student loans: FHA Change In Calculating Deferred Student Loans
- 04/16/16 04:14 AM
On September 14, 2015 FHA released their new Handbook 4000.1 which contained several New FHA Change In Calculating Borrower Debt. Among the the New FHA Change In Calculating Borrower Debt were: Authorized Users On Credit Cards Debts With Less Than 10 Months Of Monthly Payments 30 Day Accounts But none of the FHA Changes In Calculating Borrower Debt-To-Income (DTI) Ratios, had more impact on a Borrower's ability to qualify for a mortgage, than the change FHA made to calculating Deferred Debt. In particularly the FHA Change In Calculating Deferred Student Loans. Prior to September 14, 2015, the FHA Guideline on deferred Student Loans were very … (28 comments)
student loans: Who Makes Up The Largest Percentage Of Homeowners In The U.S.
- 03/03/15 05:22 AM
The U.S. Census Bureau issued a Press Release on January 29th of this year on the Homeownership Rate across the country which I found interesting. The Press Release was focused on the Drop In The Homeownership Rate In The Fourth Quarter Of 2014. In fact it stated the Homeownership Rate in the fourth quarter of 2014 was the lowest rate for any quarter since at least 1995. However, that is not what I found interesting. What I found interesting was Who Makes Up The Largest Percentage Of Homeowners In The U.S. All regions of the country seem to be fairly close … (36 comments)
student loans: Real Estate Slump Is Having An Impact On Student Loans.
- 07/14/12 09:23 AM
A recent report shows that our current Real Estate Slump Is Having An Impact On Student Loans. The reason for this is that students are having to depend more on student loans to pay for their education. This is a result of not only higher educational cost, but also because parents are not able to take out home equity loans on their homes to help pay for their childrens education. Government data showed that student loans have increased by almost 48% since 2008. As housing values began to decrease, so did the availability of funds from parents to assist their … (6 comments)
On September 14, 2015 FHA released their new Handbook 4000.1 which contained several New FHA Change In Calculating Borrower Debt. Among the the New FHA Change In Calculating Borrower Debt were:
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