Most times people are asked to place a deposit along with the offer to purchase. Also known as the purchase agreement. This deposit is know as the earnest deposit. In Michigan we place earnest deposits into escrow accounts which are governed by state law. I have an article on my website that ex
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06/20/2009
Many buyers are not aware in tight markets where homes are not selling they have some other options than just asking for a lower price. Seller paid closing costs is a real option for buyers that have limited funds. FHA will not let the seller pay your down payment but closing costs are another s
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06/20/2009
Approved today, not tomorrow? Ever heard of someone buying a house and then at the last minute it fell through because of financing? It happens more than you think. It is one thing to get a pre-approval....that is what it says "PRE" approval. Approvals are for the day and time you applied. That
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06/20/2009
Ever wonder how much home you can buy? I have an article that outlines how much you can buy and what types of financing opportunities you can use to purchase. Many buyers, first time and veterans alike are unsure of how much home they can really afford. The link below will help you make an inform
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06/20/2009
Home warranties can be good and bad. Ever heard, read the fine print? I use home warranties on a regular basis but I know what the company cover and does not cover. I have had them pay claims for clients too. I have only had good experiences with them myself. Like anything you should read wha
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06/20/2009
The interest in deals and foreclosures seem to be interchangeable however they shouldn't be thought of as the same. I have even heard of people having a secret formula to buying foreclosed property. The fact is there is a lot of information available....good and bad. There isn't a secret formul
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06/20/2009
Saving money has motivated thousands to buyer the so-called "Fixer Uppers". The homes that need some TLC. This can be a boom or a money pit. Depending on your level of expertise. Most that are considering a Fixer Upper are doing so because they have some basic skills to make repairs themselves
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06/20/2009
Wondering why your home hasn't sold? You feel you have it priced right. Your home is just as nice as the others. Some times it takes a bit more. That "more" can be a variety of things to address not just one issue to change. I have a whole section devoted to helping people sell their home on o
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06/20/2009
Should you take a chance and invest in a couple investment properties? Or should you sit on the sideline making those secure pennies on your money with money markets or bank accounts? First time investors are taking the plunge and buying properties. They are looking for homes that require litt
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06/20/2009
The end of the printed newspaper as we know it. Rupert Murdock said wireless media will take over the way we get news. It has already happened in many areas. Are you getting the new Kindel DX? Do you have a Kindel now or waiting for the new and improved DX version to come out? Launch for shi
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06/13/2009
