Mortgage Lending in AZ and NC

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Mortgage and Lending - Lend Smart Mortgage NMLS#207208 - NMLS 207208
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Well, I was hoping to never have to write this post.  Today President Bush signed into law:  The Housing Bill which has now done away with down payment assistance programs such as Ameridream and Nehemiah.    If you agree or disagree with the politics behind the bill, it does not change the fact t...
Recently I sent an email to my congressional district representative to let him know I support Down Payment Assistance Programs such as Ameridream.  DPA is about to be gone and I think our politicians have little knowledge of the overall effect on our local real estate economy.  In just the last ...
"Hi my name is Mr.  Mortgage Billboard.  I am the big sign you see on the way to work each day.  My colors are nice, pretty, and my font type is Helvetica, most appealing to my audience who drives by me each day.  My goal is to become your friend. I will not talk back to you and you can trust me....
Attention Active Military and Veterans:   The Veterans Administration has made it very easy for our few, proud and brave to purchase a home. In this post I want to share and highlight all the benefits of using the VA loan to purchase a property. When it comes to home ownership there are a lot of ...
I had a sneaky spammer today call me and leave a message about needing a loan.  She stated she found my name on Active Rain.  You get real exciting  excited until you find out its someone else trying to sell you something.  I have no problem with people selling me anything, heck we are all sales ...
The Amortization Schedule was good for our Grand Parents and Parents, so why have so many consumers moved away from the fundamentals?  To answer this question, we must dig in a little deeper of what strategies are available in the first place. When it comes to building wealth using your primary h...
This morning I read an article in the The Arizona Republic titled:  "Arizona rate increases to peak in July".  To paraphrase this article quickly, it basically states that Arizona homeowners will be faced with higher foreclosures due to the number of Adjustable Rate Mortgage that are about to res...
It finally happened.  Arizona Legislators finally got it together and passed a bill that will make loan officers licensed in Arizona starting in 2010. Attached is the article from Catherine Reagor with The Arizona Republic.  Now for the 1st time loan officers in Arizona will have to be tested and...
I have to share this tonight, because the creative juice is flowing and it might be gone in the morning. Tonight I had the pleasure of having Christoph Schweiger and his family over for a barbecue tonight.  The importance of sharing all this is because we all live in a world where we are all conn...
In a real estate market where every buyer counts, Cherry Creek Mortgage has stepped up to the challenge of the real estate community to be one of the first companies to bring the FHA 203K product to Arizona. As First Time Homebuyers are struggling to find the right home in their price range and n...

Gary Miljour

Mortgage Originator NMLS Licensed in AZ and NC
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