Gina McKinley's Real Estate Blog

Real Estate Agent - RE/MAX Fine Properties



It's time to say good bye to 2008 with it's many milestones and historic events.  It's time to welcome 2009!   So here's wishing you are great year.  May you and your family be filled with happiness and good cheer. Happy New Year Wish My Happy New Year wish for youIs for your best year yet,A year...
  CNNMoney is reporting that consumer confidence is at an all-time low. Reports come from the Consumer Confidence Index. "The further erosion of the Consumer Confidence Index reflects the rapid and steep deterioration of economic conditions that occurred in the fourth quarter of 2008," said Lynn ...
Deciding between a short sale or a foreclosure may sound like choosing of the lesser of two evils, but a short sale is a thousand times better for a distressed homeowner. Foreclosures and short sales take up nearly 40 percent of recent home sales. Nearly 12 million homeowners are upside down with...
Home buyers are learning about available 100% financing loan programs offered by the United States Department of Agriculture. There are two 100% financing loans available, which are VA loans and the Rural Home Loan program. The Rural Home Loan program allows no-money-down purchases. A borrower ca...
Freddie Mac reports that the 30-year fixed mortgage rate fell to 5.17 percent down from 5.47 percent last week, which is the lowest it has been since the survey's inception in 1971, in response to the Federal Reserve's cut in the federal funds rate to near zero.Interest on 15-year fixed loans has...
Gina McKinley of RE/MAX Elite in Chandler Arizona has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by "distress...
Seller's Loss is Your Gain!!  Great Potential for Investors as This Home is Tenant Occupied.  Features include Upgraded Appliances, Very Large Kitchen, & Tile Flooring Downstairs. Call Gina McKinley, ABR, CRS, CDPE at 480-355-8645 in order to schedule an appointment to view this home. For more pi...
Never before seen in the history is the Fed's amazing federal funds overnight rate drop to 0% and .25%.  They plan to drop rates to stimulate the economy, but wait , isn't that what caused the real estate boom in the first place? Is the plan now to overstimulate the economy again? Why bother with...
Fannie Mae is finalizing a national policy that will allow tenants to remain in their homes even if their landlord goes into foreclosure -- a landmark decision for tenants. The policy will be in effect Jan. 9, Fannie Mae said Sunday, and reflects growing pressure on the mortgage company from a le...
I had the privilege to be invited to a presentation given by Dr. Jay Butler of ASU's Realty Studies on Wednesday  December 3rd.  Dr. Butler gave some very interesting statistics about where the market has been  this past year.  Foreclosures have been the hot button and amazingly foreclosure prope...

Gina McKinley

ABR, CIAS, CDPE, CRS, SFR -Chandler, Gilbert, Mesa
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