Gene perez's (gpshark) Blog

Divorces and Mortgages: What's important to know Today's blog will be the first of a two part entry. Please look for the second part later on this week. Let me start off by saying, "If you are in the middle of getting a divorce, it has to be final before you can get a mortgage or refinance your e...

Fannie Mae just tightened up their lending rules regarding condos. This is going to have a large effect on the price of condos here in Santa Maria. Fannie Mae's business consists of buying and pooling conforming loans. Conforming loans must meet criteria established by Fannie Mae, including rest...

Buying a condo in Santa Maria, Ca. can be tricky. Now something that people are starting to look at are condos since they are usually a lot cheaper than a home.  Just don’t forget that condos you have an Association fee that can be as little as $100.00 to as much $300.00 that is on top of your m...