Credit scores can be frustrating – “My credit was fine the last time I checked it; what happened?” Sometimes a seemingly small mistake can affect your score for up to seven years. The following can cause your credit score to drop 100 points or more. Missing a Payment If this happens to you try calling your creditor and ask for a good faith adjustment. This may work if you don’t have many other derogatory items. If you are unsuccessful, make sure to be on time with subsequent payments and you will see your credit score recover over the next 12 (6 comments)
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