credit repair and improvement: UltraFICO & Experian Boost ... Good Solutions to Your Credit Challenges? - 06/20/19 04:50 PM
  
 
UltraFICO & Experian Boost 
Good Solutions to Your Credit Challenges?
 
 
Ever since the announcements regarding the new credit scoring systems "UltraFICO" and "Experian Boost" were made last year (and their subsequent implementation earlier this year), questions regarding their use, legitimacy, accuracy, and abilities have come my way ...  
 
In most instances, the questions come from those considering home buying or refinancing but suffering from credit scores considered "fringe" or low scores ... either as a result of NO/little credit or credit issues having occurred.  They're looking for answers and fixes for the challenges they face.
 
And challenges do exist.  While  FICO reports that, for the … (21 comments)

credit repair and improvement: Quick Fix Credit Repair = A Myth - 05/16/17 08:10 AM
 
Quick Fix Credit Repair = A Myth
 
While preparing for this article, I ran a simple Google search using the term "quick fix credit repair".  
The result was remarkable.  Over 558,000 articles and references popped up in just seconds.
You'd think with all the tips, info, and guidance available at the snap of our fingers, that improving credit and credit scores would be fast and easy, wouldn't you?  But no. As usual, there's more to the story ... 
While it's true that options exist for those in need of fast credit score improvement for mortgage purposes via rapid rescoring (improvement of even a few points can have a huge … (53 comments)

credit repair and improvement: The New Year is Upon Us. Make '2012' the Year of YOU! - 12/23/11 09:05 AM

The New Year is Upon Us.  Make '2012' the Year of YOU!



The headline reads ...
 
 
Average 30-year mortgage rate a record 3.91 pct. Average rate on 30-year fixed mortgage falls to record         3.91 pct., 15-year flat at 3.21 pct.         And yes ... this means if you're one of those that have earned good credit scores, you could receive this record low interest rate for your mortgage.      Remarkable, isn't it??  And to just prove how very remarkable it is ... I tell you, I've been in the mortgage business for 35 years … (36 comments)

 
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience (NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656) Rainmaker large

Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience

New Lenox, IL

More about me…

NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656

Address: Gene Mundt, Mortgage Originator c/o American Portfolio Mortgage Corp., 318 Alana Drive, New Lenox, IL, 60451

Mobile: (708) 921-6331

Office: (815) 524-2280

Email Me



Listings

Links

Archives

RSS 2.0 Feed for this blog