palm harbor real estate: Palm Harbor Pizza - These Palm Harbor Realtors Give Corteo's Two Thumbs Up! - 05/27/09 10:55 AM
Corteo’s Pizza and Pasta Restaurant in Palm Harbor, Florida makes a Sicilian pie that is hard to find outside of the Northeast. First of all, they construct it with real mozzarella cheese, not the inferior soy-based products that predominate. Their pie is also made in the infamous “Grandma-style” by nestling the cheese under the sauce. This method enables the cheese to stay moist and not burn. The sauce on top also helps to keep the cheese on the slice instead of it pulling off in the first bite. These things are important to a pizza lover! 

The entrees are reasonably priced. … (0 comments)

palm harbor real estate: 1st Annual Palm Harbor Citrus Festival - A Ferris Wheel Ride to Remember - 05/25/09 04:25 PM
So on another sparkling blue Sunday in Crystal Beach Florida, we followed the music and made our way over to the first annual Citrus Festival. The streets in this exquisite section of historic Palm Harbor form a quaint labyrinth that showcases all the shops and eateries that make it the place to be on any Sunday.
But this past weekend it wasn’t just the Pinellas beach homes on display. The whole area around Nebraska and Florida Avenues was closed off to accommodate all the rides and the full arcade of classic carnival games. All kinds of vendors were represented in addition to a … (0 comments)

palm harbor real estate: Eniswood Subdivision, Palm Harbor Florida - 05/25/09 09:00 AM
There are little hills in Florida!  The Eniswood subdivision is a beautiful tree-lined neighborhood in West Palm Harbor just northwest of Alt. 19 and Alderman Road.  Eniswood is a deed restricted neighborhood with a voluntary Eniswood homeowner's association which costs only $100 a year if you elect to participate.   Most but not all of the homes are 1-story and are 2,300 sq. ft. to just over 5,000 sq. ft.

This ideal family neighborhood features spacious lots and some even provide Eniswood Lake (really more of a large pond) or conservation views.  These homes built in the 1980's feature vaulted ceilings, split floor plans and have a … (0 comments)

palm harbor real estate: What Are You Afraid Of? Confessions from a Palm Harbor Realtor - 02/19/09 02:15 PM
What are you afraid of?  Overpaying for your Pinellas home while being wham-blasted with negative news about the economy and the housing market?  Or perhaps secrets horrifically and seemingly worse?  OK.  I'll go first.

I am dreadfully frightened of:
Public Speaking Snakes Having to work for someone else (translation:  fear of failing with our real estate business - which, by the way, is the opposite of reality, but a fear nonetheless)  Slugs, snails and leeches (they belong in the same category, don't you think?) In these times, more than ever, it's easy to venture into the realm of being fearful.   Yet, I think we … (2 comments)

palm harbor real estate: Indian Bluff Island, A Must See if Searching for a Palm Harbor Waterfront Home - 01/10/09 03:03 PM
Indian Bluff Island is Palm Harbor's best kept secret neighborhood.  Most Palm Harbor residents have never even heard of Indian Bluff (the residents refer to it as IBI), and that includes many folks that have lived in Palm Harbor for years.  Indian Bluff is a secluded neighborhood north of Alderman Road, West off of DeSoto Avenue and then West on Oceanview (the causeway to the island), just south of Wall Springs Park.  Most of the homes are either on the Gulf of Mexico or on canals with easy access to the gulf.  The more luxurious homes are well appointed and stunning in their own … (1 comments)

palm harbor real estate: Predictions for the Tampa Bay Real Estate Market ... When Will We Hit Bottom? - 01/02/09 02:37 PM
The #1 question on the minds of those thinking of buying a Dunedin home or a Palm Harbor home is "When will we hit bottom?".   Timing the real estate market is no easier than trying to time the stock market.  This graph illustrates this point.

We recently reviewed the benefits to buying a Pinellas home now.  Pinellas real estate over the long term has always historically appreciated, n0t to mention there are many tax saving and intangible emotional benefits to home ownership.   And whoa .....  interest rates are ridiculously low.  If you're a first time homebuyer looking for an FHA … (1 comments)

palm harbor real estate: Buying a Palm Harbor home? All about the $7,500 Tax Credit and Is It Right For Me? - 01/02/09 02:22 AM
Since HR3221 went into effect on July 30th, there's been enough nationwide analysis and debate to make even a Palm Harbor Real Estate professional's head spin!   Today, let's focus on one wonderful little piece of that legislation - the $7,500 tax credit! 
Am I Eligible? The $7,500 tax credit is for first-time home buyers only for any home in the U.S.  If I haven't owned a home in the past 3 years, I qualify! I must be a U.S. Citizen and file my taxes. Will the Palm Harbor Home I'd Like to Buy Qualify? Any Tampa Bay home qualifies as long as it's my … (0 comments)

palm harbor real estate: Dunedin Home and Shower Curtain for Sale - 01/02/09 02:09 AM
Taking good bathroom photos is challenging, even with a wide angle lens.  Does this shower curtain close-up make you want to run out and see this Dunedin home that's currently on the Pinellas MLS?   Do you suppose there's something lurking behind there?  What?!
When you're house hunting online, what photos do you most like to see?
The most interesting response to these questions wins a Starbucks gift card and a possible feature on The Peach!  Please send your response here.
(1 comments)

palm harbor real estate: Pinellas Home Buyers Need to Know About FHA Loan Changes Effective January 1st - 01/02/09 02:05 AM
The FHA is pulling in the reigns on it's lending practices again.  If you're currently out shopping for a new Dunedin home and were planning to put just a little money down, there are 2 critical changes that became effective yesterday.
Increase in Down Payment for that Dunedin Home You now need a 3.5% down minimum instead of the current 3% requirement.   As detailed in an earlier post about the passage of HR3221, the seller can't pay your down payment any longer,  yet your Palm Harbor Real Estate professional can help you negotiate for seller-paid closing costs.  Mortgage Limits Decreasing The maximum home purchase price effective January 1st will … (1 comments)

palm harbor real estate: Crystal Beach Florida - A Picture Slideshow - 12/04/08 03:14 PM
As Palm Harbor FL Realtors, we're often asked to describe Crystal Beach Florida, which hugs the gulf in North Palm Harbor. A picture is worth 1,000 words, so we whipped out the magic wand again (with fairy dust), and voila! Two of the homes in the slideshow below were just listed, 885 Point Seaside Drive, Crystal Beach Florida, and 128 Georgia Avenue, Crystal Beach FL.
                         
Crystal Beach offers something for everyone - funky cottages, Key-West beauties, custom estates of all kinds - you name it - it's here. When searching for Crystal Beach homes, be sure to search in … (0 comments)

palm harbor real estate: Pinellas Home Prices: Exactly Home Much Have They Fallen? - 12/04/08 02:47 PM
As Palm Harbor Realtors, we're often asked exactly how much Pinellas real estate prices have fallen.  It's usually the buyers that are asking because Pinellas home sellers are having a harder time accepting the reality of today's market.   Prices will rise again to those crazy 2006 levels, but it's going to be many years before that happens (speculation for another post).   Yet this Zillow graph helps put perspective on the fact that homes always appreciate over the long term.  In the mean time, if you know someone selling their Palm Harbor home now, give 'em a hug and a stiff drink and then, and only then, … (0 comments)

palm harbor real estate: Surf the Tampa Bay MLS Like a Realtor - 11/15/08 02:35 PM
There's this cool new technology that will let you search for that nice piece of Dunedin real estate by surfing the Tampa Bay MLS just like a Realtor does.  It's free, it's easy, and you can sign up here.
It's called Listingbook.  You'll see new listings as they hit the market, price changes, contracts that go pending, how many days a home has been on the market and so on, just like we do.  You get to drive the bus and customize your searches any way you like, and as often as you like.
We've been offering Listingbook for a while now, but we … (0 comments)

palm harbor real estate: Why Some Palm Harbor Realtors are Bored - 11/12/08 02:46 PM
Lately, when not in the Keller Williams Realty Palm Harbor office, we've run into far too many bored Palm Harbor real estate agents.  Some are from real estate offices that are on the verge of closing.  I plead to them "There IS hope.  There IS a success plan!".    Most often it lands on deaf ears.  I must not be conveying my message with enough conviction, or maybe I come off as annoying, or maybe I'm just too busy to do so properly.    
On Monday, I was told about a Palm Harbor real estate agent, a fairly well known one just a short year or two ago, … (0 comments)

palm harbor real estate: Pinellas Real Estate Sales as of August 2008, The Good, Bad and The Ugly - 11/12/08 02:19 PM

Do you want to know what's really happening with Pinellas Real Estate?  Want to avoid the sugar-coated smooth talk and just want honest answers?
Suncoast Partners and The Pinellas Peach take pride in providing meaningful knowledge, insight and data to assist you with making informed Pinellas real estate investment decisions.  Above is our first monthly installment of data that's seemingly too difficult for the educated Pinellas real estate consumer to find these days.
PRO, The Pinellas Board of Realtors, dispenses boat loads of data each month.  Some meaningful and some, quite frankly, will put even the most analytical types to sleep.  ZZZzzzzzzz. We've assembled … (0 comments)

palm harbor real estate: Ozona Florida, an “Old Florida” Waterfront & Golf-cart Friendly Community - 10/25/08 01:09 PM
Ozona FL offers "Old Florida" small-town living with the added benefit of being part of a larger, surrounding community with fabulous amenities.  Sometimes it seems that this eclectic waterfront community likes to keep itself a secret from the mainstreamers of Palm Harbor.  One thing's for sure, having an Ozona address unofficially puts you into the insiders club.  
Part of unincorporated Palm Harbor, Ozona is not quite a city, yet there's certainly more to love here than your average neighborhood.  
Hugging the Gulf of Mexico, Ozona sits just south of Tarpon Springs and Crystal Beach and north of Dunedin -and stops to the East at Alternate 19 (aka Palm Harbor … (5 comments)

palm harbor real estate: Poof! Palm Harbor Realtor Has Magic Wand That Makes Great Home Deals Appear. Meanwhile, on Wall Street, 401K disappears. - 10/24/08 03:52 PM
Do you wish that all it took to make sound investment, including real estate investments, was a $10 magic wand?  Maybe all we need is a cozy living room without a television, a dog house in the yard and a Palm Harbor Realtor with the faith and perseverance to help you find and secure a great Pinellas home at an incredible price.
For those of you that know me best, you know I often speak of my magic wand, and how I wish I had one that truly worked wonders.   Lately, I'm beginning to believe my wand has hutzpah.  It's been working magnificently as of late, particularly with finding bargains on gorgeous homes in Palm Harbor East Lake - … (0 comments)

palm harbor real estate: Florida Home for Sale Includes 'Hot Wife' - 09/08/08 03:41 PM

So, what does a Palm Harbor Real Estate Consultant do with her few spare minutes of time?  Truth is, I was just breezing through ActiveRain, and then was off to Digg, which somehow lead me to this story.
Apparently this divorced single mom, who happens to be ‘hot' (I'll let you decide) and her "agent", have HER included with the sale of the house on both eBay and Craigslist.  Yes, that's right, you get the house and the gal! 
Aside from the Ewwwwww Gross factor, has this agent no professionalism?  Have we all lost our minds?
Matt and I have … (4 comments)

palm harbor real estate: The Pinellas Trail - All 34 Miles of it and Still Growing ... - 09/07/08 01:25 AM
At The Pinellas Peach, we are raving mad about The Pinellas Trail, which is the stupendous 34-mile artery that connects residents from Tarpon Springs to St. Petersburg.  
Originally the Orange Belt Railway in 1884, The Pinellas Trail is now used by over 90,000 bicyclists, runners, roller bladers, and Sunday strollers per month.  In 1983, the trail was the brainchild of a man who's son was killed while riding his bike.  By 1990, the first 5-mile section opened connecting Taylor Park in Largo to Seminole Park in Seminole. 
The trail has now grown to over 34 miles long as shown on this map, … (0 comments)

palm harbor real estate: Seller-Funded Downpayment Assistance for Pinellas Real Estate Purchases Soon to be a Thing of The Past - 09/06/08 05:46 AM
Effective October 1st, you can no longer have the seller pay your down payment on your Palm Harbor real estate investment, or even a hut in Timbuktu.  Unless you're a veteran of the armed forces, you will need at least 3% of your own or gifted money to purchase a home anywhere in the US - with no exceptions.  The reason?  The recent approval of HR 3221 and all that it entails. 
The passage of this bill eliminates ALL seller-funded down payment assistance with FHA-guaranteed loans. In addition, if you were thinking of buying a new home, home buyers will no longer be able to rely on … (0 comments)

palm harbor real estate: What happens to Our Ozona, FL Real Estate Values if our Neighbors Do a Short Sale? - 08/31/08 05:14 PM
The first in our Ask Julia - Your Pinellas Real Estate Questions Answered...
Q:  What will the sale of our neighbors home do to our value?  Two houses in our Palm Harbor neighborhood sold under market value as short sales.  What does that do to the market value?  Both of the houses needed substantial upgrading.  We have upgraded our home from top to bottom.  Will our efforts at improvement be to no avail?  Pat.
A:  Pat, I regret to say that these neighboring Palm Harbor home sales will affect your value, but perhaps not as much as you're concerned about. Pinellas … (0 comments)

 
Julia Horton, ASKjulia.  REAL estate.  REAL answers. (Coldwell Banker Realty)

Julia Horton

ASKjulia. REAL estate. REAL answers.

Palm Harbor, FL

More about me…

Coldwell Banker Realty

Address: 35095 US Hwy 19 N, Suite 100, Palm Harbor, FL, 34684

Mobile: (727) 366-0324

Fax: (727) 772-8820



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