Let's Talk! Gene Mundt, Chicago-area Mortgage Blog

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Mortgage and Lending - NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - IL Lic 031.0006220/WI
Mortgage, Credit, Real Estate info, plus details and local info pertaining to New Lenox, the Lincoln-Way Area, Will County, the Greater Chicagoland area, Illinois and Wisconsin



              Knock! Knock!             Knock!Knock!       Back in my day ... When I was your age ...          Start a conversation with old sayings like that, and you'll lose a young person's attention quickly.  I know that's how I reacted when I heard them years ago.         And I understand.  ...
              Is it time for you to buy a home?        That's a pretty personal question for first-time homebuyers.        Just last week, I met with a new buyer for her loan application.  She reminded me that she'd been in the market for a home for 2 (yes, that's two!) years!       Upon hearing ...
       Given my profile picture, most people are aware that I'm a newer grandfather.  This coming November, we will be adding another grandchild to our family too, courtesy of our older son, Tom and his wife Jenny.  So it should come as no surprise, that the topic of Anne Costello's (Weidel Realt...
          For the 26th year,  St. Charles, IL,  will be hosting its'  Annual St. Charles Scarecrow Fest.  This year's Fest is being held October 7th through October 9th.         Although this event is celebrated in many areas and locations of St. Charles, the central location for the Fest is to b...
     A weekend of sales and fun is kicking-off today in Downtown Naperville, IL.  Once again, Downtown Naperville is hosting, "FALL GIRLS WEEKEND".         From September 22nd - September 24th, the downtown area of Naperville, IL will come alive with special events and great dining opportunities...
         These questions have been asked of me as a mortgage lender quite often as of late ...             Are mortgage funds drying up??      Can buyers even get mortgage monies if they're approved for a mortgage?      Before I go any further ... the simple answer is YES!       Mortgage funds ar...
        " Great teamwork is the only way we create the breakthroughs that define our careers"                                                                                            Coach Pat Riley           During the last couple of weeks, I've had the opportunity to meet face-to-face during ...
     With a name like  Mundt,  you gotta guess that I'm going to like a good German beer once in awhile.  Well, okay ... any good beer once in awhile ...      So when I saw Cecilia Cannon's (Home Staging by C.C. - Home Staging Chicago & the North Shore)  tweet the other day, "10 Uses for Beer", ...
     Yesterday, in Part 1 of this post, I spoke of a first-time home buyer facing the dilemma of having to "adjust" her purchase offer on a home or walk away from the transaction.  This home buyer found herself in this predicament because appraisers (and yes, I said plural) would not "adjust" th...
    Lately, it's become obvious to me ... the "so-called" un-ending oversupply of homes for sale, is not so ripe with great homes at great prices.  Not all homes are in tip-top shape, nor are they priced realistically or temptingly for today's current market or home buyers.     It's also abundan...

Gene Mundt,IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
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