Let's Talk! Gene Mundt, Chicago-area Mortgage Blog

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Mortgage and Lending - NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - IL Lic 031.0006220/WI
Mortgage, Credit, Real Estate info, plus details and local info pertaining to New Lenox, the Lincoln-Way Area, Will County, the Greater Chicagoland area, Illinois and Wisconsin



2013 Halloween Trick-or-Treat Hours in Will County, IL Communities             Halloween is almost here!        Little ghosts and goblins ... little witches, pirates, and scarey creatures of all shapes and sizes will soon be ringing doorbells all across Will County.        Most towns and unincorp...
    When Should a Will County - Chicagoland  Home Buyer First Seek Financing Guidance?          As a Mortgage Lender, I recommend that potential Home Buyers contact me up to one year in advance of their purchase.  That is especially true when that Home Buyer is a First-Time Home Buyer.  And here'...
  New Home Construction Financing in the Chicagoland Area      My wife and I were out running errands yesterday.  It was an absolutely gorgeous Fall day in Chicagoland.  We weren't alone in our effort to get out and enjoy the beautiful weather either.  The roads were busy and filled with cars.   ...
  How Are Your Clients Feeling Today?       Last week, I stumbled upon an article in the New York Times entitled, "In a Mood?  Call Center Agents Can Tell".  It was quite an interesting article and I hope you have time to "click" on the link to the article above and read it.     But what I took a...
  Why are Federal Tax Returns Important to the Mortgage Process?      A recently submitted file reminded me yet again, of the pressing need within Mortgage Processing for Income Verification to the "n'th degree" ...            The topic of Income Verification is sometimes a topic that mystifies m...
  Is Everyone Right?  Is NOW the Right Time for YOU To Buy a Will County or Chicagoland Home?      If you're a potential Will County or Chicagoland home buyer, it's easy to find a boatload of articles and informational videos heralding just why "NOW is the time to buy".           But if you're a ...
How to Put Your Leftover Halloween Candy   to Good Use in Will County, IL      I know Halloween is a couple weeks away yet, but the holiday ... and the candy stash that typically finds its way into our home, is on my mind.     Now if your neighborhood is anything like our's, the number of trick-o...
  Mortgage Facts:  What Time is It?           The other day, I wrote a post regarding the upcoming Mortgage changes going in to effect January 10th, 2014.  Many of the comments I received in response to the post reflected just how quickly and often changes are (in perception and in fact) occurrin...
  Mortgage Changes:  Ready or Not ... Here They Come!                During the last few weeks, there has understandably been some reluctance on the part of hopeful potential Home Buyers to jump into the Home Buying Market. I've heard many familiar explanations beginning to crop-up again.        ...
  Pre-Approvals:  Are They Mortgage Zombies?        A recent Wall Street Journal article discussed the decline of Pre-Approval applications among top Lenders and Banks.  The statistics they offer show that Pre-Approvals have pretty much died as a tool or service offered by many Banks and Lender. ...

Gene Mundt,IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
smartphone(708) 921-6331
local_phone(815) 524-2280
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