The most effective way to raise your insurance score is to improve your credit score. Image: Jupiter Images/Getty Images Homes for Sale in Clifton Park NY. Josh Gonzalez, a Local Real Estate Agent. Improve Your Insurance Score. Most people expect the cost of homeowners insurance to go up after a claim is filed. But it may surprise you to … (0 comments)
Scammers will often try to charge you for services they'll never actually perform. They may even use your personal information to commit identity theft. Image: Plattform/Getty Images Refinancing a mortgage to a lower interest rate can make sense for some homeowners. So too can taking out a home equity loan against the value you've built up, perhaps to finance a kitchen remodel … (0 comments)
Foreclosed houses are often targeted by vandals, squatters, and thieves--which could drive out a neighborhood's residents and cause property values to plummet. Image: HUD Clifton Park Homes for Sale, Josh Gonzalez a Local Real Estate Agent. Fight Foreclosures in Your Community. If you think your neighbor's foreclosure doesn't impact you, think again. According to a Center for Responsible Lending report, … (0 comments)
If you replace an old washing machine with a new Energy Star model, you could save as much as $135 per year--plus a rebate from the government. Image: Corbis Photography/Veer There's another reason besides saving on utility bills to replace your clunker appliances with energy-efficient models: a cash rebate. States, using up to $300 million in federal funds, are offering rebates on Energy … (0 comments)
You can protect your driveway with a coal-tar-based sealant for about $100 if you do the job yourself, or about $300 if you hire someone. Image: Universal Seal
Maintaining a house in the northeastern quadrant of the country, from New England through the mid-Atlantic, means protecting it from a triple whammy: hot summers, frigid winters, and lots of precipitation throughout the year. You'll … (1 comments)
Sellers who decide that a specific dollar figure will buy their home and won't budge from that bottom line may sell themselves short. Buyers who drop out of a transaction for a property they love because the seller's counter-offer shocks them may be quitting before they have really started negotiating. When a buyer makes an offer to purchase a house, condominium unit or commercial property, the purchase price is … (1 comments)
Sellers who decide that a specific dollar figure will buy their home and won't budge from that bottom line may sell themselves short. Buyers who drop out of a transaction for a property they love because the seller's counter-offer shocks them may be quitting before they have really started negotiating. When a buyer makes an offer to purchase a house, condominium unit or commercial property, the purchase price is … (0 comments)
Unlike a conventional mortgage, a reverse mortgage's balance grows over time. Image: Hill Street Studios/Getty Images Clifton Park Homes for Sale, Josh Gonzalez a Local Real Estate Agent. Is a Reverse Mortgage Right for You? Do you wish you could tap your home equity without having to make loan payments every month? If you're 62 and own a house … (0 comments)
stewart construction: Clifton Park Home for Sale, Local Real Estate Agent. Foreclosure Rate Likely Headed Back Up.
- 03/16/10 01:10 PM
Clifton Park Home for Sale, Local Real Estate Agent. Foreclosure Rate Likely Headed Back Up. March 12, 2010 Some housing experts are saying the rate of foreclosures in the U.S. housing market may rise again, and the profile of delinquent borrowers is changing. "Just looking at the numbers, we would expect there to be a bigger percentage of properties," headed for repossession, RealtyTrac spokesman Daren Blomquist told The Washington Post. A recent RealtyTrac survey found the rate of foreclosures dropped in February, but homeowners continue to fall behind on their payments. More than 75 percent of homeowners three months or … (0 comments)
Come out for an evening of word-building fun playing Scrabble® with your friends and neighbors on Thursday, March 18 from 6:30-8:30 pm at the Clifton Park-Halfmoon Public Library. Anyone (ages 17+) is welcome to come. Light refreshments served. Registration is requested for this program and can be made online, in person or by phoning the Library at 371-8622. To register online: Access the registration forms through the web calendar on Library website, www.cphlibrary.org. Click What's Happening, then Calendar of Events. … (1 comments)
Some of the most eco-friendly kitchen cleaners may already be in your pantry. Image: Andersen Ross/Getty Images. Clifton Park Homes for Sale, Local Real Estate Agent. Green Cleaning Products for the Kitchen. From meat juices to milk spills, the kitchen can be a messy place. But don't reach for caustic cleaners or synthetic air sprays to give your countertops and … (1 comments)
stewart construction: Clifton Park Homes for Sale, Local Real Estate Agent. An Economic Boom From Homes?
- 03/13/10 01:36 PM
Clifton Park Homes for Sale, Local Real Estate Agent. An Economic Boom From Homes? By Dan Miller, The Patriot-News, Harrisburg, Pa. Mar. 5-New homes pump far more into the midstate economy in tax revenue and jobs than they cost in added spending by local governments and school districts, says a study for the Home Builders Association of Metropolitan Harrisburg. The study is based in part on single-family houses built in the midstate with prices averaging $406,000, a figure an association official conceded is higher than what most new homes are selling for here today. Municipal and school district officials and … (0 comments)
stewart construction: Clifton Park Homes for Sale, Local Real Estate Agent. ‘Green' Home Has Energy to Spare
- 03/12/10 02:56 PM
Clifton Park Homes for Sale, Local Real Estate Agent. ‘Green' Home Has Energy to Spare By Paul Restuccia How green can a house get? A Bay State couple lives in a highly energy-efficient home that creates two-and-a-half times more power than it needs. Tina Clarke and Doug Stephens, who built the three-bedroom house in Turners Falls for just $180,000, just won a $10,000 prize for the best "Zero Net Energy" project from the Northeast Sustainable Energy Association, which starts its 35th annual trade show in Boston tomorrow. "We built this home to show others that you can have a comfortable … (1 comments)
Whether "Spring forward" or "Fall back," we change our clocks one hour ahead or behind twice each year, thanks to Daylight Saving Time. Getty Images Mar 9 2010 On Sunday, March 14, 2010 at 2 a.m., Daylight Saving Time begins in the United States. Clifton Park Homes for Sale, Saratoga County Real Estate. Daylight Saving Time. Every Spring we move our clocks one hour ahead and "lose" an hour during … (0 comments)
Whether "Spring forward" or "Fall back," we change our clocks one hour ahead or behind twice each year, thanks to Daylight Saving Time. Getty Images Mar 9 2010 On Sunday, March 14, 2010 at 2 a.m., Daylight Saving Time begins in the United States. Clifton Park Homes for Sale, Saratoga County Real Estate. Daylight Saving Time. Every Spring we move our clocks one hour ahead and "lose" an hour during … (0 comments)
If you believe your real estate assessment is too high, you can always appeal it and possibly save on your property tax bill. Image: Tetra Images/Getty Images Clifton Park Homes for Sale, Saratoga County Real Estate. Tax Tips for Homeowners Looking Ahead to 2010 Returns. Tax planning for homeowners should start well in advance of the April 15 filing deadline each year. … (0 comments)
One way to keep maintenance fun and interesting is to pick one room per year to improve. Image: David Sacks/Lifesize/Getty Images Clifton Park Homes for Sale, Saratoga County Real Estate. The Value of Home Maintenance. If you think home maintenance is an unavoidable series of weekend-eating chores, remember the age-old advice of Benjamin Franklin: "An ounce of prevention is worth a pound of cure." The fact is, proactive maintenance is essential … (2 comments)
Energy Star washers save 17 gallons of water per load over traditional washers. Image: Kenmore Homes for Sale in Clifton Park NY, New Construction-Real Estate. 7 Tips for Saving Energy in the Laundry Room. Good laundry room habits, including some occasional minor maintenance, can save energy and shave nearly $300 off your annual utility bills. That's because you can curb the … (0 comments)
If water can't be diverted on the outside, it must be pumped out from the inside with an interior drain system. Image: Michael Blann/Getty Images Homes for Sale Clifton Park, Saratoga County Real Estate. 8 Solutions to Common Wet-Basement Problems. Nothing poses a greater long-term risk to your home's value than a wet basement. If left unchecked, basement moisture … (0 comments)
stewart construction: Clifton Park Homes for Sale, Saratoga County Real Estate. Try Different.
- 03/03/10 02:30 PM
Clifton Park Homes for Sale, Saratoga County Real Estate. Try Different. Try different The usual mantra is to 'try harder'. Trying harder is impossible when you're already trying as hard as you can. But you can always try different. Years ago, I was creating trivia questions for a product we built for Prodigy. We had a 99% accuracy rate in doing the questions. Which was great, except there were 1800 questions in a batch, which meant 18 wrong each time, which was totally and completely unacceptable. These were honest mistakes, made by smart people working as hard as they could. … (0 comments)
Homes for Sale in Clifton Park NY. Josh Gonzalez, a Local Real Estate Agent. Improve Your Insurance Score.
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