charlottesville virginia: Top 10 Real Estate Myths - W/E August 17, 2013 - 08/11/13 02:07 AM
Top 10 Real Estate Myths
W/E August 17, 2013
Sponsored By: Charlottesville Real Estate
1. Working directly with builder saves thousands on commission fees while at the same time allowing builder to give you tons of free up-grades!
2. NEVER hire a Buyer Agent! The fees you the buyer have to pay out-of-pocket (usually 4% of contract sales price) are not worth it. Go it alone, there's nothing so hard about the real estate transaction - certainly nothing worth thousands of dollars!
3. Always buy the cheapest house on the block.
4. During these unsettled economic times, it's always best to buy … (1 comments)

charlottesville virginia: Hot Off The Press! --> Mortgage Rates w/e 8-08-13 - 08/06/13 02:05 AM
Straight off the Press! -->
Mortgage Rates as of w/e Aug 8th, 2013
Sponsored By: Charlottesville Real Estate
30 year fixed conventional: 4.49%   0 points    APR 4.569%
 
15 year fixed conventional: 3.49%   0 points    APR 3.630%
 
30 year fixed VA :              4.00%   0 points    APR 4.303%
 
30 year fixed FHA:             3.875% 0 points     APR 5.504%
 
30 year fixed jumbo:         4.875%  0 points    APR 4.899%
 
Rates are based off of 740+ FICO score, and 25% down payment
(3.5% down payment for FHA),
and are subject to change without notice. 
APR calculated on $200,000 loan amount ($600,000 for Jumbo).    
Loans are always subject to credit approval.
Sponsored By: Charlottesville Real … (0 comments)

charlottesville virginia: Finding a Home in Charlottesville, VA Using the Internet - 03/13/13 11:00 PM
Finding a Home in Charlottesville, VA Using the Internet (I Did, You Should, Too!)
If you are searching for a home in Charlottesville, Virginia there are many ways that you can get started. The more that you know about this process the better off you will actually be when it comes to finding your dream home. This is not to say that you are guaranteed of anything, but at the very least you should be able to get some ideas as to what is available in Charlottesville, Virginia. When searching for a home you will most definitely want to use the … (0 comments)

charlottesville virginia: Fulton Gaylord Shares Tips on Buying A Home For The First Time in Charlottesville, Virginia - 03/12/13 12:01 AM
Fulton Gaylord Shares Tips on Buying A Home For The First Time in Charlottesville, Virginia
If you are looking for your first home in Charlottesville, Virginia, you should be excited and cautious at the same time. That's why it pays to know what to do. Fulton Gaylord shares tips on how to make the process go smoother.
For starters, it is a good idea to find a Charlottesville, Virginia real estate agent to represent you in your purchase.Since this is going to be your biggest purchase you should make sure that someone is looking out for you.Real estate agents are specially trained to … (0 comments)

charlottesville virginia: Different Ways To Insure Your Home: A Primer From Real Estate Expert Fulton Gaylord - 02/13/13 10:25 PM
Different Ways To Insure Your Home: A Primer From Real Estate Expert Fulton Gaylord
When buying a Charlottesville Virginia home you want to makes sure that you are protecting your largest purchase. There are several things that you can do to make sure you are adequately protecting your investment. Here are a few things you are either required to have or need to consider.
First, you need to have homeowner's insurance lined up before closing. This covers fire, theft and liability.   Lenders want to make sure that their investment is protected and will make it a requirement to close. Typically, buyers … (0 comments)

charlottesville virginia: Fulton Gaylord discusses items that must be checked by your Charlottesville Virginia Home Inspector. - 01/23/13 02:07 AM
Fulton Gaylord discusses items that must be checked by your Charlottesville Virginia Home Inspector.
It is best not to use this as an excuse to try and get a better deal, but it can be a great way to get the seller to help with the cost of some of the repairs that may be needed to be completed for closing.
If there are repairs that need to be completed on your Charlottesville Virginia home you will want to get some estimates on the costs for these repairs and weigh the costs of having them done before the closing as opposed to … (0 comments)

charlottesville virginia: Which Neighborhood Is Best For You: Tips from Charlottesville Virginia Real Estate Broker Fulton Gaylord - 12/20/12 11:15 PM
Which Neighborhood Is Best For You: Tips from Charlottesville Virginia Real Estate Broker Fulton Gaylord
Sponsored By: Charlottesville Real Estate Info
Buying a home is a big decision, but where to buy it should be just as important. Not researching where an interesting home is located can not only spell trouble for you, but it could end up costing you big money. According to real estate expert Fulton Gaylord, doing your area research is a big deal.
 
While searching for Charlottesville Virginia Real Estate many people will be influenced by their commute to work. Even though this is a legitimate … (0 comments)

charlottesville virginia: Charlottesville Virginia Real Estate Expert Fulton Gaylord Tells You About Mold – A Common Health Problem Which Can Affect Homeowners. - 11/27/12 01:13 AM
Charlottesville Virginia Real Estate Expert Fulton Gaylord Tells You About Mold – A Common Health Problem Which Can Affect Homeowners.
 
When you check out Charlottesville Virginia homes you should naturally take a look at the building itself and carefully examine it. However, certain things such as mold, can often be undetectable to the naked eye.
 
Homeowners in any area can have problems with mold and mildew. A lot of Charlottesville Virginia homeowners think that they would not be affected by these problems as they do not have moisture in their homes. In a lot of cases, the problem occurs … (0 comments)

charlottesville virginia: Charlottesville Virginia Real Estate Professional Fulton Gaylord Gives Advice about What to Look For in Your Next Home - 11/22/12 12:27 AM
Charlottesville Virginia Real Estate Professional Fulton Gaylord Gives Advice about What to Look For in Your Next Home

 
When you are ready to look at Charlottesville Virginia Real Estate homes there is a lot to consider. Since this will probably be your residence for a few years you want it to cover your basic needs and your perfect scenario all at the same time. This is when hiring a Charlottesville Virginia Real Estate professional will be essential. Since your agent is typically paid by the seller, it doesn't cost you anything for their services.
Before you start looking, sit … (0 comments)

charlottesville virginia: What You Can do to Help Your Charlottesville Virginia Home Inspector -How it Will Help You Immensely - 11/17/12 12:02 AM

So you have decided to get a Charlottesville Virginia home inspector to check your home.
That’s a smart choice.
And, of course, you want to get the most out of this hired professional’s services.
But, wait. Before going out there and scrutinizing your Charlottesville Virginia home inspector’s work, maybe you should start with yourself first? What is your role in all this? What do you have to do to make your Charlottesville Virginia home inspector’s work easier and therefore make your investment even more protected?Oftentimes Charlottesville Virginia home inspectors come across limiting conditions that interfere with a complete report for … (0 comments)

charlottesville virginia: Before And After You Inspect Your Home: Things That You Should Consider When You Have Your Charlottesville VA Home Inspected - 11/07/12 10:56 PM
Before And After You Inspect Your Home: Things That You Should Consider When You Have Your Charlottesville VA Home Inspected
Sponsored By: Charlottesville 1st-Time Home Buyer
Any person buying a home has the right to have the property inspected. If you find out about problems with the home during the inspection, you can usually cancel the sale and get your money back as long as the proper steps were followed. However, many buyers in markets that are in demand such as Charlottesville Virginia, are skipping the inspection in the hopes of getting their offer to look better in seller's eyes. While … (0 comments)

charlottesville virginia: Four Factors That Affect Your Offer Price in Charlottesville, Virginia. - 10/22/12 11:11 PM
Four Factors That Affect Your Offer Price in Charlottesville, Virginia.
When you've found a home in Charlottesville, Virginia you like, one you could see yourself living in for the foreseeable future, the next step is to make an offer on the home.You might be tempted to offer a price lower than the seller's asking price, simply because you've heard that you're supposed to negotiate the price.However, there's more to an offer price than lowballing the asking price.The price that you offer on the home will be influenced by several factors.
Property Condition
 
After viewing the home, you should have an … (2 comments)

charlottesville virginia: How to Win a Multiple Offer Bid in Charlottesville, Virginia Without Losing Your Shirt, by Fulton Gaylord, Real Estate Expert - 10/22/12 01:00 AM
One of the worst things that can happen during the home buying process is to finally find your Charlottesville Virginia dream home, only to discover that someone else is already bidding on it. When this happens, how can you win your Charlottesville Virginia dream house without losing your shirt in the process? In this article, we'll cover some of the more important points to winning a multiple offer property in Charlottesville Virginia.Tip #1 - Know Your LimitIt's tempting to increase your bid based on emotions during a bid war. Buyers are often willing to pay more out of competitiveness, feeling that … (0 comments)

 
Fulton Gaylord, 1st-Time Home Buyer Realtor - Charlottesville, VA (Keller Williams Realty)

Fulton Gaylord

1st-Time Home Buyer Realtor - Charlottesville, VA

Charlottesville, VA

More about me…

Keller Williams Realty

Address: 3510 Remson Ct, Suite 301, Charlottesville, VA, 22901

Office: (434) 220-2228

Mobile: (434) 964-7474

Author Bio: Fulton Gaylord earned a Bachelors of Science degree at the University of New Hampshire, in Durham, NH In Environmental Studies with A Law Practicum. He has spent the last 18+ years mastering the salescraft involved with all aspects of Real Estate. Fulton Gaylord resides in Central Virginia with his wife and two children..






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