Author Bio: Stephanie McCarty is a top producing real estate agent in metro Atlanta, licensed in 2000, primarily a listing agent in Cherokee and N. Fulton, including the cities of Canton, Roswell, Alpharetta, Crabapple, Milton, Woodstock, Acworth and Holly Springs.
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For all mortgages with FHA case numbers assigned on or after June 3rd the monthly mortgage premium is going to increase. This will affect both 30 year fixed and 15 year fixed loans. The increase is not huge and should not take serious buyers out of the market. For example on a $150,000, 30 year fixed the monthly premium will go from $156.25 to $168.75. To avoid this increase buyers need to be under contract and have an FHA case number assigned before June 3rd which is a Monday.
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