home buying: Homestead Exemption Naples, FL Things To Know - 06/16/15 04:12 AM
Homestead Exemption Naples, FL  Things To Know
 
Did you build or buy a new primary residence?
If you move into a new home or condominium and it is your primary residence, you may qualify for Homestead Exemption and the cap on the assessment increase, which starts the year following the first year you are granted Homestead Exemption.
 
What Do I Need To Do?
All persons seeking Homestead Exemption must complete an original application form IN PERSON at the office of the Property Appraiser.
When Can I File?
You can file at the Property Appraiser's main office weekdays from 8:00AM to 5:00PM, or in the Golden Gate and … (0 comments)

home buying: It's that time of year again! Be prepared in Naples, FL - 06/02/15 07:02 AM
 
 
Preparing For A Hurricane
 

When the weatherman tells you to take cover because a hurricaneis on the way, the last thing you want to do is worry about whether you areprepared.  A little effort now, before catastrophe strikes, can yield bigsavings (and peace of mind) in the future.
The following tips can help you plan ahead so you never have toface a storm unprepared:
-Prepare an emergency supply kit with basic survival items. You’ll want to have a 2-week supply of water and ready-to-eat,non-perishable food for every family member and pet.  If you evacuate,you’ll want a 3-day supply of the same.  Other items to … (0 comments)

home buying: Confused by your Settlement Statement? - 05/07/15 03:14 AM

HUD-1 Settlement Statement Changes
 
In July of 2012 the Consumer Financial Protection Bureau announced their proposed revisions to the GFE, TIL and HUD-1, in order to redesign settlement documents to be easier for consumers to understand.  After nearly 18 months of soliciting industry feedback and deliberating a wide range of opinions, the CFPB has published the TILA/RESPA Integrated Closing Disclosure Rule.
 
Below are some interesting highlights of the Integrated Closing Disclosure Rule:
The CFPB acknowledges that consumers can save money if they shop around for their own service providers for title and settlement services.
          The Loan Estimate Form replaces the early … (2 comments)

home buying: Wealth Management...Easier than you think! - 05/07/15 02:27 AM

Wealth Management
 
It’s been reported that less than 50% of Americans invest in stocks, for fear they may lose their hard earned money.
Many Americans rely on wealth managers to invest their money for them, or they simply find the easiest safest investment vehicle they find to invest in.  Once invested, it’s not uncommon to see investments go ignored, until it’s time to make a withdrawal.
If you are among the majority of Americans that do not invest in stocks because you feel you don’t know enough about it, there are a few simple steps you may consider taking that might have you reconsider.
 
Step … (0 comments)

home buying: Wanting to escape the cold...Park Shore, Naples, FL... - 01/15/15 01:35 AM
No need to look any further...


Park Shore
 
Park Shore in Naples, Florida is one of the most spectacular Naples Florida communities due to its pristine white sandy beaches, private Gulf side boardwalk and the upscale shopping and dining destination called Venetian Village at Park Shore.  Some of the best Naples waterfront properties are located in Park Shore because of a unique plan which allowed for much of the beachfront high rise product to be encircled by beautiful community parks shared by the buildings it surrounds.
Whether you’re searching for single family homes or condominiums, you're sure to … (0 comments)

 
Sergio & Jan Hernandez (Downing Frye Realty Inc)

Sergio & Jan Hernandez

Naples, FL

More about me…

Downing Frye Realty Inc

Address: 180 9th Street South #300, Naples, Florida, 34102

Office: (239) 777-1608

Fax: (888) 846-2956



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