coldwell banker: Clifton Park Homes for Sale, Saratoga Real Estate. Pennies and dollars. - 02/22/10 04:11 PM
Clifton Park Homes for Sale, Saratoga Real Estate.  Pennies and dollars.
"Watch the pennies and the dollars will take care of themselves."
I'm not sure this is true. In fact, I'm pretty sure that if you watch the dollars, you don't have to worry so much about pennies.
Big brands don't sweat the small expenses. They don't hassle about a return, or a little coupon fraud or the last penny per square foot on the rent in a prime location. In fact, they understand that there's a powerful honest signal sent when you don't worry about the tiny expenses. It shows … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Saratoga County Real Estate. 5 Tips for Saving Energy in the Family Room. - 02/22/10 03:16 PM
Clifton Park Homes for Sale, Saratoga County Real Estate.  5 Tips for Saving Energy in the Family Room.  
Reduce your electricity bills by systematically purging your family room of wasteful energy practices.
 

The three biggest energy hogs in the family room are the plasma television, DVR/Tivo box, and digital cable box. Image: Steven Errico/Digital Vision/Getty Images
 
The fun-a video game console, TV, DVR, DVD, and stereo system-that your family room provides comes with a price. By reducing standby power, using rechargeable batteries in remotes, and replacing incandescent bulbs with compact fluorescents, you could save up to $130 a … (1 comments)

coldwell banker: Clifton Park Homes for Sale, Saratoga County Real Estate. The power of a Zealot. - 02/21/10 02:37 PM
Clifton Park Homes for Sale, Saratoga County Real Estate.  The power of a Zealot.
Moving the line (the power of a zealot)
Extremists move the middle.
Compromise is everywhere. Most of us can't possibly be pure extremists or true fundamentalists, so we draw the line somewhere in the middle.
Consider the choice of what you eat (or don't eat). It ranges from the omnivore at one end to the fruitarian at the other:
Cannibal... chimps... dogs... cats... cows... pigs... foie gras... chickens... fish... unfertilized eggs... honey... yeast... cherries... dust
My guess is that few people care so little about their role … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Saratoga County Real Estate. Consumers can be greedy. - 02/19/10 02:02 PM

Clifton Park Homes for Sale, Saratoga County Real Estate.  Consumers can be greedy.

Some consumers are short-sighted, greedy and selfish.
Extend yourself a little and they'll want a lot.
Offer a free drink in the restaurant one night and they're angry that it's not there the next.
The nuts in first class weren't warm!
The challenge of winning more than your fair share of the market is that the best available strategy--providing remarkable service and an honest human connection--will be abused by a few people you work with.
You have three choices: put up with the whiners, write off … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Saratoga County Real Estate. Bathroom Addition / Remodeling. - 02/19/10 06:30 AM

Clifton Park Homes for Sale, Saratoga County Real Estate.  Bathroom Addition / Remodeling.  A new bathroom brings added convenience for your family and can prove to be a valuable asset should you decide to sell your home.

Adding a full bathroom can increase the value of your home by 20%. Image: Porcher
 
Clifton Park Homes for Sale, Saratoga County Real Estate.  Bathroom Addition / Remodeling.  Depending on the size of your family and the number of existing bathrooms in your house, adding a new bathroom may be one of the best home improvement decisions you'll make. According to … (1 comments)

coldwell banker: Clifton Park Homes For Sale, Saratoga County Real Estate. A Home Office: Return on Investment. - 02/17/10 03:22 PM
 

Clifton Park Homes For Sale, Saratoga County Real Estate.  A Home Office: Return on Investment. A home office adds to comfort, convenience, and salability, but isn't among the top projects for adding home value.

More than 20% of Americans do at least some of their work at home, so home offices are an attractive feature for many homebuyers. Image: Feldman Architecture/photographer Paul Dyer
Clifton Park Homes For Sale, Saratoga County Real Estate.  A Home Office: Return on Investment.  If you're one of the more than 20% of Americans who do some or all of their work at home, … (0 comments)

coldwell banker: Clifton Park Homes For Sale, Saratoga County Real Estate. Green Bathroom Renovations. - 02/17/10 02:52 PM

Clifton Park Homes For Sale, Saratoga County Real Estate.  Green Bathroom Renovations. 
 If you want to make sure your bathroom remodeling project is as green as possible, here's how to save energy, conserve resources, and protect your budget.
View Photo Gallery
You care about the environment. You also happen to have a bathroom badly in need of remodeling. How do you get the job done with minimal impact on both our fragile planet and your precious budget? Thankfully, the growth of the green building movement has given rise to many eco-responsible products and resources that allow you to create the … (0 comments)

coldwell banker: Clifton Park Homes for Sale, Saratoga County Real Estate. NAR Lanches a new Web site for Home owners. - 02/17/10 07:36 AM

Clifton Park Homes for Sale, Saratoga County Real Estate.  NAR Lanches a new Web site for Home owners  .Today the National Association of Realtors® launched HouseLogic, a new, comprehensive consumer Web site about all aspects of homeownership. HouseLogic helps homeowners make smart decisions and take responsible actions to maintain, protect and increase the value of their homes.
"Backed by the resources and industry insights of NAR and its Realtor® members, HouseLogic will engage and involve consumers throughout the lifecycle of homeownership," said NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz. "It makes sense … (0 comments)

coldwell banker: Clifton Park, Saratoga County Real Estate. Is This A Seller's Market? - 02/15/10 03:45 PM
 

Clifton Park, Saratoga County Real Estate.  Is This A Seller's Market? 
Existing-home sales rose 5 percent in 2009, and December 2009 sales were 15 percent higher than December 2008. This suggests many areas around the country are showing glimpses of a balanced turnaround for sellers.
Clifton Park, Saratoga County Real Estate.  Is This A Seller's Market?  Housing inventories have steadily declined - an indication home prices in many areas have stabilized and could soon return to normal appreciation patterns. Buyers still have good choices but are purchasing near the bottom of the price cycle with historically low mortgage … (2 comments)

coldwell banker: Clifton Park, Saratoga County Real Estate. New FHA Rules. - 02/15/10 03:27 PM
 
Clifton Park, Saratoga County Real Estate.  New FHA Rules. 
The Federal Housing Administration (FHA) has announced major changes to its program. The agency will increase the amount of upfront cash paid by new borrowers and require higher downpayments from those with the poorest credit.
Clifton Park, Saratoga County Real Estate.  New FHA Rules.  Upfront insurance premiums paid at the closing table will increase to 2.25 percent of the loan value, but buyers will still be able to finance the premiums. Borrowers with credit scores below 580 will be required to put at least 10 percent down, but home buyers with … (1 comments)

coldwell banker: Clifton Park Real Estate, Realtors Uniting for Haiti. - 02/15/10 03:10 PM
 

Clifton Park Real Estate, Realtors Uniting for Haiti. 
The Haitian earthquake disaster prompted humanitarian outreach efforts all across the globe. NAR's Realtors® Relief Foundation is contributing $550,000 to relief of victims of the Haiti earthquake, and is calling upon its 1.2 million members to help.
Part of the contribution came from Lowe's, a partner of NAR's REALTOR Benefits Program, who donated $100,000.
Clifton Park Real Estate, Realtors Uniting for Haiti.  $50,000 will go to the Harvest of Haiti program, which was founded by a 2007 REALTOR® Magazine Good Neighbor Awards winner, Patrick Moore. The program supports orphans, delivers clean … (0 comments)

coldwell banker: Real Estate Market surge in most states, finishing strong last quater. Prices are up in other areas. - 02/11/10 02:23 AM

Real Estate Market surge in most states, finishing strong last quater. Prices are up in other areas.  Strong gains in existing-home sales were the predominant pattern in most states during the fourth quarter, with many more metro areas seeing prices rise from a year earlier, according to the latest survey by the National Association of Realtors ® .
Real Estate Market surge in most states, finishing strong last quater. Prices are up in other areas.  Sales increased from the third quarter in 48 states and the District of Columbia; 32 states saw double-digit gains. Year-over-year sales were higher in 49 … (2 comments)

coldwell banker: Pending home sales have leveled from a market swing driven by response to the home buyer tax credit, according to the National Association of Realtors. - 02/08/10 06:47 AM

Pending home sales have leveled from a market swing driven by response to the home buyer tax credit, according to the National Association of Realtors.
The Pending Home Sales Index, a forward-looking indicator based on contracts signed in December, increased 1.0 percent to 96.6 from 95.6 in November, and remains 10.9 percent above December 2008 when it was 87.1. In November, the monthly index had fallen by 16.4 percent from surging activity in preceding months.
Pending home sales have leveled from a market swing driven by response to the home buyer tax credit, according to the National Association of Realtors.  … (0 comments)

coldwell banker: New Homes for sale, Build your dream home, Clifton Park NY, Burnt Hills NY and all of Saratoga County. - 02/07/10 03:33 PM

New Homes for sale,  Build your dream home, Clifton Park NY, Burnt Hills NY and all of Saratoga County..  Stewart Construction Inc. is a second- generation, family- owned and operated business. Our family has been building and remodeling homes in the Capital Region for 40 years. The company is owned by Todd Stewart, who lives with his wife and three children in Vienna Heights, a Stewart subdivision built in the late 1990's.  Click Here to view some available floor plans.
New Homes for sale,  Build your dream home, Clifton Park NY, Burnt Hills NY and all of Saratoga County.. We are … (0 comments)

coldwell banker: Improve your home's performance. Make your home more efficient, Energy Star. - 02/04/10 05:31 PM


Improve your home's performance.  Make your home more efficient, Energy Star.  A drafty home, rooms that are too hot or too cold, and high energy bills are all common issues for homeowners. A quality installation of a new heating or air conditioning system, buying replacement windows, or adding more insulation may fix part of the problem. But the way to better results is through an integrated "whole-house" approach that looks at your house as a system.  Newly build homes are now more ENERGY STAR qualified than they were a decade ago.  If you are interested in building a new … (0 comments)

coldwell banker: Custom Home Builders in the Capital Region, Stewart Construction Inc and Josh Gonzalez of Coldwell Banker. - 02/04/10 05:07 PM

 

Custom Home Builders in the Capital Region, Stewart Construction Inc and Josh Gonzalez of Coldwell Banker.  Stewart Construction Inc. is a second- generation, family- owned and operated business. Our family has been building and remodeling homes in the Capital Region for 40 years. The company is owned by Todd Stewart, who lives with his wife and three children in Vienna Heights, a Stewart subdivision built in the late 1990's. We are a small- volume company, which means that we take a very hands- on approach to your project, and we pride ourselves on personal service and customer … (0 comments)

coldwell banker: New Construction Homes for Sale. Saratog county real estate, Stewart Construction and Josh Gonzalez of Coldwell Banker. - 02/04/10 04:25 PM


New Construction Homes for Sale.  Saratog county real estate, Stewart Construction and Josh Gonzalez of Coldwell Banker.  The Wexler's authentic Craftsman bungalow exterior includes charming details that radiate curb appeal. The double columns, cedar shake and stone detailing create a welcoming façade. The two-story foyer opens into the dining room with a decorative coffered ceiling. A banquette in the kitchen maximizes usable space on the main floor. Built-in shelves behind the banquette seating save space and are easily accessible from the kitchen and e-space. The great room's vaulted ceiling gives way to a large screen porch with a 12 … (0 comments)

coldwell banker: Home For Sale in Burnt Hills NY, New Construction Energy Star. Build your dream home with Stewart Construction Inc. - 02/03/10 04:42 PM



Home For Sale in Burnt Hills NY, New Construction Energy Star.  Build your dream home with Stewart Construction Inc.  New Construction key hole lot to be build. Awesome Location over 6 acres of privacy set back off the road.  Great Burnt Hills schools, and conveniently located just minutes to Northway, Saratoga Springs, Albany and all major points in the Capital Region.
Over 6 private acres 2,380 Sq Ft 3 Bedrooms 3 Baths 2 Car Garage $459,000 Home For Sale in Burnt Hills NY, New Construction Energy Star.  Build your dream home with Stewart Construction Inc.  As a longstanding partner in the … (0 comments)

coldwell banker: For Sale, great Loft style Condo in Schenectady New York's Stockade, good buy! - 01/31/10 06:22 PM

For Sale, great Loft style Condo in Schenectady New York's Stockade, good buy!
If you'd like more information visit; www.15012frontst.com
Come see this great Loft style Condo in the desireable section of the Stockade proudly offerd at $86,900. 
This unit is full of original charm coherent to what makes the stockade the historical landmark it is.
 
Original Wide Plank Floors One and a Half Bath Loft Style Bedroom Two Fireplaces Spiral Stairs Low Taxes Den/Dining Room Original Barn Doors Just Under 900 Sq Ft Original Exposed Wood Beams  
If you or anyone you know is looking for a place to call their … (0 comments)

coldwell banker: Realtors embrace the internet as a marketting tool. Buyers are searching online. - 01/29/10 04:45 PM
Realtors embrace the Internet as a marketing tool.  At the beginning of the 21st century, most home buyers had never viewed a home online; the three top home sale marketing methods were yard signs, newspaper ads and open houses; and nearly nine out of 10 buyers financed their purchase with a fixed-rate, 30-year mortgage. What a difference a decade makes.  Buyers are searching online.
"The real estate industry has seen tremendous change and evolution over the past decade," said NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz.  Realtors embrace the internet as a marketing … (5 comments)

 
Josh Gonzalez (Coldwell Banker Prime Properties)

Josh Gonzalez

Clifton Park, NY

More about me…

Coldwell Banker Prime Properties

Address: Parkwood Plaza, 1754 Route 9, Clifton Park, NY, 12065

Office: (518) 640-4203

Fax: (518) 383-6225



Links

Archives

RSS 2.0 Feed for this blog