insurance: If Life Were A Video Game - 03/13/09 02:41 AM
I heard my son saying "No! No! No! from the other room.
It wasn't loud and emphatic; There was more sadness and disappointment in the tone of his voice.
I went to see what was going on. He was sitting in front of the t.v. head down; body slumped forward.
"What's wrong" I asked. "Is it bad" I querried before he had a chance to answer.
"Yes" he said. "I got arrested."
"But it's only a video game & I turned it off real fast before it was saved." He said smiling.
"Too bad life isn't like that sometimes" I advised.
(6 comments)

insurance: When Leaving Money On The Table Might Be A Good Thing. - 09/10/08 02:27 PM
I remember the first home we purchased. We had the usual emotions and feelings about owning our first home.
As you know, there are reasons they are "first homes." One of the features of this home was the 1 car garage.
I could pull our Mazda GLC into the garage but then I couldn't open the door. If I wanted the car in the garage I would have to pop the hatch & crawl out.
When we bought our second home we were much smarter. We found a home with a "2 car" garage with an overhead door opener. Woohoo! 
We … (1 comments)

insurance: The Executive Golf Course and Improving My Sales - 09/03/08 10:48 AM
I enjoy playing golf. I started playing the local Par 3 course with my Dad when I was 12 or 13 years old. Neither of us were any good. We only played once or twice a month but it was time spent together. As I grew older we started playing a regular 18 hole public course. We still weren't any good, but it was always fun.
Then life happened. Work. Bills. Marriage. School. Children. Responsibility. 2nd job. More Bills.
Golf became a distant memory.
Even though I wanted to play golf, it never was enough of a priority to justify the cost:
golf clubs, … (6 comments)

insurance: As Ron White Says: You Can't Fix Stupid. You Can't Insure It Either - 08/29/08 10:42 AM
One of comedian Ron White's funny punch lines is:
You can't fix stupid!
Insurance can help people recover from many things including some things that involved poor choices. But insurance doesn't cover everything and stupidity isn't one of them.
There are specialty insurance companies out there that will write coverage for things I wouldn't even imagine possible. But stupidity isn't one of them. 
One of the fundamentals of insurance is Risks Must Be Insurable. Stupidity isn't one of them.
To help determine if a Risk is Insurable use this mnemonic:
CANHAM
 Calculable - Someone must be able to Calculate the risk involved
(7 comments)

 

Rick Trowe

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Tulsa, OK

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