san diego short sales: San Diego Short Sale Process-My Credit After Short Sale vs Foreclosure
- 09/28/12 07:41 AM
San Diego Short Sale Process What about my credit after I short sale my San Diego home? What is worse on your credit score, a short sale or foreclosure? In many cases, there can be a real benefit to doing a short sale on your San Diego home instead of a foreclosure. Both will have a bad effect on your credit score, but most credit experts agree that a short sale is less damaging than a foreclosure. Plus it may be easier to get a home loan in the future with a short sale. If you are not sure how long … (0 comments)
La Jolla may be one of the new homes of Mitt Romney but it is not exempt from the bank short sale process. La Jolla short sale specialist Gary Kent 858-457-5368 reports that according to the San Diego MLS system, SANDICOR that for the first eight months of 2012 there were a total of 45 homes that were short sales in the La Jolla zip code of 92037. A short sale occurs when a homeowner owes more than the market value on their home and hires a short sale expert … (0 comments)
san diego short sales: San Diego ShortorStay Calculator.Should I shortsale my San Diego Home?
- 08/20/12 07:11 AM
San Diego Short or Stay Calculator. Should I short sale my San Diego Home? San Diego short sale expert, Gary Kent 858-457-5368 answers this important question. With the real estate meltdown, it has been a difficult time for many San Diego home owners who are facing some tough questions. Among the toughest question is “should I short sale my home?” If you are frustrated making payments on your San Diego home that is underwater (you owe more than it is worth). If you are concerned about how long it will be for your home to be worth more than the mortgage. … (0 comments)
san diego short sales: San Diego Short Sale Guide - San Diego Short Sale Hardship Letter
- 07/03/12 08:43 AM
San Diego – My Short Sale Guide Blog Series – San Diego Short Sale Hardship Letter SAMPLE Hardship Letter The Hardship Letter is an integral part of the San Diego short sale solution and should be written by the seller and NOT their representative. It is used to explain to the lender the reasons the borrower needs to do a short sale. Such reasons include divorce, job loss, decreased income, medical issues, etc. can and should be included. Usually just a one page letter with the pertinent information will suffice. I’ll provide some examples over the next few pages however a … (0 comments)
san diego short sales: San Diego Short Sale Guide - Short Sale Solution part 1
- 06/22/12 08:54 AM
San Diego – My Short Sale Guide Blog Series – Short Sale Solution-1 The San Diego Short Sale Solution part 1 So, what exactly is a San Diego short sale? Put simply, a short sale is a home sale in which the amount owed to the lender(s) is more than the net realized from a sale. Instead of the owner having to bring in their hard-earned money to complete the sale, it’s completed through negotiations with the existing lender(s) or lien holder(s) who then agree to accept less than the full amount owed and allow it to be paid off “short.” … (0 comments)
san diego short sales: What You Should Know About Short Sales In San Diego
- 06/21/12 03:45 AM
San Diego – My Short Sale Guide Blog Series - overview What You Should Know About Short Sales in San Diego Let’s start with the end in mind. It’s important that you’re clear about your goals from the beginning. If you’re a San Diego home owner looking for a way out of a stressful situation I trust that you’ll find practical and useful information here. Because I write these blogs for San Diego homeowners, I’m going to assume that you or someone you know are facing San Diego foreclosure and looking to find a way out. So I’ll do my best … (1 comments)
San Diego Short Sale Process What about my credit after I short sale my San Diego home? What is worse on your credit score, a short sale or foreclosure? In many cases, there can be a real benefit to doing a short sale on your San Diego home instead of a foreclosure. Both will have a bad effect on your credit score, but most credit experts agree that a short sale is less damaging than a foreclosure. Plus it may be easier to get a home loan in the future with a short sale. If you are not sure how long … (0 comments)
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