Garrick Werdmuller's Blog

Mortgage and Lending - Caliber Home Loans - NMLS# 242952



Are you or is someone you know a first time buyer with a limited down payment? One great option the CHDAP- California Homebuyer Down Payment Assistance Program! This is a deferred payment simple interest junior loan that can be used to help a borrower cover the down payment allowing the borrower...
  Are you looking to purchase and are getting a little help from mom and dad? Well we have some great news! Guidelines have just loosened up on high balance loans, or loans available in high cost areas such as San Francisco Oakland and Alameda with the loan amounts between $417,001 and $625,500....
Does it make sense to take advantage of today’s rates while resetting your mortgage insurance AND taking a higher mortgage insurance rate? As a loan officer, this is definitely one of the most challenging questions we face when handling a refinance. Especially when FHA Mortgage Insurance will be ...