Greg Novak's (gnovak) Blog

Building Wealth Part III Get ready because I am about to talk about that dreaded, vial, hated, word. "Budget" Have you ever gone to the ATM to get cash, and after reading your receipt, find yourself wondering, “Have I been robbed?” Most likely, we have all been there a time or two. Somehow our mo...

Wealth Building Part IILet’s face it American’s love to spend and consumerism is alive and well. We can however, find creative ways to get the things we need and want, without breaking the bank. Here are 5 ideas that might work for you and your family: Cut back on your biggest money drain. Do you...

Wealth Building Part I Over the next few weeks I will be reviewing and highlighting several points from the book The Millionaire Next Door: Surprising Secrets of America’s Wealthy. As followers of the book know, true monetary wealth is determined not by the size of your paycheck, but by the amoun...

QUOTE>>> I am grateful for all of my problems. After each one was overcome, I became stronger and more able to meet those that were still to come. I grew in all my difficulties.James Cash Penney 1875-1971, Founder of J.C. Penney Stores Reading this quote made me think of an e-mail I received from...

Achieving SUCCESS =P + I + P + P + O = S   On July 20th, 1969 Neil Armstrong and Buzz Aldrin aboard Apollo 11 became the first men to walk on the surface of the moon. SUCCESS!!! A goal was set, a Plan was made, doubters and critics were Ignored, limits were Pushed, Positivity was promoted, and fe...

Back in December I wrote a blog post about current rates and “The Obama Loan”, more accurately Known as HARP 2.0.   HARP 2.0 has been back in the news a lot lately and I have received many inquiries regarding the program and how it works.       Back in November when the program was announced, the...

So the news Media has been Harping on two subjects lately regarding the mortgage industry, I figured i would really quickly touch on both of them.  First, Rates. Rates again are pushing all time lows in the 3's and APR's in the high 3's or low 4's. Now truly is a great time to buy or refinance. I...

What is it? Most people would consider IT to be success. But Success is a relative term, it means different things to different people. Good Morning, This week I have decided to take a break from the market updates and mortgage info to discuss a personal growth topic. I will take a moment to defi...

This morning I was speaking with someone who was complimenting me on my perseverance and how impressed he was that we have been able to do so well over the last few years with what the real estate and mortgage industries have gone through. I thought it would be nice to share some encouraging word...

American Mortgage Loan Services, LLC., an Altamonte Springs, FL base mortgage broker is expanding into Volusia County.  In a time when most banks and lenders are downsizing or closing, American Mortgage as a broker is doing very well and expanding.  Local loan officer, and former branch manager f...