buy a home: Closing Cost Options That Help Buy or Sell a Home - 07/21/16 09:02 AM
Closing Cost Options That Help Buy or Sell a Home     
     The accumulation of a Down Payment is often a First-Time Homebuyer's  primary focus once the decision to buy has been made.  Monetarily and mentally, the down payment becomes the one central goal they focus on ...  
     So when I raise questions regarding the availability (and source) of funds needed for Mortgage Closing Costs, the question can catch them by surprise.  
     Oftentimes, First-Time Buyers are either completely unaware that funds will be needed for these Costs, they've (incorrectly) assumed that their Down Payment covers them, or that the costs can … (28 comments)

buy a home: Are you Self-Employed & Hoping to Apply for a Mortgage in Will County and Chicagoland? - 01/22/14 02:14 AM
  Are you Self-Employed & Hoping  to Apply for a Mortgage in Will County and Chicagoland?  
     From a Mortgage Lender's perspective, the most complicated Will County and Chicagoland Mortgage Applicant is often the Applicant that is Self-Employed.
           Why?         Full Documentation Loan Files are demanded in today's Will County and Chicagoland Mortgage lending.  IRS transcripts are requested (and received) on the vast majority of Mortgage Loan Applications.  With Self-Employed Borrowers, the only way to verify income (and expenses) is through an Individual U.S. Tax Return and the Tax Returns filed by the business they … (16 comments)

buy a home: 3 Reasons Why Borrowing Money To Buy or Refinance a Home Makes Sense Right Now - 12/06/12 04:00 AM
 
3 Reasons Why Borrowing Money To Buy or Refinance a Home Makes Sense Right Now          With  FHA and HUD  and economists announcing their predictions of higher interest rates (sooner than later) and recent history indicating interest rates can't get much lower,NOW seems like the perfect time to Buy and Sell home.  And that may be especially true if you're a First-time Home Buyer.          Present Homeowners can also position themselves for a brighter financial future with a Refinance of their present mortgage and securing a mortgage term reduction or lower interest rate. Gary Ryan Blair, … (27 comments)

 
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience (NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)

Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience

New Lenox, IL

More about me…

NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656

Address: Gene Mundt, Mortgage Originator c/o American Portfolio Mortgage Corp., 318 Alana Drive, New Lenox, IL, 60451

Mobile: (708) 921-6331

Office: (815) 524-2280



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