or your mortgage consultant - activating these accounts by taking action may alter your credit score. DON’T….make any type of employment or compensation changes without notification to your mortgage consultant. DON’T …close any current bank accounts, open any new bank accounts, or move money around between accounts. DON’T ….deposit any cash to your bank account without contacting your mortgage consultant to discuss the requirements of documentation and whether or not it will be accepted as funds for closing. If you would like a free, no obligation list of homes available in your desired area, please complete the form below or go here http://goo.gl/M18J8. There is a lot of free information available to you about buying, selling or investing in Glendale AZ real estate. For complete information about the Glendale AZ real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Glendale AZ real estate at http://www.morechoices.com.

Investment Property or Fixer Upper in Sweetwater in Phoenix, AZ

Fred Shocklie (MoreChoices Real Estate LLC) — Tue, 26 Jul 2011 14:28:38 -0700

3826 W CHARTER OAK RD
Phoenix, AZ 85029
Investment Property or Fixer Upper in Phoenix AZ

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Fred Shocklie Real Estate Agent

Office:	623-505-4585
Mobile:	602-330-1840
Website:	Visit Website

Price	:	$45,000
Bedrooms	:	3
Bathrooms	:	2
Square Foot	:	1,040
Lot Size	:	7,029
County	:	Maricopa
Property Type	:	Detached
Year Built	:	1971
MLS Number	:	4621667

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Property Description

Investment Property or Fixer Upper in the Sweetwater subdivision in Phoenix AZ. In this 3 bedroom 2 Bath home located in Central Phoenix AZ, the roof doesn't appear to leak because it was just replaced but just about everything else in this 3BR, 2-bath, single level Ranch in Phoenix, AZ is in need of mending. While it has 3 Bedrooms and 2 Baths, and a nice yard in front and back, you'll have to imagine how it will look trimmed without the weeds and bare spots, and with flowers blooming. This 3 Bedroom 2 Bath home in the Sweetwater subdivision Phoenix, AZ also has a separate bonus room that could be used as pool room or guest quarters. It also has refrigeration and evap cooling to help you save on your summer energy bills. If you love projects, this property in the Sweetwater subdivision in Phoenix, AZ also has a small workshop where you can work on your many projects for your new home. Many of the neighbors in this Sweetwater subdivision in Phoenix, AZ neighborhood have updated their properties. The only redeeming feature is the price: $45,000. At this price, you can certainly expect monthly cash flow should you choose to rent this property located close to the I-10 in the Sweetwater subdivision in Phoenix, AZ.Schools for this home in Sweetwater subdivision in Phoenix, AZ are Chaparrel Elementary, Desert Foothills Junior High and located walking distance from Moon Valley High School in the Sweetwater subdivision of Phoenix, AZ.Other information about Phoenix, AZ. Phoenix, AZ was incorporated as a city in 1881 after being founded in 1861 near the Salt River, near its confluence with the Gila River. is the capital and largest city of the U.S. state of Arizona, as well as the sixth most populated city in the United States. Phoenix, AZ is home to 1,445,632 people according to the official 2010 U.S. Census Bureau data,[2] it is the anchor of the Phoenix metropolitan area (also known as the Valley of the Sun) and is the 12th largest metro area by population in the United States with about 4.4 million people in 2009. In addition, Phoenix, AZ is the county seat of Maricopa County, and is one of the largest cities in the United States by land area.[3] Phoenix, AZ is the largest capital city in the United States and the only state capital with over 1,000,000 people.The city has a notable and famous political culture and has been home to numerous influential American politicians and other dignitaries, including Barry Goldwater, William Rehnquist, John McCain, Carl Hayden, and Sandra Day O'Connor. Residents of the city are known as Phoenicians. About MoreChoices Real Estate LLC, www.MoreChoices.com or www.MoreChoices.net is located in the greater Phoenix, AZ area and specializes in residential, commercial and vacation properties in Phoenix, AZ and the West Valley.

Equal Housing Opportunity.

MoreChoices Real Estate LLC :12475 N 57th Drive -GlendaleAZ85034: 623-505-4585

4 Bedroom 2 Bath Home in Peoria, AZ with the schools you hoped for

Fred Shocklie (MoreChoices Real Estate LLC) — Fri, 08 Jul 2011 10:43:26 -0700

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7526 W MESCAL
Peoria, az 85345
The Schools You Hoped for...

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Fred Shocklie Real Estate Agent

Office:	623-505-4585
Mobile:	602-330-1840
Website:	Visit Website

Price	:	$85,000
Bedrooms	:	4
Bathrooms	:	2
Square Foot	:	1,482
Lot Size	:	7
Community	:	Desert Cove Manor
County	:	Maricopa
Property Type	:	Detached
Year Built	:	1984
MLS Number	:	4611575

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Property Description

await your children as the owner of this single level 4 bedroom, 2 bath in the highly regarded Peoria School District. This spacious 4 bedroom 2 Bath with over 1400 sq ft, a private pool, hot tub is located on a corner lot. It has fruit trees (orange, grapefruit, lemon, peach, and pear), a huge back patio for outdoor entertaining. Access to the back yard and hot tub from the Master Bedroom so you can relax at the end of a long day at work. The 4 bedroom 2 bath home in Peoria AZ is close to shopping, entertainment and it is available at a family friendly price too!

Features List

Not a foreclosure	Not Bank Owned	4 Bedrooms
2 Baths	Peoria	Peoria School
Santa Fe Elementary	Peoria High	Pool
Heated Spa	Corner Lot	Fruit Trees
Desert Cove Manor	Refrigeration	Evap Cooler
No HOA

Equal Housing Opportunity.

MoreChoices Real Estate LLC : 12475 N 57th Drive - Glendale AZ 85034 : 623-505-4585

Tips for Crafting the Best Purchase Offer for Glendale AZ Property

Fred Shocklie (MoreChoices Real Estate LLC) — Fri, 03 Jun 2011 06:02:31 -0700

Tips for Crafting the Best Purchase Offer for Glendale AZ Property Once you have found piece of Glendale AZ real estate that you like, the next step is the purchase offer. Buyers are oftentimes intimidated by what seems to be a complicated legal document. In reality, the purchase offer is much simpler once its explained and properly understood. In this article, we’ll give a brief overview of the purchase offer process, including the most important clauses to include in your purchase offer. The purchase offer used in Glendale AZ is a binding legal document that covers all the details of the sale. It includes the sale price, contingencies, financing details, closing costs, repairs needed, closing date and a lot more. The selling price is obviously the most important factor in a purchase offer. However, the clauses you include in your purchase offer are also vitally important. The clauses or contingencies in the contract are what protect you from making a purchase before you have all the information you need. Some of the more important clauses to include in your contract are: 1) The Inspection Clause: On any property you put an offer on, this is an absolute must. This clause states that as the buyer, you have the right to inspect the property. The offer is contingent on your approval of the results of the inspection. In Glendale AZ, the Arizona Residential Purchase contract provides for a 10 day inspection period. 2) The Financing Clause: If you didn’t have the financing clause and you backed out of the contract because you didnít qualify for your loan, you would lose your deposit. The financing clause basically says that the contract is contingent on you getting the loan youíre applying for. The contract used in Glendale AZ does provide a financing contingency. 3) Contract Assignment Clause: For real estate investors, this is an important clause. This gives you the right to flip the deal to other investors or get other people involved if necessary. Basically, this clause removes you from being the only person who can close the deal. However in Glendale AZ if you purchase a Lender Owned property or a short sale, the bank may not allow the contract to be assigned. These are some of the most common and most important clauses in a real estate purchase contract. Although the legal language in the contract can be intimidating, just realize that all the document is meant to do is protect the buyer, seller and their agents by covering every possible point before the purchase. If you would like a free, no obligation list of homes available in your desired area, please complete the form below or go here http://goo.gl/M18J8. There is a lot of free information available to you about buying, selling or investing in Glendale AZ real estate. For complete information about the Glendale AZ real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Glendale AZ real estate at www.morechoices.com. * Image courtesy of Professionals via Flickr.com under Creative Commons License

Tips to Getting Any House in Glendale AZ to Sell Quickly

Fred Shocklie (MoreChoices Real Estate LLC) — Thu, 02 Jun 2011 07:14:14 -0700

Fred and Cheryl Shocklie’s Tips to Getting Any House in Glendale AZ to Sell Quickly Fred and Cheryl Shocklie’s Tips to Getting Any House in Glendale AZ to Sell Quickly. Houses sometimes fly off the market in just weeks. Other times they sit there for months. What is it that makes the difference? In this article, I’ll reveal several tips to help you sell your house quickly, based on years of experience in the Glendale AZ area. Homes are selling in Glendale, AZ. Will yours be one of the ones that reach the Closed status in Glendale, AZ? Tip #1 – Have a Price in Mind To sell a house in Glendale AZ quickly, sometimes you may have to accept a lower offer. The time vs price dilemma is an old one indeed. How willing are you to sacrifice a high buy price for a fast sale? Before you embark on selling your house, you should have a good idea of what price you will and won’t accept. Tip #2 – Get a Home Inspection Most buyers will request a home inspection anyway. If you’re going for the fast sale, it’ll speed things up quite a bit to have a home inspection in hand already. Tip #3 – Have great staging Staging is the process of making your house look as appealing as possible. This includes steam cleaning all the carpets, wiping down the floors, scraping the tiles and so on. When the buyer walks in, their first impression should be that your house is sparkling clean. If a house is clean, you’re presenting the house as something that’s worth a lot of money. If the house is dirty, you’re presenting the house as something that can be bargained for. Tip #4 – Good Marketing It’s important to get as many potential buyers into your house as possible. This means you must have great marketing that is specific to Glendale, AZ. A good real estate agent will know how to market a home in Glendale AZ because they’ve done it many times before. Your agent should be utilizing a range of effective tactics to ensure your house gets sold as quickly as possible. There is a lot of free information available to you about selling your house in the Glendale AZ market. For complete information about the Glendale AZ real estate including current homes for sale, property values and more please visit the most complete website online dedicated to everything Glendale AZ real estate, at www.morechoices.com . Please feel free to contact me with any of your real estate or mortgage related questions and I will be more than glad to answer your questions. Call me on my cell at 602-330-1840 or email me at fred.shocklie@gmail.com. Get a Free Home Valuation Report for your home in Glendale, AZ by filling out the form below or go to http://goo.gl/vZkec