Let's Talk! Gene Mundt, Chicago-area Mortgage Blog

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Mortgage and Lending - NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - IL Lic 031.0006220/WI
Mortgage, Credit, Real Estate info, plus details and local info pertaining to New Lenox, the Lincoln-Way Area, Will County, the Greater Chicagoland area, Illinois and Wisconsin



Spring 2015: Are You Hoping to Become a Successful Home Buyer or Seller?            In the Chicago-area, February typically means Spring ... and warmer weather ... is still a couple months away ...         Brrrrr ...         But that doesn't mean that you can't dream and plan for Spring or warm w...
   Info Requirements for Mortgages Fall Into 4 Categories              I often hear the comment about "how hard" it is to get a mortgage today ...        I hear about the challenges faced within the current mortgage process VS those when anyone breathing could get a Mortgage.  At those times, I s...
Donations of Prom Dresses Needed - 5th Annual Melissa's Closet & Crystal's Jewelry Box, March 7, 2015          In honor of a former employee, Melissa Michalowski, and her friend Crystal Carr, 2 young girls lost too soon, Whitmore Ace Hardware (multiple locations) is once again collecting new and ...
  What Matters Most When Seeking a Mortgage Financing Approval?              With all the changes that have taken place in the Mortgage Industry over the last few years (and those to come soon), I've come to believe that my job as a Mortgage Lender comes equipped with a text book.  This text book...
Debut of Fannie Mae's Appraisal Review Slated for January 26, 2015              Fannie Mae has rolled out a new safeguard for Lenders and Underwriters, as they continue to strive for Appraisal integrity and accuracy ...     This new Lender's tool becomes available on January 26, 2015 ... the very...
Mark Your Calendars: Changes Ahead for Mortgage Financing, 1/26         Both FHA and Fannie Mae (Conventional Loans) have recently announced upcoming changes that will kick-in on January 26, 2015 ...        FHA has announced a 50 Basis Point reduction in Monthly Mortgage Insurance costs to Borrow...
  50% of Homebuyers Don't Do This.  Will You?            The first article I read this morning stated ...      "Americans may be spending more time shopping for shoes than for a mortgage, a report from the Consumer Financial Protection Bureau suggests. Almost half of consumers seeking a loan to p...
My Top 6 Posts - Gene Mundt, Mortgage Lender             Now that I've been blogging for well over a handful of years, I have a real "library" of articles and topics I've addressed ...       During this time I've also had a chance to analyze just which of those topics my followers have thought t...
  It's a MYTH:  You Don't Need 20% Down to Buy!          It's a MYTH:  You Don't Need a 20% Down Payment to buy a home!         Let me repeat that ... I said,        You Don't Need a 20% Down Payment to buy a home!              I'm not sure how I can say that more clearly, more often, more concis...
Will County Residents to Receive Discount For Pets Spayed/Neutered During February 2015                    Will County residents that have their family pets spayed or neutered during the month of February 2015, can receive a $40 savings discount courtesy of the County of Will.       The discount...

Gene Mundt,IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
smartphone(708) 921-6331
local_phone(815) 524-2280
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