personal growth: Wealth Building Part 2 - 06/26/13 02:43 AM
Wealth Building Part II
Let’s face it American’s love to spend and consumerism is alive and well. We can however, find creative ways to get the things we need and want, without breaking the bank. Here are 5 ideas that might work for you and your family:
Cut back on your biggest money drain. Do you pay for unused cell phone services, subscribe to extra cable stations you don’t need, (especially in the age of HULU and NETFLIX), or spend too much on food that ends up getting tossed away? When was the last time you reviewed ALL of your insurances? Home, … (0 comments)

personal growth: Wealth Building Part 1 - 06/26/13 02:34 AM
Wealth Building Part I
Over the next few weeks I will be reviewing and highlighting several points from the book The Millionaire Next Door: Surprising Secrets of America’s Wealthy. As followers of the book know, true monetary wealth is determined not by the size of your paycheck, but by the amount of your paycheck you are able save. On that note, I thought I might give a quick refresher on the basics of building wealth. Here are a few pointers to get you started or refreshed on the fundamentals of reaching your savings goals.
Eliminate debt. The first step to saving … (2 comments)

personal growth: Problems - 06/26/13 02:30 AM

QUOTE>>> I am grateful for all of my problems. After each one was overcome, I became stronger and more able to meet those that were still to come. I grew in all my difficulties.
James Cash Penney
1875-1971, Founder of J.C. Penney Stores
Reading this quote made me think of an e-mail I received from a business partner of mine, so I am steeling it and forwarding the info to you.
Here is a link to an article about a guy who decided to take his problems to a new level. Rather than getting dejected, he got rejected, and it got … (0 comments)

personal growth: Achieving Success - 06/26/13 02:07 AM
Achieving SUCCESS =P + I + P + P + O = S
 
On July 20th, 1969 Neil Armstrong and Buzz Aldrin aboard Apollo 11 became the first men to walk on the surface of the moon. SUCCESS!!! A goal was set, a Plan was made, doubters and critics were Ignored, limits were Pushed, Positivity was promoted, and fears were Overcome. Success was achieved.
 
Plan - Create a PLAN with your Goals in mind. Your Goals are what you see as success. Just having goals does not automatically mean you are going to achieve them. You have to make … (2 comments)

personal growth: Do you have It ????? - 09/07/11 02:40 AM
What is it? Most people would consider IT to be success. But Success is a relative term, it means different things to different people.
Good Morning, This week I have decided to take a break from the market updates and mortgage info to discuss a personal growth topic. I will take a moment to define success and then discuss some key characteristics of the Successful Person.
It's a Good Life!!! Greg Novak, American Mortgage, 386-846-6686
 
IT = SUCCESS ??? First let's define success. Wikipedia defines success as the following: "Success might mean, but is not limited to: a level of … (1 comments)

personal growth: Perseverance - 08/05/11 09:14 AM
This morning I was speaking with someone who was complimenting me on my perseverance and how impressed he was that we have been able to do so well over the last few years with what the real estate and mortgage industries have gone through. I thought it would be nice to share some encouraging words and information with you as well. Below is a really great paragraph on perseverance along with a few video links to a short interview with someone on the 60 minutes TV program.
 PERSEVERANCE
Perseverance is a month by month, week by week, day to day, and … (0 comments)

personal growth: Be Positive TODAY!!! - 03/14/11 07:32 AM
Good Morning,
My last few blogs have been all about business, so today I decided to pass along a little personal growth info.
I don’t know about you, but it seems to be getting more and more difficult to keep a positive attitude with all of the negative news and the struggling economy. So, I decided to send you some good news.
Below are several links to some positive stories that hit the news papers. (yes, believe it or not, I was actually able to find some) Also, below are a few tips to help you keep control and maintain a positive … (3 comments)

personal growth: Lift off of American and Discovery - 02/25/11 03:46 AM
With the launch of one of America’s greatest achievements yesterday, the space shuttle discovery, I thought I would take a moment to give you some interesting facts about the shuttle and introduce you to something as American as apple pie.
American Mortgage is the premier mortgage broker in the state of Florida. After a lot of research and consideration, I am proud to say that I have affiliated myself with this company and look forward to a long partnership with them. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. We work with our clients to … (0 comments)

personal growth: Doing The Remarkable - 01/21/11 07:25 AM
So, we are almost through the first month of the New Year. How are your goals / resolutions coming along?
This week’s blog is designed to help you get on track with you goals for this year and help you get past all of the negativity out there. With the economy the way it is and everything going on in the world, you have to work hard to not get caught up in negative thinking and negative news.
Below is a letter written by the late great Jim Rohn, that I found on http://talentdevelop.com. I hope you enjoy. I also put … (2 comments)

personal growth: How do 1 Million Americans Have Perfect Credit? - 12/10/10 08:14 AM
Good Afternoon,
Here is a little bit of useful info I put together for you about credit scores and how to obtain that elusive perfect score.
Did you know it's possible to achieve a perfect Credit Score?  About 1 million Americans have one.
To hit the magic 850 you'll need to do more than make your payments on time and keep your debt-to-credit ratio low.*  Here's a profile of the top tier:
They have a long, impressive payment history and a clean financial record.  They use credit but they pay it off on time, every time.  And no bankruptcies, bank repos … (3 comments)

personal growth: Part 2 - Steps to Personal Transformation - 09/15/10 09:59 AM
Step 2 - Thought
               Wayne Dyer says "Thought is much more than something you do.  It is in fact what you, and all the rest of us, are as well.  Thought constitutes our entire being except for the portion of us that is form, or the packaging that carries around our minds...  Here is a mini-lesson in what thought is.  Your desire to improve your life is really your thought to improve your life.  Your will to live is really your thought to live.  Your attitudes about your entire life are really your thoughts on these matters...  Your determination to … (0 comments)

personal growth: Part 1 - Steps to Personal Transformation - 07/09/10 04:17 AM
Step 1 – Transformation
To start this series on personal transformation, I feel it is necessary to take a close look at the word transformation so that we can better understand the rest of the series, and not only the points and purpose of personal transformation, but also how we can transform ourselves, and WHY we might want to.
A lot of people might read the first part of this and think to themselves that they like who they are and that they do not need to change, and who does this guy think he is telling me that I … (0 comments)

personal growth: Intro - Steps to Personal Transformation - 07/09/10 04:03 AM
I recently finished a series on the 7 Qualities of a successful person. I have been searching for a new topic for my next blog series, and I came across a story that really impacted me and made me think about my business and things I can do to improve my service.
I copied the story below, and in the story, the subject references a book by Wayne Dyer called “You’ll see it when you Believe it, The way to your personal Transformation”. As you know, I try to focus my content on positive / personal growth information, and after reading … (0 comments)

personal growth: Part 7 – The 7 Qualities of a Successful Person - 05/14/10 02:15 AM
7. Generosity / Giving BackNot all successful people are generous, but the all of the happy ones are! Most successful people believe in the law of sowing and reaping. They see money and their time as a seed. They know if they are generous with both they will receive more in return.The individuals who give a minimum of 10% to worthwhile charities, causes, or churches and volunteer their time in community organizations will be the ones who experience an over abundance in their businesses and personal lives, often from unexpected sources.This is a fundamental law of finance that has been proven … (2 comments)

personal growth: Part 6 - The 7 Qualities of a Successful Person - 03/10/10 12:44 AM
6. Self Confidence. Otherwise known as "The Right Attitude" in every aspect of your business and personal life. This is probably the most important quality and is critical for long term success. Self confidence is the cornerstone of all the Qualities of a successful person. If you do not believe in yourself and truly know that you can accomplish the task at hand, then you will never go far.
Evidence of a truly positive and self-confident person is seen in personal responsibility. Self-confident individuals do not blame other people or circumstances for misfortune or poor results. Self-confident and positive people are … (5 comments)

personal growth: Part 5 - The 7 Qualities of a Successful Person - 02/11/10 04:55 AM
5. “Servant Leadership, is a philosophy and practice of leadership, coined and defined by Robert Greenleaf and supported by many leadership and management writers such as …, Stephen Covey, Peter Block, …, Larry Spears, Margaret Wheatley, …, Ken Jennings and others. Servant-leaders achieve results for their organizations by giving priority attention to the needs of their colleagues and those they serve. Servant-leaders are often seen as humble stewards of their organization's resources (human, financial and physical).” (Wikipedia)
The Greenleaf center suggests that a servant leader has the following 10 characteristics.
A servant-leader:
• Listens • Uses power ethically, with persuasion as … (2 comments)

personal growth: Part 3 - The Seven Qualities of a Successful person - 11/05/09 07:15 AM
High standards for quality. Every successful person must have very high standards when it comes to producing quality output. Whether you manufacture products, or provide a service, you can be assured that a successful person will make sure it is the best it can be.A person who expects quality from themselves and others typically also have traits such as honesty, integrity, and a concern for people.Why is it that successful people have these personality traits? Well because successful people understand that you make more money on repeat business and referrals than you do on first time customers or clients. Why would … (1 comments)

personal growth: Part 2 - The 7 Qualities of a Successful Person - 09/30/09 02:08 PM
Discipline, The Second Quality of Success.Discipline - "Orderly or prescribed conduct or pattern of behavior, Self Control, A rule or system of rules governing conduct or activity" Webster's Dictionary. As most of you know I do a lot of reading and studying information about leaders and people who have achieved success in their lives. In addition to the first quality where we discussed ambition, Self Discipline resonates through almost every successful persons account for how they have achieved their status.Self Discipline is really about taking small steps which lead you down the path for big things. You see, self discipline builds … (1 comments)

personal growth: Part 2 - Your keys to Success - 09/04/09 06:50 AM
12 Tips For Overcoming AnxietyBy Remez SassonAnxiety in various forms and degrees seems to be a wide spread problem, affecting people of all ages and in every country.If you are prone to anxiety you have two options:A) Give in to it.B) Learn to overcome it.By giving in you will continue to suffer and feel unhappy, stressed and anxious. It is far better to learn to overcome anxiety or at least reduce its power.Anxiety just wastes your time and energy and weakens you mentally and physically. You help no one and don't solve any problem by being anxious. Our planet will go … (0 comments)

personal growth: Part 10 - Millionaires vs the Middle Class - 07/28/09 04:05 AM
Hello,Below is the final part, #10 in my series of blogs on "The Top Ten Distinctions Between Millionaires and the Middle Class" by Keith Smith.Distinction 1 - Millionaires ask themselves empowering questions. Middle-class people ask themselves disempowering questions.On the surface, this distinction may seem unimportant: though I assure you it is a profound principle. When you develop the habit of asking yourself empowering questions, your life will take on new meaning and success is inevitable... Whatever questions you ask you will receive the answers for; the bigger your questions, the better. Learn to ask yourself questions that stretch you beyond your … (4 comments)

 

Greg Novak

Daytona Beach, FL

More about me…

American Mortgage Loan Services

Address: 4606 Clyde Morris Blvd., Suite 2G, Port Orange, Fl, 32129

Office: (386) 756-8228

Mobile: (386) 846-6686



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