Let's Talk! Gene Mundt, Chicago-area Mortgage Blog

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Mortgage and Lending - NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - IL Lic 031.0006220/WI
Mortgage, Credit, Real Estate info, plus details and local info pertaining to New Lenox, the Lincoln-Way Area, Will County, the Greater Chicagoland area, Illinois and Wisconsin



    How to Best Prepare Your Credit and Financial Position BEFORE Beginning a Home Search Part 1          I won't lie to you.  The bygone era of planning and then starting your home buying search by just looking in a newspaper are long gone.  That's true in my Chicago/Chicagoland area ... or anyw...
    Good News to Share   Regarding My Services!      
    Considering Helping Your Child Buy a Home? What Parents and/or Co-Signors Need to Know        Within the current housing market, there is great opportunity to be found, especially if you're a first-time home buyer.  Home prices are down ... lower than they have been for almost an entire decad...
  As I wrote in my comment to Ginny Gorman (Phillips Post Road Realty, North Kingstown Homes for Sale - North Kingstown RI), I cannot praise the message contained in her post below strongly enough!  I say Amen! And Ginny is so right.  Even after having multiple discussions with multiple real esta...
  "Connecting the Mortgage Dots in Today's Real Estate Market" Carra Riley, Cosmic Cow Pie, and Gene Mundt, Mortgage Lender Answer YOUR Mortgage/Credit Questions               Looking for answers to your mortgage/credit questions?         Tune-in to Carra Riley's Cosmic Cow Pie blogtalkradio prog...
    What's Your Point??  Nawwwww ... Not THAT Point!              A great scene, isn't it?  But it's not those "points" I'm going to talk about in this blog.  No, I'm talking the "points" referred to when discussing mortgage costs and options.         I've had several discussions as of late, with...
  The "Big Bank" Says You Can Wait for 60 to 90 Days to Start Your Refinance.  What do YOU Say?            Over the last couple of days, there's been more than a few articles showing-up online, on social media, and in the papers about the extremely long period of time that a "big bank" is guessti...
    Dispelling Nasty Rumors Regarding Down Payments                 "Rumours" ... catapulted Fleetwood Mac to the top of the charts during the year 1977 ...          "Rumors" ... was the name of an episode on the TV program Glee this last spring ...           And Rumors ... are once again swirlin...
Don't "Cut Your Nose Off and Spite Your Face" when it comes to your Mortgage Financing              There's an old saying ...          "You're cutting your nose off and spiting your face" ...           Stretching the point just a bit, I want to use this saying to get a message across regarding i...
    Locking-In Your Interest Rate For Your Mortgage Financing     What You Should Know ...                 One of the most confusing aspects of the mortgage financing process comes when it's time to  "lock-in"  an interest rate on a loan.         Purely trying to explain the "hows, whens, and why...

Gene Mundt,IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
smartphone(708) 921-6331
local_phone(815) 524-2280
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