american mortgage: Wealth Building Part 1
- 06/26/13 02:34 AM
Wealth Building Part I Over the next few weeks I will be reviewing and highlighting several points from the book The Millionaire Next Door: Surprising Secrets of America’s Wealthy. As followers of the book know, true monetary wealth is determined not by the size of your paycheck, but by the amount of your paycheck you are able save. On that note, I thought I might give a quick refresher on the basics of building wealth. Here are a few pointers to get you started or refreshed on the fundamentals of reaching your savings goals. Eliminate debt. The first step to saving (2 comments)
american mortgage: Problems
- 06/26/13 02:30 AM
QUOTE>>> I am grateful for all of my problems. After each one was overcome, I became stronger and more able to meet those that were still to come. I grew in all my difficulties. James Cash Penney 1875-1971, Founder of J.C. Penney Stores Reading this quote made me think of an e-mail I received from a business partner of mine, so I am steeling it and forwarding the info to you. Here is a link to an article about a guy who decided to take his problems to a new level. Rather than getting dejected, he got rejected, and it got (0 comments)
On July 20th, 1969 Neil Armstrong and Buzz Aldrin aboard Apollo 11 became the first men to walk on the surface of the moon. SUCCESS!!! A goal was set, a Plan was made, doubters and critics were Ignored, limits were Pushed, Positivity was promoted, and fears were Overcome. Success was achieved.
Plan - Create a PLAN with your Goals in mind. Your Goals are what you see as success. Just having goals does not automatically mean you are going to achieve them. You have to make (2 comments)
american mortgage: HARP 2.0 - "Obama Loan"Update
- 02/17/12 04:59 AM
Back in December I wrote a blog post about current rates and “The Obama Loan”, more accurately Known as HARP 2.0. HARP 2.0 has been back in the news a lot lately and I have received many inquiries regarding the program and how it works. Back in November when the program was announced, the lending community did not know exactly how this program was going to unfold or what “overlays” to the guidelines they were going to place. The one thing we did know is that whatever the guidelines on the new program were, they were not going to take effect until March (1 comments)
american mortgage: Low Rates & "The Obama Loan"
- 12/19/11 08:20 AM
So the news Media has been Harping on two subjects lately regarding the mortgage industry, I figured i would really quickly touch on both of them. First, Rates. Rates again are pushing all time lows in the 3's and APR's in the high 3's or low 4's. Now truly is a great time to buy or refinance. I recently refinanced a client who had a 30 year fixed rate of 6.25%. We refinanced them to a 15 year loan and there payment only changed by $6 per month. If you know anyone who is thinking about buying or refinancing, please have (0 comments)
american mortgage: Do you have It ?????
- 09/07/11 02:40 AM
What is it? Most people would consider IT to be success. But Success is a relative term, it means different things to different people. Good Morning, This week I have decided to take a break from the market updates and mortgage info to discuss a personal growth topic. I will take a moment to define success and then discuss some key characteristics of the Successful Person. It's a Good Life!!! Greg Novak, American Mortgage, 386-846-6686
IT = SUCCESS ??? First let's define success. Wikipedia defines success as the following: "Success might mean, but is not limited to: a level of (1 comments)
american mortgage: Perseverance
- 08/05/11 09:14 AM
This morning I was speaking with someone who was complimenting me on my perseverance and how impressed he was that we have been able to do so well over the last few years with what the real estate and mortgage industries have gone through. I thought it would be nice to share some encouraging words and information with you as well. Below is a really great paragraph on perseverance along with a few video links to a short interview with someone on the 60 minutes TV program. PERSEVERANCE Perseverance is a month by month, week by week, day to day, and (0 comments)
american mortgage: Press Release
- 03/28/11 08:47 AM
American Mortgage Loan Services, LLC., an Altamonte Springs, FL base mortgage broker is expanding into Volusia County. In a time when most banks and lenders are downsizing or closing, American Mortgage as a broker is doing very well and expanding. Local loan officer, and former branch manager for Eagle Nationwide Mortgage Company, has Joined American Mortgage as Vice President and Partner, to develop and cultivate the Volusia County Market. Novak has been in the mortgage business for 10 years, has a Bachelors Degree in Finance and Marketing, and a Masters Degree in Business. I am very excited about the opportunity to develop (1 comments)
american mortgage: Be Positive TODAY!!!
- 03/14/11 07:32 AM
Good Morning, My last few blogs have been all about business, so today I decided to pass along a little personal growth info. I don’t know about you, but it seems to be getting more and more difficult to keep a positive attitude with all of the negative news and the struggling economy. So, I decided to send you some good news. Below are several links to some positive stories that hit the news papers. (yes, believe it or not, I was actually able to find some) Also, below are a few tips to help you keep control and maintain a positive (3 comments)
american mortgage: Realtors, Don't Miss Out!!!
- 03/04/11 07:58 AM
Have you ever walked away from a home with a buyer because it needed repairs?Do you have a listing that needs Repairs? Regardless of how you answered those two questions, you need to be familiar with the FHA 203k Renovation Mortgage.In today's real estate environment, this mortgage can be a valuable tool. Below is some basic information about the program and a couple of links to a video blog that give more detailed information as to why having information and educating yourself about this mortgage can benefit you and the clients you work with. We are experts in closing this loan, (1 comments)
american mortgage: Lift off of American and Discovery
- 02/25/11 03:46 AM
With the launch of one of America’s greatest achievements yesterday, the space shuttle discovery, I thought I would take a moment to give you some interesting facts about the shuttle and introduce you to something as American as apple pie. American Mortgage is the premier mortgage broker in the state of Florida. After a lot of research and consideration, I am proud to say that I have affiliated myself with this company and look forward to a long partnership with them. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. We work with our clients to (0 comments)