George Souto - FHA, CHFA, VA, USDA, & Fannie Mae Home Mortgage Loans, Connecticut

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Mortgage and Lending - George Souto NMLS #65149 FHA, CHFA, VA Mortgages - NMLS #65149

ARCHIVED BLOG POSTS

2011 

Every once in a while you see something that just makes you do a double take.  That was what I did yesterday when I was walking by the store just around the corner from my office in downtown New Britain, and saw this sign. I am not going to name the store, but it has been very well know for decad...
10/29/2011
  Ever since the inception of the Connecticut Conveyance Tax there have been a number of issues.  The most recent issue has been with out of state banks trying to pass on the cost of the Conveyance Tax (which is bore by the Seller in Connecticut) to Buyers. This came about in a very sneaky way, b...
10/28/2011
The Federal Housing Finance Agency (FHFA) on Monday announced substantial modifications to the Home Affordable Refinance Program (HARP), which is a refinance program for borrowers currently owned by Fannie Mae or Freddie Mac who are currently underwater (negative equity in their homes).  HARP was...
10/27/2011
It seems that I have been running into more than my share of Well and Septic issues, the latest one involves the town of Marlborough, which recently installed public sewers throughout most of the town.  As a result the town has assessed homeowners with a sewer assessment to pay for the work. What...
10/26/2011
After allowing Loan Limits to revert back to the 2008 limits, Washington is now have second thoughts.  Apparently the Senate took a vote this past week to bring back the higher limits until 2013.  The bill past by a 60 to 38 vote, which represents a supermajority, and voids additional debate on m...
10/25/2011
Saturday I wrote a blog on FHA’s Hand Dug Well Guideline Waiver.  I refer to these Wells as Hand Dug Wells, because many of the older ones were hand dug.  But they are also referred to as just Dug Wells.  My friend William J Archambault, Jr., in his comment on my blog, was not sure what I meant b...
10/24/2011
The Middlesex Chamber of Commerce is holding another Business After Work at the Riverhouse at the Goodspeed Station.  This is the first time that I think the Chamber has held one of these events there so I am looking forward to attending this one. All of the Middlesex Chamber of Commerce Business...
10/23/2011
The Middlesex Chamber of Commerce is holding another Business After Work at the Riverhouse at the Goodspeed Station.  This is the first time that I think the Chamber has held one of these events there so I am looking forward to attending this one. All of the Middlesex Chamber of Commerce Business...
10/23/2011
Much of Connecticut is still very rural, and as a result many properties still have Well and Septic Systems.  For properties that were built less than 40 years ago, the Well and Septic most likely complies with the town’s health code, and are most likely engineered systems.  But Well’s and Septic...
10/22/2011
  The foliage this year in Middletown Connecticut has been a little disappointing.  Normally the trees are full of vibrant red, orange, and yellow colors, but this year in Middletown, Connecticut the colors have not been what they have been in the past.  We did get a lot of rain this Summer and ...
10/21/2011
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