Let's Talk! Gene Mundt, Chicago-area Mortgage Blog

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Mortgage and Lending - NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - IL Lic 031.0006220/WI
Mortgage, Credit, Real Estate info, plus details and local info pertaining to New Lenox, the Lincoln-Way Area, Will County, the Greater Chicagoland area, Illinois and Wisconsin



  Homeowners Insurance Importance to Mortgage Pre-Approval, Application & Closing       After you've signed your Real Estate Contract and you've agreed to purchase a home, there's still work for you to do as a Buyer and Borrower ...        Typically a Real Estate Contract reads that Home Buyers m...
   "Because" ...   The Mortgage Underwriter is Requesting it!           As parents, we often find ourselves trying to explain things or reason with our children.  And when we do, it's almost inevitable that we hear a "Why?" after each attempt.  I know each of my boys did this.  Sometimes relentle...
Creating a Paper Trail to Document Funds for Your Mortgage Closing            It used to be years ago, that couples .. husbands, wives, and even the kids, kept their financial accounts together in one bank, one savings account, and typically just one checking account.  I know my parents and my w...
  The Beauty and Benefit of Organization to Mortgage Financing          The word:  Organization ...             The definition of Organization:  The act or process of putting the different parts of something in a certain order so that they can be found or used easily     Some Synonyms for Organiz...
  Buying Homes Owned by Banks and Government Agencies: What Benefits Might Exist             Property Sellers are often showing up on real estate contracts these days as Entities or Companies, not as human beings.  Government Agencies including Fannie Mae, Freddie Mac, HUD, VA,  and banks are as ...
  Looking to Buy a Condominium?   What You Need to Know      If you're presently in a house hunt, or even just dabbling with the idea of buying a home, you've probably done some research and run across multiple articles regarding the current Mortgage Process ... and its challenges ...       You'v...
  Good or Bad Mortgage Process? How to Secure More Positive Results            I read an article containing the recent TD Bank Mortgage Service Index.  It projected a "good news - bad news" message ...           Some of the good news reported: 82% of those taking part in the index study felt that...
    Taking the Mystery Out of Credit Scores       Were you recently denied approval on a loan application?  Do you suffer from lower Credit Scores?  Did you receive an Interest Rate higher than someone else with higher Credit Scores?        If so, there's a chance one of the following issues was ...
  Noah Seidenberg, Coldwell Banker Evanston, Broker - Real Estate Specialist, offers information within his post that could prove especially helpful to Home Buyers considering a sale within Will County, as well as other Chicagoland areas.  Will County, and the City of Joliet in particular, has ma...
  Multiple Will County Cities in Top 20 of Best Places for Homeownership in Illinois      Illinois and Chicagoland have had a rough "go" during the last few years.  But a study by CareerBuilder, in conjunction with Economic Modeling Specialists Intl., is showing that the tide might have turned fo...

Gene Mundt,IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
smartphone(708) 921-6331
local_phone(815) 524-2280
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