Mortgage Lending in AZ and NC

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Mortgage and Lending - Lend Smart Mortgage NMLS#207208 - NMLS 207208
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Over the years, I have seen so many people share their opinions and 2 cents when it comes to the topic of mortgage advice. Heck we still have professional real estate agents and SEO guys giving advice about mortgages who have never originated a loan in their life. Well folks with the new law chan...
HUD has announced a new policy to speed the resale of foreclosures.  Effective February 1, 2010, buyers will be allowed to use FHA-insured financing to purchase; HUD-owned properties. Bank-owned properties. Properties resold through private sales. The objective is to resell homes quickly without ...
Attention all real estate investors and buyers trying to buy homes from real estate flippers: Most mortgage lenders now have strict guidelines when it comes to title seasoning.  Title seasoning is determined based on how long the seller has been in title to the current property.  If a seller has ...
I wanted to let everyone know about my recent and exciting move to Sunstreet Mortgage, LLC.   I will still be originating loans in Arizona, California and New Mexico and can help with any of your client's mortgage needs and questions.  I am thrilled with the new opportunity at Sunstreet and am lo...
The new cliché in the mortgage industry is that "We are getting back to basics."  I have heard this phrase thrown around lately, but sometimes I wonder if anyone except other lenders knows what we are talking about?  I have a theory that if you get 2 or more mortgage lenders in a room at a party ...
Last month I had a business partner refer me a customer that was denied by a big bank for home financing. This client was not buying the biggest of homes but just wanted to have the dream of homeownership afforded to her. Like every client, her situation was unique. She had her doubts that I woul...
Cherry Creek Mortgage Company presents: Todd Duncan as he addresses High Trust Selling in a Low Trust World.  When: Wednesday, October 28th from 8:30 am - 11:30 am (Continental Breakfast at 8:30) Where: Mesa Hilton; 1011 W. Holmes Ave, Mesa, AZ 85201 (Alma School & US 60)      In today's challeng...
Join Cherry Creek Mortgage as we host Tom Ward of Majestic Consulting.  Tom has over 25 years of Real Estate Broker and Mortgage Co. Owner experience. Here's what you will learn: 1. How to get the first time home buyer off the sidelines. 2. Learn the 3 step process to get the consumer motivated. ...
Normally, I would not be so negative about short sales, but I have experienced many problems in the last30 days with short sales that we do not encounter with bank forclosures. Situation #1.  Buyer,seller and lender all agree to short sale.  The file is opened up, appraisal and inspections are or...
Arizona Media insider Catherine Reagor at The Arizona Republic recently wrote an article claiming the mortgage industry has been deceiving the average consumer.  Blame has been placed on loan officers for being unlicensed, collecting higher fees and forcing consumers into the worst loan products ...

Gary Miljour

Mortgage Originator NMLS Licensed in AZ and NC
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